Amini
Amini is a money-management app for Nigerians that brings personal savings, group savings, transfers, and bill payments into one app.
What Amini is
Amini is a money-management app for Nigerians that brings personal savings, group savings, transfers, and bill payments into one app. Users can save toward goals, lock money away, or schedule wallet debits daily, weekly, or monthly. Its Adashi feature helps savings circles record scheduled contributions in a shared ledger, with payouts sent to members’ wallets in turn. Users can transfer money to other Amini users or Nigerian bank accounts, and pay for airtime, data, electricity, and TV subscriptions from their wallet. Downloading the app, opening an account, and transfers between Amini users are free. Bank withdrawals and bill payments have provider fees shown before confirmation; withdrawal conditions and any applicable fees depend on the savings plan. Amini is available on Android and iOS in Hausa and English. Account setup requires phone verification, a passcode, and required account checks. Biometric sign-in works on compatible devices, while money-moving actions require a separate transaction PIN. The company is Amini Technologies Ltd, based in Abuja, Nigeria.
Good
- Schedule savings daily, weekly, or monthly from the wallet.
- Adashi tracks group contributions and rotating payouts.
- Supports transfers to Amini users and Nigerian bank accounts.
- Offers Hausa and English language options.
Watch out
- Bank withdrawals carry provider fees.
- Bill payments carry provider fees.
- Savings withdrawal rules depend on the selected plan.
- Account setup requires phone verification and account checks.
Who it suits
Amini is for people in Nigeria who want to manage personal or group savings alongside transfers and household bill payments. Its Hausa and English options and Adashi circles may suit users who prefer local-language access or shared saving.
Verdict
Amini brings savings, transfers, group contribution tracking, and bill payments together for Nigerian users. Review withdrawal conditions and provider fees in the app before confirming transactions.
Plans and prices
From Amini's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Amini app | Free | Downloading and opening an account are free; transfers between Amini users cost nothing; bank withdrawals and bill payments carry provider fees |
The facts
Each one read from Amini's own pages, with the date it was checked.
What it does
- Account setup
- Account setup requires phone number verification, a passcode, and required account checks.checked 8 Oct 2026
- Adashi
- Amini’s Adashi feature supports rotating savings circles with scheduled contributions, a shared ledger and payouts to members in turn.checked 8 Oct 2026
- Audience
- Amini describes itself as made for Nigeria and built for everyday money needs.checked 8 Oct 2026
- Bills
- The app supports payments for airtime, data, electricity, and TV subscriptions from the wallet.checked 8 Oct 2026
- Fees
- Downloading and opening an account are free, and transfers between Amini users cost nothing; bank withdrawals and bill payments carry provider fees shown before confirmation.checked 8 Oct 2026
- Group savings
- Adashi lets a savings circle track scheduled contributions in a shared ledger, with each payout going to a member’s wallet in turn.checked 8 Oct 2026
- Languages
- The app is available in Hausa and English, and users can switch languages in settings.checked 8 Oct 2026
- Purpose
- Amini combines personal and group money management, savings, transfers, and bill payments in one app for Nigerians.checked 8 Oct 2026
- Savings
- Users can save toward goals, lock money away, or set daily, weekly, or monthly automatic savings from their wallet.checked 8 Oct 2026
- Savings limits
- Withdrawal conditions and any applicable fees depend on the savings plan and should be reviewed in the app before confirming.checked 8 Oct 2026
- Scheduled savings
- Users choose an amount and daily, weekly or monthly rhythm, and Amini debits their wallet on schedule.checked 8 Oct 2026
- Security
- Amini supports biometric sign-in on compatible devices and a separate transaction PIN for money-moving actions.checked 8 Oct 2026
- Sign-in security
- Amini supports biometric sign-in on compatible devices and uses a separate transaction PIN for money-moving actions.checked 8 Oct 2026
- Support
- The site directs users to email [email protected] for help and says a person will answer.checked 8 Oct 2026
- Transfers
- Users can send money to another Amini user or a Nigerian bank account.checked 8 Oct 2026
- Withdrawal limits
- Early withdrawal rules and any applicable fees depend on the savings plan and are shown in the app before confirmation.checked 8 Oct 2026
The company
- Company
- The site identifies the company as Amini Technologies Ltd and gives its physical address as Plot 347A, Ipent 7 Estate, Karsana, Abuja.checked 8 Oct 2026
- Headquarters
- Abuja, Nigeriachecked 28 Sep 2026
Where it runs
- Platforms
- The site directs users to download the app on iPhone or Android.checked 8 Oct 2026
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