Monzo is a UK bank with current accounts and app tools for spending, saving, borrowing, investing and money management.
Best Savings Apps in 2026
Savings apps help you set money aside with tools such as round-up saving, scheduled transfers and savings goals. This chart compares those functions, plus shared goals, savings-account access and withdrawal timing. Android apps are available in this category, with iOS, web and API access also represented. Check the supported platform before signing up, then compare free plans, trials and paid pricing.
Chip is a savings and investment app for Android and iOS, bringing savings accounts and investment products together to help customers build long-term wealth.
- 4

Plum
Plum is a personal finance app for saving, investing, and managing spending through automation.
Free planAndroidiOS7.1From €3.99 a month - 5
Greenlight Family Shield
Greenlight Family Shield is a paid plan for family dark-web monitoring, identity protection, and related family tools, available on iOS and Android.
AndroidiOS6.9From $19.98 a month - 6
N26
Free planAndroidiOSWeb6.8From €4.90 a month - 7

PiggyVest
PiggyVest helps people save toward financial goals and access investment opportunities.
Free planAndroidiOSWeb6.7Free plan - 8

Qapital
Qapital combines automated saving, investing, budgeting, and debt management in an app for Android and iOS.
AndroidiOS6.6From $3 a month - 9
FamZoo
AndroidiOSWeb5.9From $4.99 a year - 10
Capital One AutoSave
AndroidiOSWeb5.2 - 11
SaverLife
AndroidiOSWeb5.2 - 12
U.S. Bank Savings Goal Tracker
AndroidiOSWeb5.2 - 13
Cleo
AndroidiOS5.1From $5.99 a month
Choosing well
Check platform support
Android apps are represented alongside iOS, web and API options. Confirm that the service supports your phone or preferred access method before creating an account.
Compare free plans and trials
Listings identify free plans, free trials and paid starting prices. Monzo lists a free plan with paid plans from £3 per month; N26 lists paid plans from €4.90 per month; Plum lists paid plans from £3.99 per month and a 30-day trial.
Other examples include Qapital from $3 per month with a 30-day trial, Greenlight Family Shield from $19.98 per month with a 30-day trial, and FamZoo with a 30-day trial.
Match the saving method
Compare round-up saving, scheduled transfers and savings goals. These tools suit different routines, so check which method matches how you plan to set money aside.
Review account access
Check whether the service offers savings-account access and how withdrawal timing works. These details affect when you can reach saved money.
Consider shared goals
If you are saving with another person, compare the shared-goals feature. Check how it fits alongside personal goals and transfer settings.
Questions people ask
Do savings apps support Android?
Yes. Android is represented, alongside iOS, web and API access. Check the individual listing for the platform you need.
Can I use a free savings app?
Free plans are available in this category. Listings show whether a service is free, freemium or paid.
Are free trials available?
Free trials are offered by services in the category. Trial length and paid pricing vary, so check the listing details.
What saving features should I compare?
Compare round-up saving, scheduled transfers, savings goals, shared goals, savings-account access and withdrawal timing.
Can I use a savings app on the web?
Web access is represented in the category. Confirm the service's supported platforms before signing up.
