Best Mobile Payment Processing Software in 2026
Updated
In short: PayPal Invoicing is ranked #1 of 25 as of 4 October 2026, ahead of Helcim and PayAnywhere. The best-ranked option with a free plan is Helcim. The lowest first paid tier on this page is Stripe Terminal at $2.70/mo.
Mobile payment processing software is for businesses that need to take payments using mobile devices. Compare payment methods, reader requirements and Tap to Pay availability, and check whether offline payments are supported for the situations in which you sell. Recurring payments and payout timing offer additional points to weigh, while free-plan access and paid-from pricing help you consider costs. The ranking opens with PayPal Invoicing, Helcim and PayAnywhere, followed by Zeller and QuickBooks GoPayment. Use the listed fields to compare how each service handles accepting payments and getting funds to your business.
25 mobile payment processing software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
#1 PayPal Invoicing Top pick · 7.3 Free plan · Free
#2 Helcim Runner-up · 7.2 Free plan · Free
#3 PayAnywhere Also great · 7.2 Free plan · Free- Free plan WebiOSAndroid
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- No
- Payout timing
- instant
RecognisedDocumentedFree planPlatforms - Free plan AndroidapiiOSmacOSWebWindows
- Free plan
- No
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOSWeb
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- Yes
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOSWeb
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- No
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms£5/mofirst paid tier About ZellerVisit site - AndroidiOSWeb
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- Yes
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOS
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms - Free plan WebiOSAndroid
- Free plan
- Yes
- Paid from
- 49 /mo
RecognisedDocumentedFree planPlatforms£7/mofirst paid tier About SumUp InvoicesVisit site - Free plan AndroidiOS
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
- Payout timing
- instant
RecognisedDocumentedFree planPlatforms - Free trial AndroidapiiOSWeb
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- Yes
- Payout timing
- instant
RecognisedDocumentedFree planPlatforms - iOSWeb
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- Yes
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- No
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- Yes
- Payout timing
- instant
RecognisedDocumentedFree planPlatforms$2.70/mofirst paid tier About Stripe TerminalVisit site - WebiOSAndroid
- Free plan
- No
- Reader required
- Yes
- Tap to Pay
- No
- Payout timing
- standard
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Reader required
- Yes
- Tap to Pay
- No
- Offline payments
- Yes
RecognisedDocumentedFree planPlatforms - iOSAndroid
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- No
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms - iOSAndroid
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- Yes
- Payout timing
- instant
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Reader required
- Yes
- Tap to Pay
- No
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms - iOSAndroid
- Tap to Pay
- Yes
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOSWeb
- Free plan
- No
- Reader required
- No
- Tap to Pay
- Yes
- Payout timing
- instant
RecognisedDocumentedFree planPlatforms - Android
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- No
- Offline payments
- Yes
RecognisedDocumentedFree planPlatforms - WebiOS
- Free plan
- No
- Reader required
- Yes
- Tap to Pay
- No
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms - iOS
- Free plan
- Yes
- Reader required
- No
- Tap to Pay
- Yes
RecognisedDocumentedFree planPlatforms - iOSAndroid
- Free plan
- No
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- No
- Payout timing
- next_day
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- No
- Reader required
- No
- Tap to Pay
- Yes
- Offline payments
- No
RecognisedDocumentedFree planPlatforms - WebRecognisedDocumentedFree planPlatforms
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which mobile payment processing software is ranked first on Everything Xiaomi?
PayPal Invoicing is ranked #1 of 25 with a score of 7.3. Helcim is second and PayAnywhere third.
How many of these have a free plan?
8 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Stripe Terminal has the lowest first paid tier we found: $2.70/mo.
How is this list ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.