
Paymentology
Paymentology provides a global card issuing and processing platform for organizations launching, operating, or scaling card programmes.
What Paymentology is
Paymentology provides a global card issuing and processing platform for organizations launching, operating, or scaling card programmes. Its intended customers include fintechs, digital banks, financial institutions, banks, telcos, lenders, travel businesses, remittance providers, government, and acquirers or payment service providers. Supported products include debit, credit, prepaid, hybrid, virtual, numberless, and crypto-linked cards. Clients can configure decision-engine rules to automate authorisation and transaction workflows; issuer controls include card activation, international transaction blocks, merchant category restrictions, spend limits, and trusted-device locks. Paymentology says its Data Intelligence capability supplies 120 data lines per transaction in real time. Its portal shows performance, balances, and spend trends, and the company says portal data is fully encrypted. Wallet integrations include Apple Pay, Google Pay, and Samsung Pay. Named networks include Visa, Mastercard, BancNet, Mada, and GIM. Paymentology describes its PayRule engine as PCI-DSS compliant and says the platform is ISO certified and GDPR compliant. Its 3D Secure offering supports OTP, biometrics, and risk-based authentication. Pricing is on request, and a self-service demo is available without signup.
Good
- Supports virtual and physical cards across several product types.
- Configurable rules automate authorisation and transaction workflows.
- Includes issuer spend and usage controls.
- Supports Apple Pay, Google Pay, and Samsung Pay.
- Self-service demo requires no signup.
Watch out
- Pricing is on request.
- Requires scoping a custom card programme.
Who it suits
It suits fintechs, banks, and other organizations that need card issuing and processing capabilities. The stated customer groups also include telcos, lenders, travel and remittance businesses, government, and acquirers or PSPs.
Verdict
Paymentology covers card programme operations, issuer controls, wallet integrations, and transaction data features. Organizations need to contact the company to scope pricing for a custom programme.
Plans and prices
From Paymentology's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Custom card programme | Priced on request | Pricing not published; contact Paymentology to scope a card programme |
The facts
Each one read from Paymentology's own pages, with the date it was checked.
What it does
- 3D Secure
- Its 3D Secure offering supports OTP, biometrics, and risk-based authentication, and the page says it is PCI-DSS and PSD2 SCA compliant.checked 7 Oct 2026
- Card networks
- The debit card page names Visa, Mastercard, and local networks including BancNet, Mada, and GIM.checked 7 Oct 2026
- Card products
- Its platform supports debit, credit, prepaid, hybrid, virtual, and numberless cards, as well as crypto-linked cards.checked 7 Oct 2026
- Client portal
- The client portal provides visibility into performance, balances, and spend trends, and the page says its data is fully encrypted.checked 7 Oct 2026
- Decision engine
- The decision engine lets clients configure rules and automate authorisation and transaction workflows.checked 7 Oct 2026
- Demo
- The company offers a self-service demo with no sign-up required; its contact page says it lets users explore card issuing, data features, and programme configuration.checked 7 Oct 2026
- Digital wallet integrations
- Paymentology supports Apple Pay, Google Pay, and Samsung Pay, with APIs, developer documentation, tools, and specialist integration support.checked 7 Oct 2026
- Fraud controls
- Issuers can activate or deactivate cards, block international transactions, restrict merchant categories, set spend limits, and lock usage to trusted devices.checked 7 Oct 2026
- Intended customers
- The company identifies fintechs, digital banks, financial institutions, banks, telcos, lenders, travel businesses, remittance providers, government, and acquirers or PSPs as audiences for its platform.checked 7 Oct 2026
- Security and compliance
- Paymentology describes its PayRule engine as PCI-DSS compliant and says the platform is ISO certified and GDPR compliant.checked 7 Oct 2026
- Support
- Paymentology states that it provides 24/7 customer support.checked 7 Oct 2026
- Transaction data
- Paymentology says its Data Intelligence capability provides 120 data lines per transaction in real time.checked 7 Oct 2026
- What it does
- Paymentology provides a global card issuing and processing platform for fintechs, digital banks, and financial institutions to launch, run, and scale card programmes.checked 7 Oct 2026
The company
- Founded
- 2014checked 28 Sep 2026
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