Paynetics Card Issuing

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Score6.6

Rank#4 of 31

Free planNo

Runs onAndroid, API, iOS, Web

Summary

Paynetics Card Issuing provides businesses and partners with configurable card programs. Its range includes physical, virtual, and digitised prepaid, debit, credit, and business cards, with products from Visa and Mastercard. Partners can customise designs and set card rules, limits, controls, hierarchies, products, and pricing levels. Cards may connect to dedicated IBAN accounts or an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; integration options include a REST API for accounts, issuing, transfers, and onboarding, as well as a partner portal. Developer resources include APIs, SDKs, sandbox tools, and operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation option based on Mastercard MDES. A PCI-compliant SDK supports card-data display without partners storing or processing sensitive details. Physical card production requires an order of at least 1,000 units and typically takes around two months. Pricing is on request. Paynetics AD is licensed by the Bulgarian National Bank and passported across the EU; Paynetics UK Ltd is licensed by the FCA for UK services.

Who it is for

It suits businesses and partners planning branded or configurable card programs, including use cases such as government disbursements, payroll incentives, remittances, or e-commerce virtual cards.

What is good

Offers physical, virtual, and digitised card options.
Partners configure designs, limits, and controls.
Cards can link to IBAN accounts or eWallets.
Developer resources include APIs, SDKs, and sandbox tools.

What to know first

Physical card orders start at 1,000 units.
Manufacturing typically takes around two months.
Pricing is available on request.

Verdict

Paynetics offers configurable card programs with API integration and mobile wallet support. Physical cards have a minimum order and typical manufacturing lead time; pricing is on request.

Paynetics Card Issuing plans and pricing

All plans

Card issuing Not published customisable programmes · physical/virtual cards · Visa/Mastercard paynetics.digital · 30 Sept 2026

Compared on banking-as-a-service platforms

Virtual cards: Yespaynetics.digital
Physical cards: Yespaynetics.digital
Issuing API: Yespaynetics.digital
Spend controls: Yespaynetics.digital
Funding and balances: Yespaynetics.digital
Card program support: multipaynetics.digital
KYC/KYB tools: Yespaynetics.digital

Facts

Product: Paynetics offers card-issuing programs that partners can customise for their business needs.paynetics.digital · 30 Sept 2026
Card types: Its card range includes plastic, virtual and digitised prepaid, debit, credit and business cards.paynetics.digital · 30 Sept 2026
Card schemes: Paynetics says it is a principal member of Visa and Mastercard and offers products from both schemes.paynetics.digital · 30 Sept 2026
Controls and branding: Partners can customise card designs and configure rules, limits and controls for issued cards.paynetics.digital · 30 Sept 2026
API onboarding: The API platform supports digital onboarding and data exchange, including compliance, risk analysis and monitoring.paynetics.digital · 30 Sept 2026
Program configuration: The issuing infrastructure supports configurable limits and controls, customised hierarchies, multiple products and different pricing levels.paynetics.digital · 30 Sept 2026
Mobile wallets: Paynetics says it supports Apple Pay on iOS and a proprietary Android tokenisation solution based on Mastercard’s MDES protocol.paynetics.digital · 30 Sept 2026
Tokenisation: Its tokenisation solution replaces sensitive card details with dynamic components for transactions, which Paynetics says helps secure transmitted information and reduce fraud in digital transfers.paynetics.digital · 30 Sept 2026
Accounts and wallets: Cards can be linked to dedicated IBAN accounts or integrated into an eWallet.paynetics.digital · 30 Sept 2026
Who it serves: The page lists use cases including consumer gift cards, e-commerce virtual cards, government disbursements, payroll incentives, remittance, child and teen prepaid cards, cryptocurrency and freelancer payments.paynetics.digital · 30 Sept 2026
Developer tools: The developer portal offers issuing APIs, SDKs, sandbox tooling and live operational status.developers.paynetics.digital · 30 Sept 2026
Integration limits: Paynetics’ documentation says the minimum order for physical cards is 1,000 units and typical manufacturing takes around two months.documentation.paynetics.digital · 30 Sept 2026
Security and regulation: Paynetics AD says it is licensed by the Bulgarian National Bank and passported to provide services across the EU; Paynetics UK Ltd says it is licensed by the FCA for UK services.paynetics.digital · 30 Sept 2026
Support: The company lists customer support at +44 (0) 330 223 6848 and [email protected].paynetics.digital · 30 Sept 2026
Purpose: Paynetics provides versatile, flexible card issuing for businesses.paynetics.digital · 30 Sept 2026
Schemes: Paynetics is a principal member of Visa and Mastercard and offers their full range of products.paynetics.digital · 30 Sept 2026
Customization: Card programmes support co-branding, customised designs and flexible rule settings.paynetics.digital · 30 Sept 2026
Controls: Partners can configure limits, controls, hierarchy, multiple products and pricing levels.paynetics.digital · 30 Sept 2026
Wallets: Paynetics supports Android tokenisation based on Mastercard Digital Enablement Service and Apple Pay on iOS.paynetics.digital · 30 Sept 2026
Accounts: Issued cards can be linked to dedicated IBAN accounts and integrated into an eWallet.paynetics.digital · 30 Sept 2026
API integration: The API Integration channel provides a single REST API for payment accounts, card issuing, transfers, onboarding and a web Partner Portal.documentation.paynetics.digital · 30 Sept 2026
Security: Paynetics offers a PCI-compliant SDK for secure card-data display without partners storing or processing sensitive data.documentation.paynetics.digital · 30 Sept 2026
Manufacturing limit: The minimum physical-card order is 1,000 units, and manufacturing typically takes around two months.documentation.paynetics.digital · 30 Sept 2026
Manufacturing integrations: Paynetics is pre-integrated with AllPay for Europe and the UK and Borica for the Balkan region.documentation.paynetics.digital · 30 Sept 2026
Use cases: Listed use cases include consumer convenience, online virtual cards, government disbursement, payroll incentives, remittances, children, digital assets, freelancers and gaming.paynetics.digital · 30 Sept 2026
Regulation: Paynetics AD is licensed by the Bulgarian National Bank and passported across the EU, while Paynetics UK Ltd is licensed by the FCA.paynetics.digital · 30 Sept 2026