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Paymentsense Virtual Terminal

Paymentsense Virtual Terminal lets businesses accept card payments over the phone without a physical card machine or the cardholder being present.

Place
#11 of 28
Score
6.3
Paymentsense Virtual Terminal's website

What Paymentsense Virtual Terminal is

Paymentsense Virtual Terminal lets businesses accept card payments over the phone without a physical card machine or the cardholder being present. It can be accessed through a computer, laptop, tablet, or mobile phone, and is listed for Android, iOS, and the web. Payments are card-only; supported cards include Visa, Mastercard, Maestro, and American Express. Businesses can send receipts and track payments through an online account. The terminal can also save card details as a token for recurring payments. Paymentsense says it uses end-to-end encryption between its web server and the browser, is PCI compliant, and supports Address Verification System checks. It says it can set businesses up to take phone payments in 24 hours and offers technical support 24/7. The company also says there are no setup fees and customers can change packages or cancel free of charge. The service has no free plan. Monthly options listed are Starter at £8.29 per month for annual transactions up to £50K, Regular at £12.45 per month for up to £250K, and Advanced at £16.62 per month for up to £1.2M. Paymentsense is headquartered in London, United Kingdom.

Good

  • Accepts major credit and debit cards
  • Receipts and payment tracking through an online account
  • Tokenized card details support recurring payments
  • Technical support available 24/7
  • No setup fees, according to Paymentsense

Watch out

  • No free plan
  • Payments are card-only
  • Starter covers annual transactions up to £50K
  • Advanced costs £16.62 per month

Who it suits

The terminal is intended for small and medium businesses that take payments by phone, including retailers, restaurants, pubs, bars, takeaways, and taxi firms. It suits businesses that need card payments without a physical card machine.

Verdict

Paymentsense Virtual Terminal is designed for businesses taking card payments remotely by phone. Its monthly plans have different annual transaction limits, so businesses should match the package to their transaction volume.

Plans and prices

From Paymentsense Virtual Terminal's own pricing page, checked 7 Oct 2026.

All about pricing
PlanPriceWhat it gives you
Starter£8.29 a monthAnnual transactions up to £50K · £8.29 per month
Regular£12.45 a monthAnnual transactions up to £250K · £12.45 per month
Advanced£16.62 a monthAnnual transactions up to £1.2M · £16.62 per month

The facts

Each one read from Paymentsense Virtual Terminal's own pages, with the date it was checked.

Where it runs

Devices
The service can be accessed from a computer, laptop, tablet or mobile phone.checked 7 Oct 2026

What it does

Fees and cancellation
Paymentsense says it charges no setup fees and customers can switch packages or cancel free of charge.checked 7 Oct 2026
Intended users
The page describes the terminal as suitable for small and medium businesses, including taxi firms, small retailers, restaurants, pubs, bars and takeaways.checked 7 Oct 2026
Purpose
The virtual terminal lets businesses take card payments over the phone without a physical card machine or the cardholder being present.checked 7 Oct 2026
Receipts and records
Users can send customers receipts and track payments through their online account.checked 7 Oct 2026
Recurring payments
The terminal can save customer card details as a token for recurring payments.checked 7 Oct 2026
Security
Paymentsense says the terminal uses end-to-end encryption between its web server and the browser, is PCI compliant, and supports Address Verification System checks.checked 7 Oct 2026
Setup
Paymentsense says it can get businesses set up to take phone payments in 24 hours.checked 7 Oct 2026
Support
Paymentsense says its technical support team is available 24/7.checked 7 Oct 2026
Supported cards
Paymentsense says users can accept major credit and debit cards, including Visa, Mastercard, Maestro and American Express.checked 7 Oct 2026

The company

Headquarters
London, United Kingdomchecked 28 Sep 2026

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