SwipeSimple
- Android app
- Yes
- Free plan
- No
- Runs on
- Android, iOS, Web
Summary
SwipeSimple provides small businesses with payment acceptance tools for mobile, terminal and computer-based processing. Its apps for Android and iOS support swiped, dipped, tapped and keyed card payments, with an optional reader for physical cards. The mobile app can also take payments offline when cell reception is poor. The dashboard helps businesses manage customers, view purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel. Invoices can be sent by email or text, shared through links, saved as drafts and set up with automatic payment reminders. The App Marketplace lists QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews. SwipeSimple says it has no public API or third-party integrations. It is commonly sold alongside a merchant account and processing agreement supplied by a merchant service provider or processor. Plan terms and features vary: Starter allows up to three users, while Standard and Premium allow unlimited users. Account support and billing or fee questions are directed to the provider.
Who it is for
SwipeSimple may suit small businesses accepting payments on the go, in retail or food-and-beverage settings, or through a computer for B2B and back-office billing. Businesses should confirm plan features and account terms with their provider.
What is good
- Accepts swiped, dipped, tapped and keyed card payments.
- Can take payments offline in poor reception.
- Invoices support links and automatic payment reminders.
- Exports reports compatible with QuickBooks and Excel.
What to know first
- No public API or third-party integrations.
- Service is commonly sold through a merchant provider.
- Starter is limited to three users.
- Features vary by plan.
Verdict
SwipeSimple combines mobile payment acceptance with customer management, reporting and invoicing tools. Its provider-based sales and support model and lack of public APIs are important considerations.
SwipeSimple plans and pricing
All plansCompared on virtual terminal software
- Reader required
- Noswipesimple.com
- Tap to Pay
- Yesswipesimple.com
- Offline payments
- Yesswipesimple.com
- Payout timing
- next_dayswipesimple.com
- Payment methods
- Visa, Mastercard, American Express, Discover, ACH, Apple Pay, Google Pay, other contactless digital walletsswipesimple.com
- Recurring payments
- Yesswipesimple.com
Facts
- Product
- SwipeSimple provides payment acceptance tools for small businesses, including mobile payments, terminals, and computer-based payment processing.home.swipesimple.com · 2 Oct 2026
- Mobile payments
- The mobile app supports swiped, dipped, tapped, and keyed card payments, with an optional reader for physical cards.home.swipesimple.com · 2 Oct 2026
- Offline mode
- The mobile app can take payments offline when cell reception is poor.home.swipesimple.com · 2 Oct 2026
- Dashboard
- The dashboard lets businesses manage customers, view purchase histories and sales trends, and export transaction reports compatible with tools such as QuickBooks and Excel.home.swipesimple.com · 2 Oct 2026
- Invoices
- Businesses can send invoices by email or text, share invoice links, save drafts, and configure automatic payment reminders.home.swipesimple.com · 2 Oct 2026
- Integrations
- The App Marketplace includes QuickBooks Online Sync, Appointments, and Text Loyalty & Reviews.home.swipesimple.com · 2 Oct 2026
- Public API
- SwipeSimple’s support page says the platform does not offer public APIs or third-party integrations.support.swipesimple.com · 2 Oct 2026
- Security
- SwipeSimple says its systems and processes are designed to comply with PCI Data Security Standards and that card data is encrypted from reader to backend server.home.swipesimple.com · 2 Oct 2026
- Support
- SwipeSimple is generally sold through merchant service providers, and merchants are directed to their provider for account support and billing or fee questions.home.swipesimple.com · 2 Oct 2026
- Pricing availability
- SwipeSimple says it is commonly sold with a merchant account and processing agreement supplied by a merchant acquirer, ISO, agent, financial institution, or processor.home.swipesimple.com · 2 Oct 2026
- Plan limits
- The Starter plan allows up to 3 users; Standard and Premium allow unlimited users, and some features vary by plan.support.swipesimple.com · 2 Oct 2026
- Tap to Pay limit
- Tap to Pay on iPhone requires iOS 17.4 or higher and is available within the 50 U.S. states, but not U.S. territories.support.swipesimple.com · 2 Oct 2026
- Who it serves
- SwipeSimple describes its customers as small businesses accepting payments on the go, in retail or food-and-beverage settings, or from a computer for B2B and back-office billing.home.swipesimple.com · 2 Oct 2026
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Sources
- home.swipesimple.com/about· checked 2 Oct 2026
- home.swipesimple.com/mobile-app· checked 2 Oct 2026
- home.swipesimple.com/dashboard· checked 2 Oct 2026
- home.swipesimple.com/invoices· checked 2 Oct 2026
- home.swipesimple.com· checked 2 Oct 2026
- support.swipesimple.com/hc/en-us/articles/27117544574487-Does-S· checked 2 Oct 2026
- home.swipesimple.com/legals/safety-security· checked 2 Oct 2026
- support.swipesimple.com/hc/en-us/articles/43710643420183-SwipeS· checked 2 Oct 2026
- support.swipesimple.com/hc/en-us/articles/31590408724375-Tap-to· checked 2 Oct 2026
- home.swipesimple.com/connect· checked 2 Oct 2026