finbee

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Score7.1

Rank#2 of 17

From¥250/mo

Free planYes

Runs onAndroid, iOS

Summary

finbee is an automatic savings app for setting targets and building savings through rules. Users choose a goal amount and deadline, while the app displays progress and savings history. Options include recurring deposits, card-purchase round-ups, step-based saving, and saving based on unused card spending capacity. For round-ups, users register a debit or credit card and save the difference between a purchase and a selected rounded amount. Android users need Health Connect for step-based saving on app version 8.5.0 or later. A trial savings feature lets users try the process without linking a bank account. The maker lists bank API agreements with SBI Sumishin Net Bank, Mizuho Bank, Chiba Bank, Hokuetsu Bank, Iyo Bank, Hyakugo Bank, Chugoku Bank, Toho Bank, Musashino Bank, and Japan Post Bank. The free plan allows viewing active-goal history for two years, but not completed-goal history. Basic costs 300.00 JPY per month and Premium costs 500.00 JPY per month. Mizuho transfers have a daily limit of ¥500,000, and a bank fee may apply when transferring unallocated funds.

Who it is for

finbee suits people who want to build savings toward defined goals using recurring, card-based, or step-based rules. Its trial feature can help people try saving without linking a bank account.

What is good

Supports recurring, round-up, and step-based savings.
Shows goal progress and savings history.
Trial savings works without a linked bank account.
Listed bank API agreements cover multiple banks.

What to know first

Free plan limits active-goal history to two years.
Completed-goal history is unavailable on the free plan.
Mizuho transfers are capped at ¥500,000 per day.
A Mizuho bank fee may apply to some transfers.

Verdict

finbee offers several rule-based ways to save toward goals, with a trial mode that does not require a linked bank account. Check the free plan's history limits and any applicable Mizuho transfer fees.

finbee plans and pricing

All plans

フリープラン Free 無料 · 貯金中の履歴は2年間のみ閲覧可 · 達成済み目標の履歴は閲覧不可 play.google.com · 29 Sept 2026

finbee Free No service fee · Mizuho Bank transfers capped at ¥500,000 per day; other linked banks have no stated cap finbee.jp · 30 Sept 2026

ベーシック ¥300/mo 月額：300円（税込）広告非表示 · 貯金目標20個まで · 貯金中・達成済みの全履歴を閲覧可 play.google.com · 29 Sept 2026

プレミアム ¥500/mo 月額：500円（税込）広告非表示 · 貯金目標数無制限 · 貯金中・達成済みの全履歴を閲覧可 play.google.com · 29 Sept 2026

ベーシック ¥3,000/yr 年額：3,000円（税込）（250円/月の計算）広告非表示 · 貯金目標20個まで · 貯金中・達成済みの全履歴を閲覧可 play.google.com · 29 Sept 2026

プレミアム ¥5,000/yr 年額：5,000円（税込）（416円/月の計算）広告非表示 · 貯金目標数無制限 · 貯金中・達成済みの全履歴を閲覧可 play.google.com · 29 Sept 2026

Compared on automated savings apps

Free plan: Yesfinbee.jp
Card roundups: Yesfinbee.jp
Scheduled transfers: Yesfinbee.jp
Custom savings rules: Yesfinbee.jp
Savings goal limit: 20 goalsfinbee.jp
Interest on savings: Yesfinbee.jp
Withdrawal method: manualfinbee.jp

Facts

用途: finbeeは、目標金額や期限、自動貯金ルールを設定して貯金を支援する自動貯金アプリです。play.google.com · 29 Sept 2026
費用上の注意: みずほ銀行利用者は、未振替額を貯金用口座へ振り替える際に銀行側の手数料が発生する場合があります。finbee.zendesk.com · 29 Sept 2026
セキュリティ: 運営会社は不正アクセスや情報漏洩を防ぐため、組織的・物理的・技術的・人的安全管理措置の観点から対策を実施するとしています。finbee.jp · 29 Sept 2026
サポート: 問い合わせフォームには、通常3営業日以内にfinbeeサポート担当から返信すると記載されています。finbee.zendesk.com · 29 Sept 2026
端末制限: 同一アカウントを複数端末で利用できないとFAQに記載されています。finbee.zendesk.com · 29 Sept 2026
Purpose: finbee is an automatic savings service where users set savings goals and rules, and the app displays savings history and progress.finbee.jp · 30 Sept 2026
Savings rules: Its savings rules include recurring savings, card purchase change savings, step-based savings, and savings based on unused card spending capacity.finbee.jp · 30 Sept 2026
Round-up savings: For round-up savings, users can register a debit or credit card and automatically save the difference between a purchase and a selected round number.finbee.jp · 30 Sept 2026
Step savings: The service can save according to step counts, and Android users need Health Connect for this feature on app version 8.5.0 or later.finbee.jp · 30 Sept 2026
Bank integrations: The maker lists API agreements with SBI Sumishin Net Bank, Mizuho Bank, Chiba Bank, Hokuetsu Bank, Iyo Bank, Hyakugo Bank, Chugoku Bank, Toho Bank, Musashino Bank, and Japan Post Bank.finbee.jp · 30 Sept 2026
Practice mode: The maker says users can try savings without linking a bank account through its trial savings feature.finbee.jp · 30 Sept 2026
Account requirements: Users must register an account to use some member services, and linked and savings accounts must be in the user's own name.finbee.jp · 30 Sept 2026
Security policy: NestEgg says it applies organizational, physical, technical, and personnel security measures to prevent unauthorized access and information leaks.finbee.jp · 30 Sept 2026
Bank data protection: The bank API agreement says user information obtained from banks is not disclosed to third parties except when required by law or when the user consents.finbee.jp · 30 Sept 2026
Support: The maker provides a help center with topics covering account registration, bank linking, savings rules, savings features, and points.finbee.zendesk.com · 30 Sept 2026
Fees and limits: The terms state that users pay no fees for the service and specify a daily transfer limit of ¥500,000 for linked Mizuho accounts, with no stated limit for other linked banks.finbee.jp · 30 Sept 2026
Intended users: The company describes its business as planning, developing, and operating savings and payment services.finbee.jp · 30 Sept 2026