Best Virtual Terminal Software in 2026
Updated
In short: Dojo is ranked #1 of 28 as of 4 October 2026, ahead of Helcim and PayPal Invoicing. The best-ranked option with a free plan is Helcim. The lowest first paid tier on this page is SumUp Invoices at £7/mo.
When taking payments through a virtual terminal, consider both the ways customers can pay and the transaction details you need to manage. This ranked group compares payment methods, currency support, and supported platforms, along with refunds, invoices, and recurring payments. Helcim, EBizCharge Virtual Terminal, and CoreGateway Virtual Terminal lead the entries, with PayJunction Virtual Terminal also among the first options. Customer records are another field to compare if associating transactions with buyers matters to your process. Review free-plan availability and paid-from pricing as well, then weigh the listed payment and record-keeping features against your needs.
28 virtual terminal software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
#2 Helcim Runner-up · 7.2 Free plan · Free
#3 PayPal Invoicing Also great · 7.2 Free plan · Free
- Free planFree trial AndroidapiiOSWeb
- Free plan
- Yes
RecognisedDocumentedFree planPlatforms% 11.99/mofirst paid tier About DojoVisit site - Free plan AndroidapiiOSmacOSWebWindows
- Free plan
- No
RecognisedDocumentedFree planPlatforms - Free plan WebiOSAndroid
- Free plan
- Yes
- Recurring payments
- Yes
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOSWeb
- Free plan
- Yes
- Payment methods
- cards only
- Refunds
- Yes
- Invoices
- Yes
RecognisedDocumentedFree planPlatforms - AndroidiOSWeb
- Recurring payments
- Yes
RecognisedDocumentedFree planPlatforms - Free plan WebiOSAndroid
- Free plan
- Yes
- Paid from
- 49 /mo
- Payment methods
- cards only
- Refunds
- Yes
RecognisedDocumentedFree planPlatforms£7/mofirst paid tier About SumUp InvoicesVisit site - AndroidapiiOSLinuxWebWindows
- Recurring payments
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWebRecognisedDocumentedFree planPlatforms$89/mofirst paid tier About Heartland RetailVisit site
- apiWeb
- Payment methods
- cards and bank payments
- Recurring payments
- Yes
- Refunds
- Yes
- Invoices
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- No
- Payment methods
- cards and bank payments
- Recurring payments
- Yes
- Refunds
- Yes
- Invoices
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Payment methods
- cards only
- Refunds
- Yes
- Invoices
- Yes
RecognisedDocumentedFree planPlatforms - AndroidiOSWeb
- Free plan
- No
- Payment methods
- cards and bank payments
- Recurring payments
- Yes
- Invoices
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- No
- Payment methods
- cards and bank payments
- Recurring payments
- Yes
- Refunds
- Yes
- Invoices
- Yes
RecognisedDocumentedFree planPlatforms - apiextensionWeb
- Free plan
- No
- Payment methods
- cards and bank payments
- Recurring payments
- Yes
- Refunds
- Yes
- Invoices
- Yes
RecognisedDocumentedFree planPlatforms - apiWeb
- Free plan
- No
- Payment methods
- cards and bank payments
- Recurring payments
- Yes
- Refunds
- Yes
- Invoices
- Yes
RecognisedDocumentedFree planPlatforms$15/mofirst paid tier About CoreGateway Virtual TerminalVisit site - Web
- Payment methods
- cards only
- Recurring payments
- No
- Refunds
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Payment methods
- cards and bank payments
- Refunds
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Recurring payments
- Yes
- Refunds
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
- Payment methods
- cards only
- Recurring payments
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Payment methods
- cards and bank payments
- Recurring payments
- Yes
- Refunds
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
- Payment methods
- cards only
- Recurring payments
- Yes
- Refunds
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Recurring payments
- Yes
- Invoices
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
- Recurring payments
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- No
- Paid from
- 25 /mo
- Recurring payments
- Yes
RecognisedDocumentedFree planPlatforms$25/mofirst paid tier About Authorize.netVisit site - Web
- Free plan
- No
- Paid from
- 9.95 /mo
- Payment methods
- cards only
- Recurring payments
- Yes
- Refunds
- Yes
RecognisedDocumentedFree planPlatforms
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which virtual terminal software is ranked first on Everything Xiaomi?
Dojo is ranked #1 of 28 with a score of 7.2. Helcim is second and PayPal Invoicing third.
How many of these have a free plan?
5 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, SumUp Invoices has the lowest first paid tier we found: £7/mo.
How is this list ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.