Mastercard Decision Intelligence

What Mastercard Decision Intelligence is

Mastercard Decision Intelligence monitors transaction risk to help prevent fraud and approve genuine transactions in real time. It assesses transaction context, cardholder behavior, and merchant relationships, using Mastercard’s global network intelligence. Decision Intelligence Pro adds graphing techniques and generative AI models for risk assessment. The product can score transactions processed by any network, and a single transaction score is intended to help reduce false declines and fit issuer authorization flows. Rules Cartridges offer consortium-based rules tailored to regional fraud trends or specific vulnerabilities; Rules Discovery helps users visualize problem areas and fraud opportunities. The broader Risk Decisioning platform can be deployed in the cloud or on premises and offers millisecond response times. Mastercard says it scores over 150 billion transactions a year and reports 99.99% uptime. Its stated data responsibility practices include security, privacy, explainability, and an AI Governance framework for customer engagements. Pricing is available on request, and the product page directs prospective customers to contact sales.