Best Guac Alternatives in 2026

Updated October 2026

16 apps from automated savings apps ranked against Guac on the same published basis.

Guac alternatives compared

#	App	Score	Free plan	From	Runs on
1	Betterment	7.2	Free plan	$0.05/mo	Android, iOS, Web
3	finbee	7.1	Free plan	¥250/mo	Android, iOS
4	Piggo	7.1	Free plan	Free	Android, iOS, Web
5	PiggyVest	7.1	Free plan	Free	Android, iOS, Web
6	SavingsBox	7.1	Free plan	$4.99/mo	Android, iOS, Web
7	Tunzi	7.1	Free plan	Free	Android, iOS, Web
8	Chip	7.0	Free plan	£5.99/mo	Android, iOS
9	Goin	7.0	Free plan	€1.33/mo	Android, Browser, iOS
10	PayDay	7.0	Free plan	Free	Android, iOS, Web
11	Plum	7.0	Free plan	€3.99/mo	Android, iOS
12	Amini	6.9	Free plan	Free	Android, iOS
13	Spave	6.9	Free plan	Free	Android, iOS
14	Nebo	6.8	Free plan	Free	Android, API, iOS
15	Raiz	6.3	No	A$2.50/mo	Android, iOS, Web
16	Albert	6.2	No	$19.99/mo	Android, iOS, Web
17	Qapital	6.2	No	$3/mo	Android, iOS

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What is the best alternative to Guac?

Betterment, number 1 in automated savings apps with a score of 7.2 out of 10. The others here: finbee, Piggo, PiggyVest and 12 more.

What is the best free alternative to Guac?

Betterment is the best-ranked alternative with a free plan. 13 of the 16 alternatives here publish a free plan on their own pricing pages.

How are these alternatives ranked?

Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on.