Goin
Goin is an AI financial platform for saving, investing in cryptocurrencies, and finding shopping discounts.
What Goin is
Goin is an AI financial platform for saving, investing in cryptocurrencies, and finding shopping discounts. It is available on Android and iOS, with a Chrome extension for offers. Users can link a bank or card through PSD2 and save through round-ups, regular contributions, habit-based rules, or a percentage of income. Goals and wallets separate money and show progress. The app also lets users pay into friends’ goals and request money that arrives instantly. Goin offers investments in more than 50 cryptocurrencies, including Bitcoin, Ethereum, Cardano, Polygon, and Avalanche. Its saving accelerator advertises 5% APY through investment in a DeFi protocol. Cashback is available for spending with participating brands, while discounted virtual gift cards are available in the app. The Chrome extension adds cashback, gift cards, and coupons across more than 1,000 brands. Goin says data is encrypted with 256-bit TLS and that money is held by a Spanish-registered payment entity. The free plan includes automatic saving, investment options, and rewards; Goin Pro is 1.33€/month.
Good
- Supports round-ups, scheduled transfers, and custom saving rules.
- Connects bank accounts or cards through PSD2.
- Offers investment in more than 50 cryptocurrencies.
- Chrome extension lists offers across more than 1,000 brands.
Watch out
- Inactive accounts may incur monthly fees after three months.
- The saving accelerator invests through a DeFi protocol.
- Pro is priced at 1.33€/month.
Who it suits
Goin may suit people who want to combine automated saving, crypto investment options, and shopping rewards in one app. Its browser extension is for Chrome users seeking offers across participating brands.
Verdict
Goin combines saving tools, crypto options, and shopping rewards across mobile apps and a Chrome extension. Review the inactive-account fees and the investment basis of the advertised saving accelerator before choosing it.
Plans and prices
From Goin's own pricing page, checked 30 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Goin | Free | automatic saving · investment options · Rewards |
| Goin Pro | €1.33 a month | more cashback · flexible and speedy saving · withdraw money whenever and however you want · 1.33€/month |
The facts
Each one read from Goin's own pages, with the date it was checked.
What it does
- Automatic saving
- Saving methods include expense round-ups, regular contributions, habit-based saving and saving a percentage of income.checked 30 Sep 2026
- Bank connection
- Users can connect any bank or card through PSD2.checked 30 Sep 2026
- Budgeting
- Users can separate money into goals or wallets, track progress and receive information.checked 30 Sep 2026
- Cashback
- Users receive automatic cashback when spending with participating brands in the app.checked 30 Sep 2026
- Crypto investing
- Goin offers investment in more than 50 cryptocurrencies, including Bitcoin, Ethereum, Cardano, Polygon and Avalanche.checked 30 Sep 2026
- Gift cards
- The app offers hundreds of discounted virtual gift cards.checked 30 Sep 2026
- Inactive-account fees
- Inactive accounts may be charged monthly fees of 0.99€ after three months, 1.99€ after nine months and 2.99€ after twelve months.checked 30 Sep 2026
- Payments
- Users can pay directly to friends' goals and request money that they receive instantly.checked 30 Sep 2026
- Privacy compliance
- Goin says it encrypts and stores data and complies with European GDPR and Spanish data-protection legislation.checked 30 Sep 2026
- Purpose
- Goin is an AI financial platform for growing money and buying cheaper online and offline.checked 30 Sep 2026
- Saving accelerator
- The saving accelerator advertises 5% APY through investment in a DeFi protocol.checked 30 Sep 2026
- Security
- Goin says data is encrypted with 256-bit TLS and money is held by Easy Payments and Finance E.P.S.A., registered with the Bank of Spain under code 6849.checked 30 Sep 2026
- Support
- The listed support email is [email protected].checked 30 Sep 2026
Where it runs
- Browser extension
- The Chrome extension provides cashback, discounted gift cards and coupons across more than 1,000 brands.checked 30 Sep 2026
The company
- Headquarters
- Barcelona, Spainchecked 28 Sep 2026
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