Betterment combines cash management, guided investing, and retirement planning in a service that acts as a fiduciary.
Alternatives to finbee
finbee is suited to people who want structured saving rather than general money management. You can set a target and deadline, then use recurring transfers, card-purchase roundups, step-based rules, or unused card-capacity saving. It also shows progress and savings history, offers a trial mode without bank linking, and connects with several Japanese banks. Android and iOS are supported. The free option has limits on history and goals, while paid plans cost ¥300 or ¥500 per…
SavingsBox is a savings app for personal and group goals, with contribution tools, spending insights, and AI coaching.
Chip is a savings and investment app for Android and iOS, bringing savings accounts and investment products together to help customers build long-term wealth.
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Plum
Plum is a personal finance app for saving, investing, and managing spending through automation.
Free planAndroidiOS7.1From €3.99 a month - 5

Goin
Goin is an AI financial platform for saving, investing in cryptocurrencies, and finding shopping discounts.
Free planAndroidiOSExtension6.9From €1.33 a month - 6
Guac
Guac is a savings app for people who want to set money aside toward goals.
Free planAndroidiOSWeb6.9Free plan - 7
Nebo
Nebo is a personal finance app designed to help everyday Kenyans understand their money, manage debt, and build financial habits.
Free planAndroidiOSAPI6.9Free plan - 8

Albert
Albert is a mobile financial management service for budgeting and handling financial tasks, with an AI-powered assistant called Genius.
AndroidiOSWeb6.8From $19.99 a month - 9

PiggyVest
PiggyVest helps people save toward financial goals and access investment opportunities.
Free planAndroidiOSWeb6.7Free plan - 10
Raiz
Raiz is an Australian saving and investing service for automating investments and building wealth over time.
AndroidiOSWeb6.7From A$2.50 a month - 11
PayDay
PayDay detects incoming pay and automatically splits it across connected accounts according to rules set by the user.
Free planAndroidiOSWeb6.6Free plan - 12
Piggo
Piggo is a family pocket money app for managing allowances, chores, savings goals, and children's stock portfolios.
Free planAndroidiOSWeb6.6Free plan - 13

Qapital
Qapital combines automated saving, investing, budgeting, and debt management in an app for Android and iOS.
AndroidiOS6.6From $3 a month - 14
Tunzi
Tunzi is a mobile-based savings and investment app that uses goals, group saving, and saving rules linked to mobile money.
Free planAndroidiOSWeb6.6Free plan - 15

Amini
Amini is a money-management app for Nigerians that brings personal savings, group savings, transfers, and bill payments into one app.
Free planAndroidiOS6.5Free plan - 16

Spave
Free planAndroidiOS6.3Free plan


