Zoho Books

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Score9.2

Rank#1 of 76

From$15/mo

Free planYes

Runs onAndroid, iOS

Summary

Zoho Books is an accounting service for managing invoices, bills, banking, inventory, expenses, projects, reporting, and online payments. It supports bank feeds, automated reconciliation, invoice creation, receipt capture, and accountant access, with dedicated iOS and Android apps. Inventory tools include stock tracking, reorder alerts, warehouses, serial numbers, batch tracking, and bin locations. Foreign transactions are supported, with exchange rates applied in real time. Changes sync across devices, with automatic cloud backup. Transactions are secured with two-factor authentication and SSL encryption, and Zoho Books says it does not store credit card information. The free plan includes one user and one accountant and remains available indefinitely while annual revenue is at or below $50K. It allows five scheduled reports. A 14-day free trial is available. Standard is listed at 15.00 USD per month with annual billing. Subscriptions are pay-as-you-go, have no contract commitment, and can be canceled. Support hours are Monday to Friday, 9 am to 9 pm ET; channels vary by plan.

Who it is for

Zoho Books suits solopreneurs and small businesses that need accounting tools such as invoicing, banking, expenses, and inventory tracking. Its mobile apps and accountant access may also suit people managing books across devices or with an accountant.

What is good

Includes invoicing, banking, inventory, and reporting.
Offers dedicated iOS and Android applications.
Supports bank feeds and automated reconciliation.
Free plan includes one user and one accountant.
Subscriptions have no contract commitment and can be canceled.

What to know first

Free plan requires annual revenue at or below $50K.
Free plan permits five scheduled reports.
Support channels vary by plan.
Standard is 15.00 USD per month with annual billing.

Verdict

Zoho Books combines core accounting tasks with inventory tools and mobile access. The free option has a revenue condition and a report-scheduling limit, while Standard is listed at 15.00 USD per month with annual billing.

Zoho Books plans and pricing

All plans

Free Free billed monthly 1 user + 1 accountant · 1,000 invoices annually · 1,000 expenses annually · 50 receipt autoscans per month zoho.com · 27 Sept 2026

Standard $15/mo billed monthly 3 users · 5,000 invoices annually · 5,000 expenses annually · 200 receipt autoscans per month zoho.com · 27 Sept 2026

Professional $40/mo billed monthly 5 users · 10,000 invoices annually · 10,000 bills/expenses annually · 200 receipt autoscans per month zoho.com · 27 Sept 2026

Premium $60/mo billed monthly 10 users · 25,000 invoices annually · 25,000 bills/expenses annually · 1,000 receipt autoscans per month zoho.com · 27 Sept 2026

Elite $120/mo billed monthly 10 users · 100,000 invoices annually · 100,000 bills/expenses annually · 1,000 receipt autoscans per month zoho.com · 27 Sept 2026

Ultimate $240/mo billed monthly 15 users · 100,000 invoices annually · 100,000 bills/expenses annually · 3 million records/rows zoho.com · 27 Sept 2026

Compared on bookkeeping software

Free plan: Yeszoho.com
Paid from: $15/mozoho.com

Facts

Free plan: Yeszoho.com · 20 Sept 2026
Paid from: 15zoho.com · 20 Sept 2026
Bank feeds: Yeszoho.com · 20 Sept 2026
Automated reconciliation: Yeszoho.com · 20 Sept 2026
Invoice creation: Yeszoho.com · 20 Sept 2026
Receipt capture: Yeszoho.com · 20 Sept 2026
Inventory tracking: Yeszoho.com · 20 Sept 2026
Accountant access: Yeszoho.com · 20 Sept 2026
Mobile platforms: ios and androidzoho.com · 20 Sept 2026
Free plan limit: The free plan is available indefinitely while annual revenue remains at or below $50K.zoho.com · 27 Sept 2026
Free plan users: The free plan includes 1 user and 1 accountant.zoho.com · 27 Sept 2026
Free report limit: The free plan allows scheduling 5 reports.zoho.com · 27 Sept 2026
Free trial period: Zoho Books offers a 14-day free trial.zoho.com · 27 Sept 2026
Cancellation terms: It is a pay-as-you-go service with no contract commitment, and subscriptions can be cancelled.zoho.com · 27 Sept 2026
Mobile apps: Dedicated iOS and Android applications are available.zoho.com · 27 Sept 2026
Cloud synchronization: Changes made on one device instantly sync with other devices, with automatic cloud backup.zoho.com · 27 Sept 2026
Security controls: Transactions are secured with two-factor authentication and SSL encryption.zoho.com · 27 Sept 2026
Card storage: Zoho Books does not store credit card information.zoho.com · 27 Sept 2026
Support hours: Support is available Monday to Friday, 9 am to 9 pm ET.zoho.com · 27 Sept 2026
Support channels: Support channels vary by plan, including email, voice, and chat support.zoho.com · 27 Sept 2026
Team collaboration: Professional and higher plans support chat, voice, video, and screen sharing.zoho.com · 27 Sept 2026
App integrations: Zoho Books connects with apps through its integrations offering and online sales channels on Elite.zoho.com · 27 Sept 2026
Accounting features: Features include invoicing, bills, banking, inventory, expenses, projects, reporting, and online payments.zoho.com · 27 Sept 2026
Inventory capabilities: Inventory features include stock tracking, reorder alerts, warehouses, serial numbers, batch tracking, and bin locations.zoho.com · 27 Sept 2026
Multi-currency support: Foreign transactions are supported, with exchange rates automatically applied in real time.zoho.com · 27 Sept 2026