Best Payment Fraud Detection Software in 2026
Updated
In short: FraudLabs Pro is ranked #1 of 30 as of 4 October 2026, ahead of IPQualityScore Fraud Prevention and Stripe Radar. The best-ranked option with a free plan is IPQualityScore Fraud Prevention. The lowest first paid tier on this page is Stripe Radar at $10/mo.
Choosing payment fraud detection software means weighing how transactions are assessed alongside the controls and terms each provider lists. Stripe Radar, Sift Payment Protection, and Riskified lead the ranking, followed by DataVisor Fraud Platform and FraudLabs Pro. Compare real-time scoring with device fingerprinting, custom rules, and machine-learning models, as well as the supported channels. Included transactions and chargeback guarantees can clarify terms to review; also check free-plan availability and the paid starting price. Consider which payment channels and risk workflows you need to cover, then weigh those priorities against the listed capabilities.
30 payment fraud detection software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
#1 FraudLabs Pro Top pick · 7.1 Free plan · $29.95/mo
#2 IPQualityScore Fraud Prevention Runner-up · 7.1 Free plan · $99/mo
#3 Stripe Radar Also great · 7.1 Free plan · $10/mo
- Free planFree trial AndroidapiiOSWeb
- Free plan
- Yes
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms$29.95/mofirst paid tier About FraudLabs ProVisit site - Free planFree trial AndroidapiiOSself-hostedWeb
- Free plan
- Yes
- Paid from
- 99 /mo
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms$99/mofirst paid tier About IPQualityScore Fraud PreventionVisit site - Free plan AndroidapiiOSWeb
- Free plan
- Yes
- Paid from
- 10 /mo
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms$10/mofirst paid tier About Stripe RadarVisit site - AndroidapiiOSWeb
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Real-time scoring
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- No
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- No
- Paid from
- 250 /mo
- Custom rules
- Yes
- Machine-learning models
- Yes
RecognisedDocumentedFree planPlatforms$250/mofirst paid tier About ClearSaleVisit site - Free trial self-hostedWeb
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- No
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms$25/mofirst paid tier About Kount 360Visit site - apiextensionWeb
- Real-time scoring
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- No
RecognisedDocumentedFree planPlatforms - Web
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - AndroidiOSWeb
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- Yes
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Real-time scoring
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms -
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
- Device fingerprinting
- Yes
RecognisedDocumentedFree planPlatforms -
- Free plan
- Yes
- Real-time scoring
- Yes
- Custom rules
- Yes
- Machine-learning models
- Yes
RecognisedDocumentedFree planPlatforms
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which payment fraud detection software is ranked first on Everything Xiaomi?
FraudLabs Pro is ranked #1 of 30 with a score of 7.1. IPQualityScore Fraud Prevention is second and Stripe Radar third.
How many of these have a free plan?
3 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Stripe Radar has the lowest first paid tier we found: $10/mo.
How is this list ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.