Adyen
Adyen is an online payments platform that lets businesses accept, optimize, and settle payments through one integration.
What Adyen is
Adyen is an online payments platform that lets businesses accept, optimize, and settle payments through one integration. It offers access to more than 200 payment methods and supports 136 currencies. Businesses can use prebuilt Drop-in checkout components or create a custom checkout with the API. Adyen describes AI tools for checkout personalization, authentication, fraud protection, tokenization, and payment cost optimization. Local acquiring through local licenses is presented as a way to improve authorization rates and lower costs. The platform supports recurring and marketplace payments, with payouts in 36 countries. Listed integrations include Adobe Commerce, Salesforce Commerce Cloud, NetSuite, Shopify, and Microsoft Dynamics 365. Adyen lists transaction pricing with no setup or monthly fees; each transaction has a fixed processing fee plus a payment-method fee. Its stated starting price is $0.13. The platform is positioned for global businesses and enterprise payment volume. Adyen states that it is PCI DSS v4.0 Level 1 compliant, while also noting that merchants retain PCI responsibilities.
Good
- Access to more than 200 payment methods
- Supports 136 currencies
- Offers prebuilt and custom checkout options
- Supports recurring and marketplace payments
- Integrations include Shopify and NetSuite
Watch out
- No free plan is listed
- Each transaction has processing and payment-method fees
- Other Adyen products are priced separately
- Merchants retain PCI responsibilities
Who it suits
Adyen suits global businesses handling enterprise payment volume that need online payment acceptance across methods and currencies. Its recurring and marketplace payment support may suit businesses with those payment needs.
Verdict
Adyen combines payment acceptance, checkout options, and local acquiring for businesses operating across markets. Its transaction pricing has no setup or monthly fees, but the fixed processing fee and payment-method fee both apply.
Plans and prices
From Adyen's own pricing page, checked 15 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Interchange++ | $0.13, paid once | Interchange fees vary · Payment-method fees apply · $0.13 + interchange + 0.60% per transaction |
| Pay per transaction | $0.13, paid once | No setup fee · No monthly fee · Other Adyen products priced separately · $0.13 fixed processing fee per transaction plus a fee determined by payment method |
The facts
Each one read from Adyen's own pages, with the date it was checked.
What it does
- API credentials
- API credentials contain a username, API key and role permissions, and can be scoped to company or merchant accounts.checked 15 Oct 2026
- Authentication
- The Authentication Engine selects among 3D Secure 2, scheme passkeys and Google Secure Payment Authentication using risk, device, issuer and regulatory signals.checked 15 Oct 2026
- Checkout
- Businesses can use out-of-the-box Drop-in components or build a custom checkout flow with Adyen’s API.checked 30 Sep 2026
- Checkout UI
- Adyen offers customizable Drop-in UI components while handling payment logic and security.checked 15 Oct 2026
- Chrome extension
- Adyen Test Cards is a Chrome extension that copies test card, gift-card and IBAN data and can pre-fill Web Drop-in.checked 15 Oct 2026
- Conversion optimization
- Adyen lists AI tools named Personalise, Authenticate, Protect, Tokenize and Optimize for conversion, authentication, fraud, storage and cost goals.checked 15 Oct 2026
- Developer resources
- Official developer resources include API credentials, server libraries and SDKs, webhooks, client authentication, Postman collections, examples, OpenAPI files and video tutorials.checked 15 Oct 2026
- Dynamic currency conversion
- Dynamic Currency Conversion provides real-time exchange rates and local-currency choice.checked 15 Oct 2026
- Financial products
- Platforms can add Adyen-issued physical or virtual cards, business accounts and business financing.checked 15 Oct 2026
- Funding history
- Crunchbase lists five investors, including ICONIQ Capital and Index Ventures, and three funding rounds.checked 15 Oct 2026
- Global acquiring
- Local acquiring licenses are offered to improve authorization rates and lower costs in different markets.checked 15 Oct 2026
- Hosting
- Adyen says it hosts its main systems in data centers in Europe, the United States, India, Singapore, Japan, and Australia, and does not use public cloud services for payment processing.checked 30 Sep 2026
- Integrations
- Adyen provides a Shopify payments-app integration that requires Shopify Checkout Extensibility.checked 15 Oct 2026
- Intended customers
- Adyen describes its platform as built for global businesses and enterprise payment volume.checked 30 Sep 2026
- Legal name
- Crunchbase identifies the legal name as Adyen N.V. and lists Amsterdam, Netherlands as headquarters.checked 15 Oct 2026
- Limit: documentation freshness
- Some reviewers say Adyen documentation can be incomplete or out of sync with the product.checked 15 Oct 2026
- Limit: support response
- Reviewers report slow response times, a 24-hour support SLA and uneven product knowledge in support tickets.checked 15 Oct 2026
- Limit: terminal hardware
- Reviewers request more hardened terminal options, QR-code payments and a ready-made phone app for in-person payments.checked 15 Oct 2026
The company
- Company founded
- Adyen says it was founded in 2006 in Amsterdam, Netherlands.checked 15 Oct 2026
- Company scale
- Adyen's About page reports more than 4,000 employees, over 115 nationalities and 28 offices.checked 15 Oct 2026
- Founded
- 2006checked 23 Sep 2026
- Headquarters
- Amsterdam, Netherlandschecked 23 Sep 2026
Where it runs
- Google Play app
- Adyen Payments on Google Play accepts contactless payments on compatible NFC Android devices through integration with a point-of-sale app; the listing showed 10K+ downloads.checked 15 Oct 2026
- Google Play demo app
- Adyen MyStore demonstrates Checkout Drop-in with cards, wallets, local methods, regional language and currency, and Dynamic 3D Secure; the listing showed 500+ downloads.checked 15 Oct 2026
