myPOS Virtual Terminal MO/TO

B
B tier on Virtual Terminal SoftwareScore 7.0 · #4 of 29
Android app
Yes
Free plan
Yes
Runs on
Android, iOS, Web
mypos.com
The myPOS Virtual Terminal MO/TO homepage

Summary

myPOS Virtual Terminal MO/TO lets businesses accept card payments from customers by phone or email. It works on a computer, phone or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can grant employees access to take payments and track transactions in real time from any location through the myPOS Mobile app. The product page says completed payments are settled immediately into the myPOS merchant account. Businesses apply from their myPOS merchant account, and myPOS confirms eligibility. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction; the plan has no monthly fee, but transaction fees apply. Its displayed tariff table is a summary linked to a fuller breakdown. The product page says customer card information cannot be accessed once a transaction is completed. The UK pricing page lists 24/7 customer support as free.

Who it is for

It suits businesses that need to take card payments remotely by phone or email. It is available to businesses only if myPOS confirms their eligibility.

What is good

  • Works on computers, phones and tablets with internet.
  • Requires no installation or additional hardware.
  • Employees can be granted payment access.
  • Transactions can be tracked in real time.
  • Completed payments settle immediately, according to the product page.

What to know first

  • Service eligibility requires myPOS approval.
  • Fees include the online payment fee plus 0.5% per transaction.
  • Pricing table is a summary linked to a fuller tariff.

Verdict

The virtual terminal is designed for remote card payments without installing software or adding hardware. Businesses should check eligibility and the full tariff breakdown before applying.

myPOS Virtual Terminal MO/TO plans and pricing

All plans
MO/TO Virtual Terminal Free No monthly fee; per-transaction fees apply; service eligibility requires approval mypos.com · 3 Oct 2026

Compared on virtual terminal software

Free plan
Yesmypos.com
Payment methods
cards onlymypos.com
Refunds
Yesmypos.com
Invoices
Yesmypos.com
Customer records
Yesmypos.com
Supported platforms
browser and mobilemypos.com
Currency support
multiple currenciesmypos.com

Facts

Purpose
The MO/TO Virtual Terminal lets businesses accept card payments by phone or email when the customer is remote.mypos.com · 3 Oct 2026
Device access
It works on a computer, phone or tablet with an internet connection.mypos.com · 3 Oct 2026
No installation
The service requires no software installation, complex integration, or additional software or hardware.mypos.com · 3 Oct 2026
Transaction tracking
Transactions can be tracked in real time and from any location using the myPOS Mobile app.mypos.com · 3 Oct 2026
Employee access
Specific access can be granted to employees so they can take payments.mypos.com · 3 Oct 2026
Settlement
The product page says completed payments are settled immediately into the myPOS merchant account.mypos.com · 3 Oct 2026
Eligibility
Businesses apply from the myPOS merchant account, and myPOS confirms whether the business is eligible for the service.mypos.com · 3 Oct 2026
Pricing
The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction.mypos.com · 3 Oct 2026
Pricing scope
The UK pricing page says its displayed tariff table is a concise summary and links to the full tariff breakdown.mypos.com · 3 Oct 2026
Security
The product page says the customer's credit card information cannot be accessed once the transaction has been completed.mypos.com · 3 Oct 2026
Support
The UK pricing page lists 24/7 customer support as free.mypos.com · 3 Oct 2026
Company history
myPOS says its idea began in 2012 and that it was presented at Mobile World Congress in 2014 as a platform offering instant payouts.mypos.com · 3 Oct 2026

Company

Founded
2012mypos.com · 28 Sept 2026
Headquarters
London, United Kingdommypos.com · 28 Sept 2026

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