Plum

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Score7.0

Rank#7 of 17

From€3.99/mo

Free planYes

Free trialYes

Runs onAndroid, iOS

Summary

Plum is ranked #7 of 17 in automated savings apps on Everything Xiaomi. It runs on Android, iOS. There is a free plan. A free trial is offered. Paid plans start at €3.99/mo.

Plum plans and pricing

All plans

Basic Free Free 1 pocket · limited spend tracker · no pocket goals help.withplum.com · 30 Sept 2026

Pro €3.99/mo €3.99 monthly Primary + 3 pockets · limited spend tracker · pocket goals help.withplum.com · 30 Sept 2026

Boost €7.99/mo €7.99 monthly Primary + 15 pockets · full spend tracker · price alerts · recurring investments help.withplum.com · 30 Sept 2026

Premium €9.99/mo €9.99 monthly Primary + 15 pockets · full spend tracker · price alerts · recurring investments · priority support help.withplum.com · 30 Sept 2026

Compared on automated savings apps

Free plan: Yeswithplum.com
Card roundups: Yeswithplum.com
Scheduled transfers: Yeswithplum.com
Custom savings rules: Yeswithplum.com
Interest on savings: Yeswithplum.com
Withdrawal method: instantwithplum.com

Facts

Product: Plum is a personal finance app for saving, investing, and managing spending with automation.help.withplum.com · 30 Sept 2026
Automatic saving: Plum analyzes linked bank transactions and balance to calculate amounts it can put aside, transferring savings by direct debit every 4–5 working days.help.withplum.com · 30 Sept 2026
Saving rules: The EU comparison lists automatic, round-up, weekly, payday, and no-spend rules on all four plans; rainy-day rules are on Pro and above.help.withplum.com · 30 Sept 2026
Investments: The EU plan comparison lists Plum Interest money market funds, US stocks, cryptocurrencies, and ETFs on every plan.help.withplum.com · 30 Sept 2026
Bank connection: In Spain, Plum supports Open Banking with listed banks including BBVA, Santander, CaixaBank, ING, N26, Revolut, and Wise.help.withplum.com · 30 Sept 2026
Bank-linking limits: The maker says only current bank accounts in the user's own name are supported, while business, savings, and joint accounts are unsupported as primary connected accounts.help.withplum.com · 30 Sept 2026
Supported countries: The app is listed as available in the UK, Ireland, France, Spain, Portugal, Italy, Belgium, Netherlands, Greece, and Cyprus, for users aged 18 or older.help.withplum.com · 30 Sept 2026
Platforms: Plum says it supports Android and iOS and is not supported on computers or a web version.help.withplum.com · 30 Sept 2026
Security: Plum says it does not store or access bank login details, uses read-only transaction access, AES encryption for sensitive data, and 256-bit TLS for browser-server communications.help.withplum.com · 30 Sept 2026
Regulatory status: Plum says it is registered with the UK Information Commissioner's Office and identifies its regulated payment and investment entities in its company disclosures.withplum.com · 30 Sept 2026
Safeguarding limits: Plum says e-money products are not FSCS covered and funds are held in segregated accounts under safeguarding rules.withplum.com · 30 Sept 2026
Customer support: The Spain homepage says support is available seven days a week through the app or by email at [email protected].withplum.com · 30 Sept 2026
Company history: Plum's about page says its founders' saving challenge began in 2014 and that the company is based in London with offices in Athens and Nicosia.withplum.com · 30 Sept 2026