OpenWay Way4

C
C tier on Card Issuing PlatformsScore 6.3 · #6 of 20
Android app
Not listed
Free plan
No
Runs on
api, self-hosted, Web
openwaygroup.com
The OpenWay Way4 homepage

Summary

OpenWay Way4 is ranked #6 of 20 in card issuing platforms on Everything Xiaomi. It runs on API, Self-hosted, Web.

Compared on card issuing platforms

Virtual cards
Yesopenwaygroup.com
Physical cards
Yesopenwaygroup.com
Issuing API
Yesopenwaygroup.com
Spend controls
Yesopenwaygroup.com
Funding and balances
Yesopenwaygroup.com
Card program support
multiopenwaygroup.com
KYC/KYB tools
Yesopenwaygroup.com

Facts

What it does
Way4 Card Issuing is a real-time payment processing platform for banks, processors, and fintechs that supports payment products across card, account-to-account, and wallet rails.openwaygroup.com · 4 Oct 2026
Product configuration
OpenWay says 95% of Way4 is parameter-driven, so products, pricing, fees, limits, risk controls, and workflows can be configured through business rules.openwaygroup.com · 4 Oct 2026
Card lifecycle
The listed issuing functions include digital onboarding, instant issuing, card personalization, account and transaction management, authorization controls, clearing, settlement, disputes, and fraud prevention.openwaygroup.com · 4 Oct 2026
Payment products
Supported products listed include credit, debit, prepaid, virtual, corporate, multi-currency, crypto-backed, fleet, and BNPL cards, as well as e-money and tokens.openwaygroup.com · 4 Oct 2026
Integrations
The page lists Visa, Mastercard, American Express, Diners Club, UnionPay, JCB, SEPA, domestic payment schemes, and an extensive API catalogue for integration.openwaygroup.com · 4 Oct 2026
Wallets and contactless
Listed value-added services include wallet support and NFC payments through Apple Pay, Google Pay, Samsung Pay, Garmin Pay, and Fitbit Pay.openwaygroup.com · 4 Oct 2026
Security and compliance
The card issuing page lists PCI SSF, PCI SLC, PCI SSS, PCI PIN, PCI 3DS, PA DSS, PSD2, ISO 27001, and PCI DSS 4.0 Level 1 among its compliance standards.openwaygroup.com · 4 Oct 2026
Availability and scale
OpenWay lists 24/7/365 operation, 99.99% high availability, and performance of 5,500 transactions per second.openwaygroup.com · 4 Oct 2026
Deployment
Way4 supports on-premise, cloud, dedicated SaaS, and hybrid deployment models.openwaygroup.com · 4 Oct 2026
Target users
The card issuing page describes Way4 as serving banks, processors, and fintechs, while OpenWay's platform page also lists telcos, retailers, PSPs, and fuel card processors among its industries.openwaygroup.com · 4 Oct 2026
Support
OpenWay's platform page lists global support, and its contact page offers a Way4 support inquiry option.openwaygroup.com · 4 Oct 2026
Pricing
The pages reviewed direct prospective customers to request a demo or contact OpenWay; they do not state a Way4 subscription price.openwaygroup.com · 4 Oct 2026
Company
OpenWay describes itself as the developer and vendor of Way4; a company announcement says it started in 1995 and has headquarters in Belgium.openwaygroup.com · 4 Oct 2026
Purpose
Way4 Issuing is a real-time payments platform for banks, processors, and fintechs to launch and scale payment products.openwaygroup.com · 4 Oct 2026
Configuration
OpenWay says 95% of Way4 is parameter-driven, allowing products and processing rules to be configured rather than coded.openwaygroup.com · 4 Oct 2026
Payment schemes
The card issuing page lists Visa, Mastercard, American Express, Diners Club, UnionPay, JCB, SEPA, and domestic schemes among supported standards and networks.openwaygroup.com · 4 Oct 2026
Additional licensing
OpenWay states that its payment-method feature requires a new license for issuers and wallet providers; payment-method authorization is described as a non-licensed Transaction Switch enhancement.openwaygroup.com · 4 Oct 2026
Intended customers
OpenWay describes Way4 as serving banks, processors, and fintechs.openwaygroup.com · 4 Oct 2026

Company

Founded
1995openwaygroup.com · 23 Sept 2026
Headquarters
Belgiumopenwaygroup.com · 23 Sept 2026

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Sources