T3 Books
T3 Books is cloud-based fund accounting software for nonprofit organizations, churches, and small-to-medium organizations.
What T3 Books is
T3 Books is cloud-based fund accounting software for nonprofit organizations, churches, and small-to-medium organizations. It tracks restricted and unrestricted funds separately and provides fund-level balance sheets, income statements, and budget comparisons. Plaid connections can import bank transactions automatically; Basic users can also import them through CSV. Native integrations include Pushpay, Bill.com Spend & Expense (Divvy), Ramp, Bill.com for AP, and PEX. The software records and timestamps every change to maintain transaction history for audit readiness. Saved report packages can be shared with board members and donors through secure links that do not require recipients to log in. Each plan includes setup help and phone and email support. The 15-day free trial offers full access without a credit card.
Good
- Tracks restricted and unrestricted funds separately.
- Provides fund-level statements and budget comparisons.
- Offers a 15-day full-access trial without a credit card.
- Tracks and timestamps every change.
- Saved reports can be shared without recipient logins.
Watch out
- No free plan is listed.
- The platform is web-based only.
- Basic plan has one user.
Who it suits
T3 Books suits nonprofits, churches, and smaller or mid-sized organizations that need fund-level accounting and budgeting. It may also fit teams that want bank imports, audit history, or reports they can share with boards and donors.
Verdict
T3 Books focuses on fund accounting, with transaction history, bank-import options, and report sharing. Its trial allows a full-access evaluation, while ongoing use requires a paid plan.
Plans and prices
From T3 Books's own pricing page, checked 1 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Basic | $35 a month | 1 user · unlimited audit-only users · unlimited funds |
| Essentials | $45 a month | up to 2 users · unlimited audit-only users · up to 2 integrations |
| Advanced | $75 a month | unlimited users · unlimited audit-only users · unlimited integrations |
| Starter | $350 a month | monthly transaction entry · fund accounting setup · monthly bank reconciliation · monthly financial statements |
| Growth | $750 a month | twice-monthly reporting · budget-vs-actual analysis · board-ready packages · quarterly CPA reviews |
| Established | $1,250 a month | weekly transaction reviews · forecasting and analysis · grant accounting support · dedicated bookkeeper and CPA |
The facts
Each one read from T3 Books's own pages, with the date it was checked.
What it does
- Auditability
- Every change is tracked and timestamped, providing a complete transaction history for audit readiness.checked 1 Oct 2026
- Audit trail
- Yeschecked 19 Sep 2026
- Automation
- AI transaction matching and categorization is described as reducing reconciliation time from 30–60 minutes to 5–10 minutes.checked 1 Oct 2026
- Banking
- Plaid connections can automatically import bank transactions, while Basic users can import transactions manually through CSV.checked 1 Oct 2026
- Fund accounting
- The software tracks restricted and unrestricted funds separately and supports fund-level balance sheets, income statements, and budget comparisons.checked 1 Oct 2026
- Integrations
- Native integrations include Pushpay, Bill.com Spend & Expense (Divvy), Ramp, Bill.com for AP, and PEX.checked 1 Oct 2026
- Product focus
- T3 Books is cloud-based fund accounting software designed for nonprofit organizations, churches, and small-to-medium organizations.checked 1 Oct 2026
- Reporting
- The reporting engine uses BigQuery for sub-100ms data synchronization and includes interactive charts and visualizations.checked 1 Oct 2026
- Security
- T3 Books says data is encrypted in transit and at rest using bank-level encryption, with regular security audits and backups.checked 1 Oct 2026
- Sharing
- Saved report packages can be shared with board members and donors through secure links without requiring them to log in.checked 1 Oct 2026
- Support
- Every plan includes free setup help plus phone and email support; support hours are Monday–Friday, 9am–5pm Pacific, with email support outside those hours.checked 1 Oct 2026
Money
- Billing
- T3 Books is month-to-month with no long-term contract, and annual billing saves 10% compared with monthly pricing.checked 1 Oct 2026
- Free plan
- Nochecked 19 Sep 2026
- Trial
- The 15-day free trial provides full access without requiring a credit card.checked 1 Oct 2026
The company
- Maker history
- Founder Alex Acree says he started building T3 Books in 2023 after working as a CPA with nonprofits and churches.checked 1 Oct 2026
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