Chime
The facts below are what Chime Financial, Inc. publishes about Chime, checked and dated. Our editors have not written about it yet.
The facts
Each one read from Chime's own pages, with the date it was checked.
What it does
- Credit building
- The secured Chime Visa® Credit Card helps build credit history through regular purchases and on-time payments; late payments can negatively affect your credit score; conditions apply (Chime footnote, could not read).checked 27 Oct 2026
- Early pay
- Get paid up to 2 days early. With direct deposit, MyPay gives early access to your paycheck, up to $500, with no interest, no credit check and no mandatory fees to access funds within 24 hours (a $2 fee applies for instant funding); conditions apply (Chime footnote, could not read).checked 27 Oct 2026
- Eligibility
- A Chime Checking Account is required to open a savings account.checked 27 Oct 2026
- Fees
- No monthly fees on the checking account, free in-network cash deposits and free in-network ATM withdrawals; a $2 fee applies for instant funding (MyPay); conditions apply (Chime footnote, could not read).checked 27 Oct 2026
- Pricing
- Free: no monthly fees and no minimum balance.checked 22 Oct 2026
- Product
- Chime's App Store listing says its members bank fee-free; conditions apply (Chime footnote, could not read).checked 27 Oct 2026
- Round-ups
- Automatic round-ups on card purchases.checked 27 Oct 2026
- Saving rules
- Route a percentage of each direct deposit into savings automatically.checked 22 Oct 2026
- Savings goals
- Up to 10 named Savings Goals with progress tracking.checked 22 Oct 2026
- Savings rates (APY)
- 1.00% APY, Chime Basic · 3.00% APY, Chime Plus™ with qualifying direct deposits of $200 or more per month · 4.00% APY, Chime Prime™ with qualifying direct deposits of $3,000 or more per month (variable, effective 10/06/2026)checked 22 Oct 2026
- Scheduled transfers
- Automatic recurring transfers from checking to savings.checked 22 Oct 2026
- What it does
- A mobile banking app with automatic savings tools and a high-yield savings account; conditions apply (Chime footnote, could not read).checked 27 Oct 2026
Where it runs
- Platforms
- iOS, Android and web (the App Store and Google Play listings show iOS and Android).checked 27 Oct 2026
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