Best Card Issuing Platforms in 2026
Updated
In short: Extend is ranked #1 of 20 as of 4 October 2026, ahead of Paynetics Card Issuing and Marqeta. The lowest first paid tier on this page is Extend at $0.75/mo.
Card issuing platforms help businesses set up and operate card programs. Compare support for different program needs, physical and virtual cards, and spend controls, then review funding and balances, issuing API, and KYC/KYB tools. Free-plan availability and the starting paid price can help you assess costs as well. The ranking opens with Extend, Paynetics Card Issuing, and Marqeta. Mastercard Decision Intelligence and Lithic follow, with Enfuce Cards, Nium Physical and Virtual Cards, and Conferma Pay also among the first entries. Use these listed capabilities to judge which platforms align with your program requirements and payment workflows.
20 card issuing platforms ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
#1 Extend Top pick · 7.1 Free plan · $0.75/mo
#2 Paynetics Card Issuing Runner-up · 6.7 
#3 Marqeta Also great · 6.4 - Free plan AndroidapiiOSWeb
- Free plan
- Yes
- Virtual cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms$0.75/mofirst paid tier About ExtendVisit site - AndroidapiiOSWeb
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - apiWeb
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - WebRecognisedDocumentedFree planPlatforms
- apiWeb
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - apiself-hostedWeb
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - apiWeb
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - apiWeb
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Virtual cards
- Yes
- Physical cards
- No
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - apiWeb
- Free plan
- No
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - AndroidiOSWeb
- Free plan
- No
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - AndroidiOSWeb
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- No
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms -
- Free plan
- No
- Virtual cards
- Yes
- Physical cards
- Yes
- Issuing API
- Yes
- Spend controls
- Yes
RecognisedDocumentedFree planPlatforms
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which card issuing platform is ranked first on Everything Xiaomi?
Extend is ranked #1 of 20 with a score of 7.1. Paynetics Card Issuing is second and Marqeta third.
How many of these have a free plan?
1 of the 20 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Extend has the lowest first paid tier we found: $0.75/mo.
How is this list ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.