Best Church Accounting Software in 2026
Updated
In short: CDM+ is ranked #1 of 27 as of 4 October 2026, ahead of ChurchFinance and ChurchTrac. The best-ranked option with a free plan is ChurchFinance. The lowest first paid tier on this page is Liberty Accounts at £14.95/mo.
Church finances can involve budgets, expenses, reporting, and funds that need to be tracked distinctly. Compare bank reconciliation and budget tracking with expense management and financial reporting, then look at fund accounting and multi-entity support in light of how your organization handles money. Grain Ledger, OCM Financial, and ChurchFinance lead the ranked entries, with T3 Books and One Church Software also near the start. Free-plan availability and paid-from pricing provide additional points of comparison. Consider which accounting capabilities fit your congregation's processes and how many entities or fund types you need to manage.
27 church accounting software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
#1 CDM+ Top pick · 6.7 $25/mo
#2 ChurchFinance Runner-up · 6.7 Free plan · $71/mo
#3 ChurchTrac Also great · 6.7 
- Free trial AndroidapiiOSmacOSWebWindows
- Free plan
- No
- Paid from
- 25 /mo
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms$25/mofirst paid tier About CDM+Visit site - Free planFree trial Web
- Free plan
- Yes
- Paid from
- 71 /mo
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms$71/mofirst paid tier About ChurchFinanceVisit site - Free trial AndroidiOSmacOSWebWindows
- Free plan
- No
- Paid from
- 29 /mo
RecognisedDocumentedFree planPlatforms - Free plan Web
- Free plan
- Yes
- Paid from
- 70 /mo
- Fund accounting
- Yes
RecognisedDocumentedFree planPlatforms$50/mofirst paid tier About Grain LedgerVisit site - Free plan Web
- Free plan
- Yes
- Paid from
- 25 /mo
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms$20.83/mofirst paid tier About VestrybooksVisit site - Free trial AndroidiOSmacOSWebWindows
- Free plan
- No
- Paid from
- 40 /mo
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
RecognisedDocumentedFree planPlatforms$40/mofirst paid tier About Churchsoft AssistVisit site - AndroidiOSmacOSWebWindowsRecognisedDocumentedFree planPlatforms
- Free trial AndroidiOSWeb
- Free plan
- No
- Paid from
- 35 /mo
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms$32.08/mofirst paid tier About IconCMOVisit site - Free trial AndroidapiiOSmacOSWebWindows
- Free plan
- No
- Paid from
- 36 /mo
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms$36/mofirst paid tier About One Church SoftwareVisit site - Free trial AndroidiOSmacOSWeb
- Free plan
- No
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
RecognisedDocumentedFree planPlatforms£15/mofirst paid tier About MyFundAccounting.OnlineVisit site - AndroidapiiOSWeb
- Free plan
- No
- Paid from
- 10 /mo
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms$41.67/mofirst paid tier About OCM FinancialVisit site - Free trial apiWeb
- Free plan
- No
- Fund accounting
- Yes
RecognisedDocumentedFree planPlatforms$79/mofirst paid tier About AplosVisit site - Free trial Web
- Free plan
- No
- Fund accounting
- Yes
RecognisedDocumentedFree planPlatforms$35/mofirst paid tier About T3 BooksVisit site - Web
- Free plan
- Yes
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
RecognisedDocumentedFree planPlatforms - Free trial Web
- Free plan
- No
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms£14.95/mofirst paid tier About Liberty AccountsVisit site - Free trial Web
- Free plan
- No
- Fund accounting
- Yes
RecognisedDocumentedFree planPlatformsC$32.50/mofirst paid tier About VestryVisit site - Web
- Budget tracking
- Yes
- Expense management
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms - WebWindows
- Free plan
- No
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
RecognisedDocumentedFree planPlatforms -
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- No
- Paid from
- 24 /mo
- Fund accounting
- Yes
- Budget tracking
- Yes
- Expense management
- Yes
- Bank reconciliation
- Yes
RecognisedDocumentedFree planPlatforms - WebRecognisedDocumentedFree planPlatforms
- WebWindows
- Free plan
- No
- Paid from
- 19 /mo
RecognisedDocumentedFree planPlatforms - Windows
- Free plan
- No
RecognisedDocumentedFree planPlatforms - Web
- Fund accounting
- Yes
RecognisedDocumentedFree planPlatforms
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which church accounting software is ranked first on Everything Xiaomi?
CDM+ is ranked #1 of 27 with a score of 6.7. ChurchFinance is second and ChurchTrac third.
How many of these have a free plan?
3 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Liberty Accounts has the lowest first paid tier we found: £14.95/mo.
How is this list ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.