Paymentsense Virtual Terminal
Paymentsense Virtual Terminal lets businesses accept card payments over the phone without a physical card machine or the cardholder being present.
What Paymentsense Virtual Terminal is
Paymentsense Virtual Terminal lets businesses accept card payments over the phone without a physical card machine or the cardholder being present. It can be accessed through a computer, laptop, tablet, or mobile phone, and is listed for Android, iOS, and the web. Payments are card-only; supported cards include Visa, Mastercard, Maestro, and American Express. Businesses can send receipts and track payments through an online account. The terminal can also save card details as a token for recurring payments. Paymentsense says it uses end-to-end encryption between its web server and the browser, is PCI compliant, and supports Address Verification System checks. It says it can set businesses up to take phone payments in 24 hours and offers technical support 24/7. The company also says there are no setup fees and customers can change packages or cancel free of charge. The service has no free plan. Monthly options listed are Starter at £8.29 per month for annual transactions up to £50K, Regular at £12.45 per month for up to £250K, and Advanced at £16.62 per month for up to £1.2M. Paymentsense is headquartered in London, United Kingdom.
Good
- Accepts major credit and debit cards
- Receipts and payment tracking through an online account
- Tokenized card details support recurring payments
- Technical support available 24/7
- No setup fees, according to Paymentsense
Watch out
- No free plan
- Payments are card-only
- Starter covers annual transactions up to £50K
- Advanced costs £16.62 per month
Who it suits
The terminal is intended for small and medium businesses that take payments by phone, including retailers, restaurants, pubs, bars, takeaways, and taxi firms. It suits businesses that need card payments without a physical card machine.
Verdict
Paymentsense Virtual Terminal is designed for businesses taking card payments remotely by phone. Its monthly plans have different annual transaction limits, so businesses should match the package to their transaction volume.
Plans and prices
From Paymentsense Virtual Terminal's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Starter | £8.29 a month | Annual transactions up to £50K · £8.29 per month |
| Regular | £12.45 a month | Annual transactions up to £250K · £12.45 per month |
| Advanced | £16.62 a month | Annual transactions up to £1.2M · £16.62 per month |
The facts
Each one read from Paymentsense Virtual Terminal's own pages, with the date it was checked.
Where it runs
- Devices
- The service can be accessed from a computer, laptop, tablet or mobile phone.checked 7 Oct 2026
What it does
- Fees and cancellation
- Paymentsense says it charges no setup fees and customers can switch packages or cancel free of charge.checked 7 Oct 2026
- Intended users
- The page describes the terminal as suitable for small and medium businesses, including taxi firms, small retailers, restaurants, pubs, bars and takeaways.checked 7 Oct 2026
- Purpose
- The virtual terminal lets businesses take card payments over the phone without a physical card machine or the cardholder being present.checked 7 Oct 2026
- Receipts and records
- Users can send customers receipts and track payments through their online account.checked 7 Oct 2026
- Recurring payments
- The terminal can save customer card details as a token for recurring payments.checked 7 Oct 2026
- Security
- Paymentsense says the terminal uses end-to-end encryption between its web server and the browser, is PCI compliant, and supports Address Verification System checks.checked 7 Oct 2026
- Setup
- Paymentsense says it can get businesses set up to take phone payments in 24 hours.checked 7 Oct 2026
- Support
- Paymentsense says its technical support team is available 24/7.checked 7 Oct 2026
- Supported cards
- Paymentsense says users can accept major credit and debit cards, including Visa, Mastercard, Maestro and American Express.checked 7 Oct 2026
The company
- Headquarters
- London, United Kingdomchecked 28 Sep 2026
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