Plum
7.1#5 in automated savings appsFrom €3.99 a monthFree planAndroidiOS
VisitPlum vs SavingsBox
SavingsBox
7.9#2 in automated savings appsFrom $4.99 a monthFree planAndroidiOSWeb
VisitWhat both publish
| Fact | Plum | SavingsBox |
|---|---|---|
| Founded | 2016 | The LEI record gives the entity creation date as July 5, 2023. |
| Platforms | Plum says it supports Android and iOS and is not supported on computers or a web version. | The consumer app page says Android is available on Google Play and iOS is in App Store review; the Pro page says iOS is available and Android is in Google Play review. |
| Product | Plum is a personal finance app for saving, investing, and managing spending with automation. | SavingsBox offers personal and group savings boxes, AI coaching, round-up savings, recurring contributions, and access to finance professionals. |
| Regulatory status | Plum says it is registered with the UK Information Commissioner's Office and identifies its regulated payment and investment entities in its company disclosures. | SavingsBox says it is not a bank and that Stripe and other licensed partners handle custody, payments and money transmission. |
Plum plans
- BasicFree
- Pro€3.99 a month
- Boost€7.99 a month
- Premium€9.99 a month
SavingsBox plans
- FreeFree
- Premium$4.99 a month
- Basic$5 a month
- SavingsBox Pro Basic$5 a month
- Premium$12 a month
- SavingsBox Pro Premium$12 a month
Pick Plum if…
Plum suits adults in its listed countries who want automated saving alongside spending tools and investment options. It requires a supported current account held in the user's own name; business, savings, and joint accounts are not supported as primary connected accounts.
Pick SavingsBox if…
SavingsBox suits eligible U.S. adults saving toward personal or group goals who want contribution tools and coaching. Its Pro plans are aimed at licensed or certified finance professionals who need client and appointment management features.