Summary
Goin is an AI financial platform for saving, investing in cryptocurrencies, and finding shopping discounts. It is available on Android and iOS, with a Chrome extension for offers. Users can link a bank or card through PSD2 and save through round-ups, regular contributions, habit-based rules, or a percentage of income. Goals and wallets separate money and show progress. The app also lets users pay into friends’ goals and request money that arrives instantly. Goin offers investments in more than 50 cryptocurrencies, including Bitcoin, Ethereum, Cardano, Polygon, and Avalanche. Its saving accelerator advertises 5% APY through investment in a DeFi protocol. Cashback is available for spending with participating brands, while discounted virtual gift cards are available in the app. The Chrome extension adds cashback, gift cards, and coupons across more than 1,000 brands. Goin says data is encrypted with 256-bit TLS and that money is held by a Spanish-registered payment entity. The free plan includes automatic saving, investment options, and rewards; Goin Pro is 1.33€/month.
Who it is for
Goin may suit people who want to combine automated saving, crypto investment options, and shopping rewards in one app. Its browser extension is for Chrome users seeking offers across participating brands.
What is good
- Supports round-ups, scheduled transfers, and custom saving rules.
- Connects bank accounts or cards through PSD2.
- Offers investment in more than 50 cryptocurrencies.
- Chrome extension lists offers across more than 1,000 brands.
What to know first
- Inactive accounts may incur monthly fees after three months.
- The saving accelerator invests through a DeFi protocol.
- Pro is priced at 1.33€/month.
Verdict
Goin combines saving tools, crypto options, and shopping rewards across mobile apps and a Chrome extension. Review the inactive-account fees and the investment basis of the advertised saving accelerator before choosing it.
Goin plans and pricing
All plansCompared on automated savings apps
Facts
- Purpose
- Goin is an AI financial platform for growing money and buying cheaper online and offline.goin.app · 30 Sept 2026
- Bank connection
- Users can connect any bank or card through PSD2.goin.app · 30 Sept 2026
- Automatic saving
- Saving methods include expense round-ups, regular contributions, habit-based saving and saving a percentage of income.goin.app · 30 Sept 2026
- Budgeting
- Users can separate money into goals or wallets, track progress and receive information.goin.app · 30 Sept 2026
- Payments
- Users can pay directly to friends' goals and request money that they receive instantly.goin.app · 30 Sept 2026
- Crypto investing
- Goin offers investment in more than 50 cryptocurrencies, including Bitcoin, Ethereum, Cardano, Polygon and Avalanche.goin.app · 30 Sept 2026
- Saving accelerator
- The saving accelerator advertises 5% APY through investment in a DeFi protocol.goin.app · 30 Sept 2026
- Cashback
- Users receive automatic cashback when spending with participating brands in the app.goin.app · 30 Sept 2026
- Gift cards
- The app offers hundreds of discounted virtual gift cards.goin.app · 30 Sept 2026
- Browser extension
- The Chrome extension provides cashback, discounted gift cards and coupons across more than 1,000 brands.goin.app · 30 Sept 2026
- Security
- Goin says data is encrypted with 256-bit TLS and money is held by Easy Payments and Finance E.P.S.A., registered with the Bank of Spain under code 6849.goin.app · 30 Sept 2026
- Privacy compliance
- Goin says it encrypts and stores data and complies with European GDPR and Spanish data-protection legislation.faqs.goin.app · 30 Sept 2026
- Inactive-account fees
- Inactive accounts may be charged monthly fees of 0.99€ after three months, 1.99€ after nine months and 2.99€ after twelve months.faqs.goin.app · 30 Sept 2026
- Support
- The listed support email is [email protected].play.google.com · 30 Sept 2026
Company
- Headquarters
- Barcelona, Spaingoin.app · 28 Sept 2026
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Sources
- goin.app/en· checked 30 Sept 2026
- goin.app/en/extension-chrome· checked 30 Sept 2026
- faqs.goin.app/en/articles/9844268-is-it-safe-to-add-m· checked 30 Sept 2026
- faqs.goin.app/en/articles/9844331-inactive-accounts-a· checked 30 Sept 2026
- play.google.com/store/apps/details· checked 30 Sept 2026
- faqs.goin.app/en/articles/9844230-what-is-goin· checked 30 Sept 2026