Best Automated Savings Apps in 2026
Updated
In short: Betterment is ranked #1 of 17 as of 4 October 2026, ahead of finbee and PiggyVest. The best-ranked option with a free plan is finbee. The lowest first paid tier on this page is Betterment at $0.05/mo.
Automated savings apps help you build savings using recurring transfers, custom rules, or roundups, depending on what each app offers. Compare Betterment, finbee, and PiggyVest on scheduled transfers, card roundups, and the range of savings rules you can set. Interest on savings, savings goal limits, and withdrawal methods also shape how an app may fit your habits and access needs. Check supported platforms, whether there is a free plan, and the starting paid price to understand the practical differences. The ranking compares these features across the entries, helping you focus on the controls and terms that matter to you.
17 automated savings apps ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
#1 Betterment Top pick · 7.2 Free plan · $0.05/mo
#2 finbee Runner-up · 7.1 Free plan · ¥250/mo
#3 PiggyVest Also great · 7.1 Free plan · Free
- Free plan AndroidiOSWeb
- Free plan
- Yes
- Paid from
- 5 /mo
- Scheduled transfers
- Yes
RecognisedDocumentedFree planPlatforms$0.05/mofirst paid tier About BettermentVisit site - Free plan AndroidiOS
- Free plan
- Yes
- Card roundups
- Yes
- Scheduled transfers
- Yes
- Custom savings rules
- Yes
- Savings goal limit
- 20 goals
RecognisedDocumentedFree planPlatforms¥250/mofirst paid tier About finbeeVisit site - Free plan AndroidiOSWeb
- Free plan
- Yes
- Card roundups
- No
- Scheduled transfers
- Yes
- Custom savings rules
- Yes
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOSWeb
- Free plan
- Yes
- Paid from
- 4.99 /mo
- Card roundups
- Yes
- Scheduled transfers
- Yes
RecognisedDocumentedFree planPlatforms$4.99/mofirst paid tier About SavingsBoxVisit site - Free planFree trial AndroidiOS
- Free plan
- Yes
- Scheduled transfers
- Yes
RecognisedDocumentedFree planPlatforms£5.99/mofirst paid tier About ChipVisit site - Free plan AndroidextensioniOS
- Free plan
- Yes
- Card roundups
- Yes
- Scheduled transfers
- Yes
- Custom savings rules
- Yes
RecognisedDocumentedFree planPlatforms€1.33/mofirst paid tier About GoinVisit site - Free planFree trial AndroidiOS
- Free plan
- Yes
- Card roundups
- Yes
- Scheduled transfers
- Yes
- Custom savings rules
- Yes
RecognisedDocumentedFree planPlatforms€3.99/mofirst paid tier About PlumVisit site - AndroidiOSWeb
- Free plan
- No
- Card roundups
- Yes
- Scheduled transfers
- Yes
RecognisedDocumentedFree planPlatformsA$2.50/mofirst paid tier About RaizVisit site - WebiOSAndroid
- Free plan
- Yes
- Card roundups
- No
- Scheduled transfers
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- Yes
- Card roundups
- No
- Custom savings rules
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- Yes
- Card roundups
- No
- Custom savings rules
- Yes
RecognisedDocumentedFree planPlatforms - iOSAndroid
- Free plan
- No
- Paid from
- 3 /mo
- Card roundups
- Yes
- Scheduled transfers
- Yes
- Custom savings rules
- Yes
RecognisedDocumentedFree planPlatforms - iOSAndroid
- Free plan
- Yes
- Card roundups
- Yes
- Scheduled transfers
- Yes
- Custom savings rules
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
- Scheduled transfers
- Yes
RecognisedDocumentedFree planPlatforms - iOSAndroid
- Free plan
- Yes
- Scheduled transfers
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- Yes
- Card roundups
- Yes
- Custom savings rules
- Yes
RecognisedDocumentedFree planPlatforms - iOSAndroid
- Free plan
- Yes
- Card roundups
- Yes
- Scheduled transfers
- Yes
RecognisedDocumentedFree planPlatforms
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which automated savings app is ranked first on Everything Xiaomi?
Betterment is ranked #1 of 17 with a score of 7.2. finbee is second and PiggyVest third.
How many of these have a free plan?
7 of the 17 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Betterment has the lowest first paid tier we found: $0.05/mo.
How is this list ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.