PiggyVest

B tier on Automated Savings AppsScore 7.1 · #3 of 17

Android app: Yes
Free plan: Yes
Runs on: Android, iOS, Web

piggyvest.com

Summary

PiggyVest helps people save toward financial goals and access investment opportunities. Its PiggyBank feature supports automatic daily, weekly, or monthly deposits, as well as manual top-ups. SafeLock lets users set money aside for 10 to 1,000 days, with interest paid upfront or when the term ends. Target Savings supports personal goals and group challenges. HouseMoney is for rent and household bills and states that it pays 15% interest per annum, monthly. Investify offers pre-vetted opportunities, with minimums that vary; it can only be funded from a Flex Naira wallet, and some investments have a 1% processing fee. PiggyVest says it encrypts card and bank data, uses 256-bit SSL encryption, and offers two-factor authentication. The service is available on Android, iOS, and the web. It is free, with no transaction charges or monthly fees, though some products may involve processing fees or early-withdrawal penalties.

Who it is for

PiggyVest suits people who want scheduled or goal-based savings, including group challenges, as well as those considering its investment opportunities. Its savings options include longer-term locking and a tool for setting aside rent and household bills.

What is good

Automatic daily, weekly, or monthly savings are available.
SafeLock terms range from 10 to 1,000 days.
Target Savings supports personal goals and group challenges.
Available on Android, iOS, and the web.

What to know first

Investify requires funding from a Flex Naira wallet.
Some investments carry a 1% processing fee.
Early withdrawals may incur penalties.

Verdict

PiggyVest brings several savings approaches and investment opportunities into one service, with mobile and web access. Review Investify’s funding requirement and any product fees or withdrawal penalties before choosing an option.

PiggyVest plans and pricing

All plans

PiggyVest services Free No transaction charges or monthly fees; some products have processing fees · early withdrawals may incur penalties piggyvest.com · 30 Sept 2026

Compared on automated savings apps

Free plan: Yespiggyvest.com
Card roundups: Nopiggyvest.com
Scheduled transfers: Yespiggyvest.com
Custom savings rules: Yespiggyvest.com
Interest on savings: Yespiggyvest.com
Withdrawal method: scheduledpiggyvest.com

Facts

What it does: PiggyVest helps customers save and invest to achieve financial goals.piggyvest.com · 30 Sept 2026
Automated savings: PiggyBank supports automatic daily, weekly, or monthly savings, as well as manual top-ups.piggyvest.com · 30 Sept 2026
Fixed savings: SafeLock lets users lock funds for 10 to 1,000 days and earn interest paid upfront or at maturity.piggyvest.com · 30 Sept 2026
Goal savings: Target Savings supports personal goals and group savings challenges.piggyvest.com · 30 Sept 2026
Rent planning: HouseMoney lets users set aside rent and household bills and states that it pays 15% interest per annum, monthly.piggyvest.com · 30 Sept 2026
Investment options: Investify offers pre-vetted investment opportunities, and investment minimums vary by opportunity.piggyvest.com · 30 Sept 2026
Investment limits and fees: Investify can only be funded from a Flex Naira wallet, and some investments carry a 1% processing fee.piggyvest.com · 30 Sept 2026
Payment processors: PiggyVest says it uses Paystack and Flutterwave, which it describes as PCI DSS compliant, to handle card details.piggyvest.com · 30 Sept 2026
Security: PiggyVest says it uses 256-bit SSL encryption, encrypts card and bank data, and provides two-factor authentication.piggyvest.com · 30 Sept 2026
Funds and regulation: PiggyVest says customer funds are warehoused and managed by PV Capital Limited, which it describes as registered with Nigeria’s Securities and Exchange Commission.piggyvest.com · 30 Sept 2026
Support: PiggyVest lists an office in Victoria Island, Lagos, and provides an email address, social accounts, and phone number for contact.piggyvest.com · 30 Sept 2026
Who it is for: PiggyVest describes its savings and investment options as tailored to different needs, including regular saving, specific goals, long-term locking, and investing.piggyvest.com · 30 Sept 2026
Company history: PiggyVest says it launched as Piggybank.ng on January 7, 2016, and rebranded in April 2019 as it began offering direct investment opportunities.piggyvest.com · 30 Sept 2026