CommunityPay

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Score6.8

Rank#4 of 25

From$1/mo

Free planYes

Runs onAPI, Web

Summary

CommunityPay provides financial infrastructure for community associations, bringing payments, accounting, and transaction decision records into one platform. Its accounting features include double-entry bookkeeping, fund tracking, period locks, and board-ready reports. Payment controls route journal entries through an enforcement dispatcher that evaluates guards and records decisions. Vendor payments use Stripe Connect, support batch processing, and create journal entries automatically; residents can pay online by ACH or card. The API can request resale certificates generated from live ledger data and deliver them using HMAC-signed callbacks. Its Legal Corpus API covers statutes, thresholds, and compliance profiles for 50 states plus D.C. QuickBooks and Xero sync are listed platform features. A token-gated audit portal provides read-only access to scope-restricted sections and logs events. The platform costs $1 per unit per month, with a $100 community minimum and $500 cap; processing fees are passed through at cost. Its public API is free, with anonymous calls limited to 50 requests per hour per IP.

Who it is for

CommunityPay is aimed at HOAs, condominiums, and planned communities, as well as lenders, insurers, title companies, CPAs, and management companies. Its API offerings may also suit users seeking statutory and compliance data.

What is good

Accounting includes double-entry bookkeeping and fund tracking.
Residents can pay by ACH or card.
Vendor payments support batch processing.
QuickBooks and Xero sync are listed features.

What to know first

Platform has a $100 community minimum.
Processing fees are passed through at cost.
Anonymous Legal Corpus calls are limited to 50 per hour per IP.

Verdict

CommunityPay combines association accounting and payment workflows with related APIs and audit access. Consider its per-unit minimum and API request limits when assessing fit.

CommunityPay plans and pricing

All plans

Public API Free $0 forever 50 requests/hour · statute lookup, thresholds, compliance profiles, and topics · no signup required communitypay.us · 30 Sept 2026

CommunityPay platform $1/mo per unit / month $100 minimum per community · $500 cap per community · processing fees passed through at cost · no setup fee · no contract communitypay.us · 30 Sept 2026

Professional API $99/mo $99 /month 1,000 requests/day · citation extraction, law change feed, and CARI score access communitypay.us · 30 Sept 2026

Enterprise API Not published Custom 10,000+ requests/day · webhooks · bulk export · SLA · dedicated support · full CARI reports communitypay.us · 30 Sept 2026

Compared on HOA accounting software

Free plan: Nocommunitypay.us
Paid from: $100/mocommunitypay.us
Assessment billing: Yescommunitypay.us
Owner ledgers: Yescommunitypay.us
Vendor payments: Yescommunitypay.us
Financial statements: Yescommunitypay.us
Bank reconciliation: Yescommunitypay.us
Budget tracking: Yescommunitypay.us

Facts

Purpose: CommunityPay provides financial infrastructure for community associations, including payments and accounting systems that govern transactions and record decisions.communitypay.us · 30 Sept 2026
Accounting: The accounting product provides double-entry bookkeeping, fund tracking, period locks, and board-ready financial reports.communitypay.us · 30 Sept 2026
Payment controls: The platform routes journal entries through an enforcement dispatcher that evaluates guards and records immutable decisions.communitypay.us · 30 Sept 2026
Resident payments: The platform includes resident online payments by ACH and card.communitypay.us · 30 Sept 2026
Resale certificates: The API can request statute-compliant resale certificates generated from live ledger data and deliver them through HMAC-signed callbacks.communitypay.us · 30 Sept 2026
API coverage: The Legal Corpus API covers statutes, thresholds, and compliance profiles across 50 states plus D.C., for 51 tracked jurisdictions.communitypay.us · 30 Sept 2026
Integrations: The pricing page lists QuickBooks and Xero sync as included platform features.communitypay.us · 30 Sept 2026
Security: The Trust Center describes immutable audit trails, encryption at rest, tenant isolation, and consent-gated access as security topics.communitypay.us · 30 Sept 2026
Audit access: The platform includes a token-gated, read-only CPA audit portal with scope-restricted sections and event logging.communitypay.us · 30 Sept 2026
Intended users: The company says it serves HOAs, condominiums, and planned communities, as well as lenders, insurers, title companies, CPAs, and management companies.communitypay.us · 30 Sept 2026
Pricing limits: The platform charges $1 per unit per month, with a $100 community minimum and $500 community cap; processing fees are passed through at cost.communitypay.us · 30 Sept 2026
API access limits: Anonymous Legal Corpus API calls are limited to 50 requests per hour per IP, while CARI API access requires an API key and is metered by daily tier.communitypay.us · 30 Sept 2026
Company background: The company says CommunityPay was founded by Scott Vuilleumier in Seattle, Washington.communitypay.us · 30 Sept 2026