Stripe Issuing
Stripe Issuing gives startups, platforms, and fintechs infrastructure to create and manage virtual and physical card programs.
What Stripe Issuing is
Stripe Issuing gives startups, platforms, and fintechs infrastructure to create and manage virtual and physical card programs. It supports commercial and consumer debit programs, with secured and charge cards for commercial use and revolving credit cards, prepaid debit cards, and wallets for consumer programs. Teams can choose program management, in which Stripe manages bank partnerships, compliance, card networks, and fulfillment, or processing only while retaining their banking relationships and licenses. Real-time limits and custom spend rules help control expenses and fraud; other listed tools include instant virtual cards, customizable designs, digital wallets, authorization, funding and balances, and KYC/KYB tools. Cardholders can receive 24/7 live support, and Stripe can handle disputes. Issuing works through Connect and lists Apple Pay and Google Pay support. Stripe reports availability across 75+ global markets, though bank partners issue the cards and certain features require bank approval. The service is available via API and web, with virtual card creation at $0.10 per card and standard physical card creation at $3.50 per card; shipping is extra.
Good
- Supports virtual and physical cards
- Offers real-time spend limits and custom rules
- Includes funding, balances, and KYC/KYB tools
- Supports Apple Pay and Google Pay
Watch out
- No free plan
- Standard physical card shipping costs extra
- Some features are subject to bank approval
Who it suits
It suits startups, platforms, and fintechs building consumer or commercial card programs that need controls, balances, and API access. Organizations choosing it should account for bank issuance and approval limits.
Verdict
Stripe Issuing covers card creation, processing, and program management for consumer and commercial use. Pricing is per card for the listed virtual and standard physical card options, with shipping excluded for physical cards.
Plans and prices
From Stripe Issuing's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Virtual card creation | $0.10, paid once | Custom cards subject to additional pricing · per virtual card |
| Standard physical card creation | $3.50, paid once | Custom cards subject to additional pricing · per standard physical card; shipping rates not included |
The facts
Each one read from Stripe Issuing's own pages, with the date it was checked.
Where it runs
- Bank and approval limits
- The product page says consumer and commercial cards are issued by Stripe's bank partners and that certain card program features are subject to bank approval.checked 7 Oct 2026
What it does
- Card features
- Features listed include instant virtual cards, customizable card design, physical card fulfillment, digital wallets, and real-time authorization.checked 7 Oct 2026
- Cardholder support
- Stripe says cardholders can receive 24/7 live support and that Stripe can handle disputes on the program's behalf.checked 7 Oct 2026
- Card programs
- Stripe Issuing supports commercial and consumer debit card programs, including virtual and physical cards.checked 7 Oct 2026
- Card types
- The product page lists secured and charge cards for commercial programs and revolving credit cards, prepaid debit cards, and wallets for consumer programs.checked 7 Oct 2026
- Fraud protection
- Stripe says Issuing fraud tools are trained on data from trillions of transactions and work with real-time spend controls.checked 7 Oct 2026
- Integrations
- Stripe Issuing supports issuing cards through Connect and lists Apple Pay and Google Pay support in Stripe's Issuing launch post.checked 7 Oct 2026
- Intended users
- Stripe describes startups, platforms, and fintechs as users of Stripe Issuing.checked 7 Oct 2026
- Processing option
- With processing only, customers keep their existing banking relationships and licenses while Stripe handles processing and optional services such as card design, fulfillment, and dispute management.checked 7 Oct 2026
- Program management
- With program management, Stripe manages bank partnerships, compliance, card networks, and card fulfillment.checked 7 Oct 2026
- Regional availability
- The product page reports support across 75+ global markets.checked 7 Oct 2026
- Spend controls
- The product offers real-time spend controls, including limits and custom rules, to help control expenses and prevent fraud.checked 7 Oct 2026
- What it does
- Stripe Issuing provides infrastructure to create and manage virtual and physical card programs.checked 7 Oct 2026
The company
- Headquarters
- San Francisco, United States, and Dublin, Irelandchecked 28 Sep 2026
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