Wave is invoicing software for businesses to create and send invoices, collect payments, and manage customer information.
Best Core Financial Management in 2026
Core financial management software helps organize accounting, budgets, expenses, assets and reporting for a business or group of entities. Compare free plans, paid starting prices, deployment options and Android access. Check whether a tool supports multi-entity work, consolidation, multiple currencies, forecasts, fixed assets and expense management on the platforms you use.
FreeAgent is accounting software for handling business administration, including invoicing, expenses, tax reporting, and business reports.
- 4
LedgerSMB
LedgerSMB is free, open source ERP and accounting software for small and mid-size businesses.
Free planOpen sourceAndroidiOSWebAPI8.1Free plan - 5

Clear Books
Clear Books is browser-based accounting software for UK businesses, sole traders and landlords, with Android and iOS mobile apps.
Free planAndroidiOSWeb8.0From £5 a month - 6

FreshBooks
FreshBooks is accounting software for freelancers, solopreneurs, and small businesses.
AndroidiOSWebAPI8.0From $4.60 a month - 7

Zoho Books
Zoho Books is an accounting service for managing invoices, bills, banking, inventory, expenses, projects, reporting, and online payments.
Free planAndroidiOS7.9From $15 a month - 8
QuickBooks Time
AndroidiOSWebAPI7.8From $20 a month - 9
Sage 50
Sage 50 is web-based accounting software with tools for bank feeds, automated reconciliation, invoice creation, receipt capture, and inventory tracking.
AndroidiOSWebAPI7.8From $1,155 a year - 10
Oracle Fusion Cloud Expenses
Oracle Fusion Cloud Expenses is paid expense management software for handling reports, approvals, audits, reimbursements, travel authorization, and cash advance requests.
AndroidiOSWebAPI7.7 - 11
Microsoft Dynamics 365 Sales
AndroidiOSWebAPI7.6 - 12
Odoo Accounting
Odoo Accounting handles invoices, vendor bills, bank transactions, and related business records.
Free planAndroidiOSWebSelf-hosted7.5Free plan - 13
Xero Expenses
Xero Expenses lets employees submit business expense claims for approval and reimbursement.
AndroidiOSWeb7.2From $5.40 a month - 14

Exact Online
Web7.1 - 15

Dolibarr
Dolibarr is an open-source ERP and CRM suite for small and midsize businesses, larger companies, freelancers, and associations.
Free planWebAPILinuxmacOS7.0Free plan - 16
Tryton
Tryton is modular business software for companies of any size, with tools for accounting, sales, inventory, CRM, purchasing, supply chain,…
Free planWebAPILinuxmacOS6.9Free plan - 17
Workday Expenses
AndroidiOSWebAPI6.9 - 18

Infor ERP
Infor ERP is an enterprise resource planning system for organizations ranging from growing businesses to large global enterprises.
AndroidiOSWebAPI6.7 - 19

Acumatica Cloud ERP
Acumatica Cloud ERP is paid hybrid ERP software for small and mid-market businesses.
AndroidiOSWebAPI6.6 - 20
SAP Business One
SAP Business One is an ERP system for small and midsize businesses that brings accounting, purchasing, inventory, sales, customer relationships,…
AndroidiOSWebAPI6.6 - 21

Oracle NetSuite
Oracle NetSuite is an AI-powered cloud business management solution that automates core processes and provides real-time visibility into operational…
AndroidiOSWebAPI6.5 - 22

Vyapar
Vyapar is invoicing and business management software from a maker founded in 2016 and headquartered in Bengaluru, Karnataka, India.
AndroidiOS6.5From $79.99 a year - 23

Akaunting
Web6.1From $72 a year - 246.1From $630 a month
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Sage 200
Sage 200 is a hybrid, web-based business system covering finance, inventory, order management, and manufacturing.
Web5.9
Choosing well
Check Android access
Android appears among the platforms used by tools in this category, alongside web, iOS, API, self-hosted and Windows options. Confirm that the product has the Android app or mobile workflow you need before choosing.
If your work spans a phone and a computer, compare the listed platform support with your preferred web or desktop setup.
Compare price and deployment
A free plan, free trial or freemium pricing can help you start without a full subscription. Check the paid starting price and what is included before moving financial records.
Deployment choices include hosted web services, self-hosted installations and APIs. Choose the setup that fits your technical resources and control requirements.
Match your business structure
Multi-entity support and financial consolidation matter when records cover related companies or divisions. Confirm that the tool handles the structure you need and can combine reports appropriately.
Multi-currency support is useful when accounts or transactions use different currencies.
Review planning and accounting features
Budgeting and forecasts help with forward planning, while fixed-asset accounting tracks long-lived purchases. Expense management covers the process of recording and handling business spending.
Compare these capabilities with your accounting workflow instead of choosing from the product name alone.
Questions people ask
Do tools in this category have Android support?
Android is one of the listed platforms, but support varies by product. Check the individual tool’s platform details before relying on a phone workflow.
Can I start with a free option?
A free plan, free trial or freemium model is available from tools in this category. Review limits and paid starting prices before switching plans.
What deployment choices are available?
Listed deployment options include web, self-hosted, API and Windows setups. Check the product details to confirm the option you need.
Which features help with groups of companies?
Compare multi-entity support and financial consolidation. These dimensions indicate whether a tool fits related companies or divisions that need combined reporting.
Can these tools handle multiple currencies?
Multi-currency is a comparison dimension for this category. Verify the product’s support for the currencies and reporting workflow you require.
Are budgeting and fixed assets covered?
Budgeting and forecasts, fixed-asset accounting and expense management are comparison areas. Check the feature details for the functions your process needs.


