ChurchFinance
- Android app
- Not listed
- Free plan
- Yes
- Paid plans from
- $71/mo
- Runs on
- Web
Summary
ChurchFinance is cloud-based financial management software for churches and religious organizations. It records income and expenses with categories, funds, recurring entries, bank rules, CSV imports, and an audit trail. Planning features include annual budgets, fund accounting, ministry-scoped plans, and budget-versus-actual tracking. Reports cover income, funds, cash flow, reconciliations, giving, and board packets. Online giving supports cards, ACH bank transfers, and Apple Pay through Stripe, with one-time or recurring gifts and no ChurchFinance platform fees. A free Starter plan covers one team member; Growth costs 71.00 USD per month, billed annually at $853, and Ministry costs 134.00 USD per month, billed annually at $1,609. ChurchFinance says it uses HTTPS/TLS, encrypts sensitive credentials at rest, hashes passwords, and takes daily backups. It also says it has not pursued SOC 2 or HIPAA certification. Data can be exported as JSON or CSV, and the auditor portal offers scoped, read-only, time-limited access.
Who it is for
ChurchFinance is suited to churches and religious organizations that need to track funds, budgets, expenses, and giving. Its auditor portal and board reports may also suit organizations that need structured financial oversight.
What is good
- Tracks income and expenses with funds and an audit trail
- Supports annual budgets and budget-versus-actual tracking
- Accepts card, ACH, and Apple Pay giving
- Exports donor, transaction, and fund data as JSON or CSV
- Provides scoped, read-only auditor access
What to know first
- Starter is limited to one team member
- Paid Growth starts at 71.00 USD per month, billed annually
- ChurchFinance has not pursued SOC 2 or HIPAA certification
Verdict
ChurchFinance brings transaction tracking, budgeting, giving, and reporting into one church-focused service. Review the plan limits and its stated certification status when deciding whether it fits your organization.
ChurchFinance plans and pricing
All plansCompared on church accounting software
- Free plan
- Yeschurchfinance.io
- Paid from
- $71/mochurchfinance.io
- Fund accounting
- Yeschurchfinance.io
- Budget tracking
- Yeschurchfinance.io
- Expense management
- Yeschurchfinance.io
- Bank reconciliation
- Yeschurchfinance.io
- Financial reporting
- Yeschurchfinance.io
- Multi-entity support
- Yeschurchfinance.io
Facts
- Product purpose
- ChurchFinance is cloud-based financial management software designed for churches and religious organizations.churchfinance.io · 30 Sept 2026
- Transaction tracking
- The software records income and expenses with categories, funds, recurring entries, bank rules, CSV imports, and an audit trail.churchfinance.io · 30 Sept 2026
- Online giving
- ChurchFinance accepts cards, ACH bank transfers, and Apple Pay through Stripe, with one-time or recurring gifts and zero ChurchFinance platform fees.churchfinance.io · 30 Sept 2026
- Stripe integration
- Stripe processes ChurchFinance card, ACH, and Apple Pay payments, and Stripe is PCI DSS Level 1.churchfinance.io · 30 Sept 2026
- Budgeting
- Planning features provide annual budgets, fund accounting, categories, ministry-scoped plans, and budget-versus-actual tracking.churchfinance.io · 30 Sept 2026
- Reports
- The reporting system generates income statements, budget-versus-actual reports, fund summaries, cash-flow reports, reconciliation reports, giving statements, and board packets.churchfinance.io · 30 Sept 2026
- Security controls
- ChurchFinance states that traffic uses HTTPS/TLS, sensitive credentials are encrypted at rest with AES-256-GCM, passwords are hashed, and daily backups are taken.churchfinance.io · 30 Sept 2026
- Compliance disclosure
- ChurchFinance states that it has not pursued SOC 2 or HIPAA certification.churchfinance.io · 30 Sept 2026
- Auditor access
- An auditor portal provides scoped, read-only accounts with time-bound access and visibility into the audit log.churchfinance.io · 30 Sept 2026
- AI assistant
- The AI Assistant answers questions using the church's data, is read-only, records AI queries in the audit log, and does not use church data for model training.churchfinance.io · 30 Sept 2026
- Support
- The contact page says the team will respond to messages within 24 hours and offers sales, product-demo, and partnership assistance.churchfinance.io · 30 Sept 2026
- Data portability
- Users can export their data at any time, and security documentation specifies JSON or CSV exports of donors, transactions, and funds.churchfinance.io · 30 Sept 2026
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Sources
- churchfinance.io/terms· checked 30 Sept 2026
- churchfinance.io/features· checked 30 Sept 2026
- churchfinance.io/features/giving· checked 30 Sept 2026
- churchfinance.io/features/planning· checked 30 Sept 2026
- churchfinance.io/features/reports· checked 30 Sept 2026
- churchfinance.io/features/security· checked 30 Sept 2026
- churchfinance.io/features/ai-assistant· checked 30 Sept 2026
- churchfinance.io/contact· checked 30 Sept 2026
- churchfinance.io/pricing· checked 30 Sept 2026