myPOS Virtual Terminal MO/TO
- Android app
- Yes
- Free plan
- Yes
- Runs on
- Android, iOS, Web

Summary
myPOS Virtual Terminal MO/TO lets businesses accept card payments from customers by phone or email. It works on a computer, phone or tablet with an internet connection and requires no installation, complex integration, or additional software or hardware. Businesses can grant employees access to take payments and track transactions in real time from any location through the myPOS Mobile app. The product page says completed payments are settled immediately into the myPOS merchant account. Businesses apply from their myPOS merchant account, and myPOS confirms eligibility. The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction; the plan has no monthly fee, but transaction fees apply. Its displayed tariff table is a summary linked to a fuller breakdown. The product page says customer card information cannot be accessed once a transaction is completed. The UK pricing page lists 24/7 customer support as free.
Who it is for
It suits businesses that need to take card payments remotely by phone or email. It is available to businesses only if myPOS confirms their eligibility.
What is good
- Works on computers, phones and tablets with internet.
- Requires no installation or additional hardware.
- Employees can be granted payment access.
- Transactions can be tracked in real time.
- Completed payments settle immediately, according to the product page.
What to know first
- Service eligibility requires myPOS approval.
- Fees include the online payment fee plus 0.5% per transaction.
- Pricing table is a summary linked to a fuller tariff.
Verdict
The virtual terminal is designed for remote card payments without installing software or adding hardware. Businesses should check eligibility and the full tariff breakdown before applying.
myPOS Virtual Terminal MO/TO plans and pricing
All plansCompared on virtual terminal software
Facts
- Purpose
- The MO/TO Virtual Terminal lets businesses accept card payments by phone or email when the customer is remote.mypos.com · 3 Oct 2026
- Device access
- It works on a computer, phone or tablet with an internet connection.mypos.com · 3 Oct 2026
- No installation
- The service requires no software installation, complex integration, or additional software or hardware.mypos.com · 3 Oct 2026
- Transaction tracking
- Transactions can be tracked in real time and from any location using the myPOS Mobile app.mypos.com · 3 Oct 2026
- Employee access
- Specific access can be granted to employees so they can take payments.mypos.com · 3 Oct 2026
- Settlement
- The product page says completed payments are settled immediately into the myPOS merchant account.mypos.com · 3 Oct 2026
- Eligibility
- Businesses apply from the myPOS merchant account, and myPOS confirms whether the business is eligible for the service.mypos.com · 3 Oct 2026
- Pricing
- The UK pricing page lists MO/TO payments at the online payment fee plus 0.5% per transaction.mypos.com · 3 Oct 2026
- Pricing scope
- The UK pricing page says its displayed tariff table is a concise summary and links to the full tariff breakdown.mypos.com · 3 Oct 2026
- Security
- The product page says the customer's credit card information cannot be accessed once the transaction has been completed.mypos.com · 3 Oct 2026
- Support
- The UK pricing page lists 24/7 customer support as free.mypos.com · 3 Oct 2026
- Company history
- myPOS says its idea began in 2012 and that it was presented at Mobile World Congress in 2014 as a platform offering instant payouts.mypos.com · 3 Oct 2026
Company
- Founded
- 2012mypos.com · 28 Sept 2026
- Headquarters
- London, United Kingdommypos.com · 28 Sept 2026
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Sources
- mypos.com/en-gb/virtual-terminal· checked 3 Oct 2026
- mypos.com/en-gb/pricing-and-fees· checked 3 Oct 2026
- mypos.com/en-gb/our-story· checked 3 Oct 2026
- mypos.com· checked 28 Sept 2026

