Stripe Radar

Visit site Alternatives

Score7.1

Rank#3 of 30

From$10/mo

Free planYes

Runs onAndroid, API, iOS, Web

Summary

Stripe Radar is a fraud and abuse protection service for businesses processing payments. It uses AI to block fraudulent payments, flag suspicious accounts, and help prevent customer abuse in real time. Stripe says the AI is trained on more than 70 trillion data points across its network. Radar covers supported payment methods including bank debits, buy now pay later options, crypto, digital wallets, real-time payments, and cash vouchers. Businesses already processing through Stripe can use Radar in the background without additional setup. It can also be used with Stripe Connect, and Stripe says Connect accounts onboarded to a platform need no extra integration. For transactions handled through other payment providers, Radar can supply risk signals through APIs. Plus and Pro include risk scores, custom rules, backtesting, manual reviews, risk preferences, adaptive 3D Secure, and advanced fraud analytics; Pro also adds abuse signals and free-trial abuse protection. Radar Lite is included at no additional charge with standard payments pricing; paid plans start at $10.00 USD per month. Users remain responsible for decisions made using Radar data.

Who it is for

Radar suits businesses processing payments that need real-time fraud and abuse protections. Platforms and marketplaces can use it with Stripe Connect, while businesses using other processors can request risk signals through APIs.

What is good

AI fraud prevention works in real time.
Covers multiple supported payment methods.
Stripe-processing businesses can use it without additional setup.
API risk signals can support other payment providers.

What to know first

Risk scores and custom rules require Plus or Pro.
Dynamic risk thresholds are limited to Pro.
Users are responsible for decisions based on Radar data.

Verdict

Radar offers fraud controls across supported payment methods, with deeper risk tools on Plus and Pro. Businesses should account for plan limits and their responsibility for decisions based on its signals.

Stripe Radar plans and pricing

All plans

Radar Lite Free Included at no additional charge for businesses on standard payments pricing AI fraud prevention for card payments and card testing · fraud alerts stripe.com · 29 Sept 2026

Radar Standard $10/mo Starting at $10 per month Out-of-the-box fraud protection across all payment methods · analytics stripe.com · 29 Sept 2026

Radar Plus $14/mo Starting at $14 per month Custom rules and backtesting · risk tolerance controls · advanced analytics stripe.com · 29 Sept 2026

Radar Pro $20/mo Starting at $20 per month Multi-account · free trial · bot abuse protection stripe.com · 29 Sept 2026

Radar Standard (platforms and marketplaces) $20/mo Starting at $20 per month Transaction fraud protection · fraudulent account identification stripe.com · 29 Sept 2026

Radar Plus (platforms and marketplaces) $44/mo Starting at $44 per month Custom rules and backtesting · reserves · advanced analytics stripe.com · 29 Sept 2026

Compared on payment fraud detection software

Free plan: Yesstripe.com
Paid from: $10/mostripe.com
Real-time scoring: Yesstripe.com
Custom rules: Yesstripe.com
Machine-learning models: Yesstripe.com
Device fingerprinting: Yesstripe.com

Facts

Fraud and abuse protection: Radar uses AI to block fraudulent payments, flag suspicious accounts, and prevent customer abuse in real time.stripe.com · 29 Sept 2026
AI training data: Stripe says Radar's AI is trained on more than 70 trillion data points across its network.stripe.com · 29 Sept 2026
Payment coverage: Radar protects transactions across supported payment methods, including bank debits, buy now pay later options, crypto, digital wallets, real-time payments, and cash vouchers.stripe.com · 29 Sept 2026
Rules and risk controls: Radar Plus and Pro include risk scores, custom rules and backtesting, manual reviews, risk preferences, adaptive 3D Secure, and advanced fraud analytics.stripe.com · 29 Sept 2026
Pro abuse signals: Radar Pro includes bot, multi-account, account-sharing, and pay-as-you-go abuse signals, as well as free-trial abuse protection.stripe.com · 29 Sept 2026
Integrations: Radar can be used with Stripe Connect, and Stripe says no additional integration is required for Connect accounts onboarded to a platform.stripe.com · 29 Sept 2026
External processor use: Radar can provide risk signals through APIs for businesses processing transactions through other payment service providers.stripe.com · 29 Sept 2026
Enterprise users: Stripe describes Radar as built for platforms, marketplaces, and AI companies, and offers tailored recommendations and custom pricing to enterprises.stripe.com · 29 Sept 2026
Setup: For businesses already processing payments with Stripe, Radar works in the background without additional setup.stripe.com · 29 Sept 2026
Notable plan limit: Risk scores and custom rules are included with Plus and Pro, while dynamic risk thresholds are included only with Pro.stripe.com · 29 Sept 2026
Security and decision responsibility: Stripe's Radar terms say users are responsible for their use of Radar data and for decisions they make based on it.stripe.com · 29 Sept 2026

Company

Company headquarters: Stripe says it has dual headquarters in San Francisco and Dublin.stripe.com · 29 Sept 2026
Founded: 2010stripe.com · 23 Sept 2026
Headquarters: San Francisco and Dublinstripe.com · 23 Sept 2026