Betterment combines cash management, guided investing, and retirement planning in a service that acts as a fiduciary.
Best Automated Savings Apps in 2026
Automated savings apps help you build savings using recurring transfers, custom rules, or roundups, depending on what each app offers. Compare Betterment, finbee, and PiggyVest on scheduled transfers, card roundups, and the range of savings rules you can set. Interest on savings, savings goal limits, and withdrawal methods also shape how an app may fit your habits and access needs. Check supported platforms, whether…
SavingsBox is a savings app for personal and group goals, with contribution tools, spending insights, and AI coaching.
Chip is a savings and investment app for Android and iOS, bringing savings accounts and investment products together to help customers build long-term wealth.
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finbee
finbee is an automatic savings app for setting targets and building savings through rules.
Free planAndroidiOS7.2From ¥3,000 a year - 5

Plum
Plum is a personal finance app for saving, investing, and managing spending through automation.
Free planAndroidiOS7.1From €3.99 a month - 6

Goin
Goin is an AI financial platform for saving, investing in cryptocurrencies, and finding shopping discounts.
Free planAndroidiOSExtension6.9From €1.33 a month - 7
Guac
Guac is a savings app for people who want to set money aside toward goals.
Free planAndroidiOSWeb6.9Free plan - 8
Nebo
Nebo is a personal finance app designed to help everyday Kenyans understand their money, manage debt, and build financial habits.
Free planAndroidiOSAPI6.9Free plan - 9

Albert
Albert is a mobile financial management service for budgeting and handling financial tasks, with an AI-powered assistant called Genius.
AndroidiOSWeb6.8From $19.99 a month - 10

PiggyVest
PiggyVest helps people save toward financial goals and access investment opportunities.
Free planAndroidiOSWeb6.7Free plan - 11
Raiz
Raiz is an Australian saving and investing service for automating investments and building wealth over time.
AndroidiOSWeb6.7From A$2.50 a month - 12
PayDay
PayDay detects incoming pay and automatically splits it across connected accounts according to rules set by the user.
Free planAndroidiOSWeb6.6Free plan - 13
Piggo
Piggo is a family pocket money app for managing allowances, chores, savings goals, and children's stock portfolios.
Free planAndroidiOSWeb6.6Free plan - 14

Qapital
Qapital combines automated saving, investing, budgeting, and debt management in an app for Android and iOS.
AndroidiOS6.6From $3 a month - 15
Tunzi
Tunzi is a mobile-based savings and investment app that uses goals, group saving, and saving rules linked to mobile money.
Free planAndroidiOSWeb6.6Free plan - 16

Amini
Amini is a money-management app for Nigerians that brings personal savings, group savings, transfers, and bill payments into one app.
Free planAndroidiOS6.5Free plan - 17

Spave
Free planAndroidiOS6.3Free plan


