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Best Automated Savings Apps in 2026

Automated savings apps help you build savings using recurring transfers, custom rules, or roundups, depending on what each app offers. Compare Betterment, finbee, and PiggyVest on scheduled transfers, card roundups, and the range of savings rules you can set. Interest on savings, savings goal limits, and withdrawal methods also shape how an app may fit your habits and access needs. Check supported platforms, whether…

17 appsSorted 24 Oct 2026How we rank
18.1
Betterment logo

Betterment combines cash management, guided investing, and retirement planning in a service that acts as a fiduciary.

Free planAndroidiOSWeb
From $0.65 a year
27.9
SavingsBox logo

SavingsBox is a savings app for personal and group goals, with contribution tools, spending insights, and AI coaching.

Free planAndroidiOSWeb
From $4.99 a month
37.2
Chip logo

Chip is a savings and investment app for Android and iOS, bringing savings accounts and investment products together to help customers build long-term wealth.

Free planAndroidiOS
From £5.99 a month
  1. 4finbee logo

    finbee

    finbee is an automatic savings app for setting targets and building savings through rules.

    Free planAndroidiOS
    7.2From ¥3,000 a year
  2. 5Plum logo

    Plum

    Plum is a personal finance app for saving, investing, and managing spending through automation.

    Free planAndroidiOS
    7.1From €3.99 a month
  3. 6Goin logo

    Goin

    Goin is an AI financial platform for saving, investing in cryptocurrencies, and finding shopping discounts.

    Free planAndroidiOSExtension
    6.9From €1.33 a month
  4. 7

    Guac

    Guac is a savings app for people who want to set money aside toward goals.

    Free planAndroidiOSWeb
    6.9Free plan
  5. 8

    Nebo

    Nebo is a personal finance app designed to help everyday Kenyans understand their money, manage debt, and build financial habits.

    Free planAndroidiOSAPI
    6.9Free plan
  6. 9Albert logo

    Albert

    Albert is a mobile financial management service for budgeting and handling financial tasks, with an AI-powered assistant called Genius.

    AndroidiOSWeb
    6.8From $19.99 a month
  7. 10PiggyVest logo

    PiggyVest

    PiggyVest helps people save toward financial goals and access investment opportunities.

    Free planAndroidiOSWeb
    6.7Free plan
  8. 11

    Raiz

    Raiz is an Australian saving and investing service for automating investments and building wealth over time.

    AndroidiOSWeb
    6.7From A$2.50 a month
  9. 12

    PayDay

    PayDay detects incoming pay and automatically splits it across connected accounts according to rules set by the user.

    Free planAndroidiOSWeb
    6.6Free plan
  10. 13

    Piggo

    Piggo is a family pocket money app for managing allowances, chores, savings goals, and children's stock portfolios.

    Free planAndroidiOSWeb
    6.6Free plan
  11. 14Qapital logo

    Qapital

    Qapital combines automated saving, investing, budgeting, and debt management in an app for Android and iOS.

    AndroidiOS
    6.6From $3 a month
  12. 15

    Tunzi

    Tunzi is a mobile-based savings and investment app that uses goals, group saving, and saving rules linked to mobile money.

    Free planAndroidiOSWeb
    6.6Free plan
  13. 16Amini logo

    Amini

    Amini is a money-management app for Nigerians that brings personal savings, group savings, transfers, and bill payments into one app.

    Free planAndroidiOS
    6.5Free plan
  14. 17Spave logo

    Spave

    Free planAndroidiOS
    6.3Free plan

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