MobilePayments
MobilePayments is a payments and sales management service for businesses, available on iOS and the web.
What MobilePayments is
MobilePayments is a payments and sales management service for businesses, available on iOS and the web. Its tools include a point-of-sale system for products, discounts, split bills, tables, bookings, stock and team permissions. Merchants can take card, contactless or cash payments through a connected checkout, or accept contactless payments on a compatible iPhone with Tap to Pay. Payment Links can be sent by text, Instagram, WhatsApp or email, and customers can also pay by scanning a QR code. The service provides live sales, VAT, fees and tips reporting, with AI features for asking questions about sales and stock and creating reports. It offers a free plan, while some payment methods and card readers have listed fees or one-time prices. Applications require identity and eligibility checks, and extra documents may be needed. Approved merchant payment processing is provided by Stripe under its applicable terms.
Good
- Free plan and no monthly POS app fee
- Payment Links support QR codes and messaging apps
- Tap to Pay works without extra payment hardware
- Includes live sales, VAT, fees and tips reporting
Watch out
- Applications require identity and eligibility checks
- Card readers are sold separately
- Payment processing for approved accounts is provided by Stripe
Who it suits
It suits businesses that need in-person or remote payment options alongside sales and stock tools. Listed use cases include retail, freelancers, hospitality, health and beauty, phone orders, and click-and-collect.
Verdict
MobilePayments combines point-of-sale functions, payment links and reporting, with iOS and web access. Check the listed transaction and hardware costs, and account eligibility requirements, against your payment needs.
Plans and prices
From MobilePayments's own pricing page, checked 4 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| In-person card payments | Priced on request | £0/month POS app · no monthly fees · card reader sold separately · Per transaction; the pricing page also lists Tap to Pay on iPhone at +10p per transaction and business and non-EU cards at 2.39% total. |
| Payment Links | Priced on request | £0 monthly fees · no contract · no separate software charge · Per successful payment link; business and non-EU cards are 2.88% total. |
| Card Reader | $49, paid once | Compact reader · no monthly fees · transaction fee applies · One-time hardware price shown on the Card Machines page. |
| Card Reader Pro | $179, paid once | Larger touchscreen terminal · transaction fee applies · One-time hardware price shown on the Card Machines page. |
| Smart Terminal | $279, paid once | All-in-one terminal · transaction fee applies · One-time hardware price shown on the Card Machines page. |
The facts
Each one read from MobilePayments's own pages, with the date it was checked.
The company
- Company
- MobilePayments is operated by MOBILE PAY LTD, registered in England and Wales under company number 15999241, with a registered office in Grimsby, England.checked 4 Oct 2026
- Founded
- 2024checked 28 Sep 2026
- Headquarters
- Grimsby, England, United Kingdomchecked 28 Sep 2026
What it does
- Eligibility
- Applications are subject to identity verification and eligibility checks, and additional documents may be required.checked 4 Oct 2026
- Intended users
- The site describes the service for businesses of all sizes and lists use cases including retail, freelancers, phone orders, hospitality, health and beauty, and click-and-collect.checked 4 Oct 2026
- Link options
- Payment Links support fixed or customer-entered amounts, VAT treatment and reusable links.checked 4 Oct 2026
- Payment methods
- Merchants can accept card, contactless or cash through a connected checkout, including Tap to Pay on iPhone and a card reader.checked 4 Oct 2026
- Privacy
- The privacy policy describes encryption during transmission, access controls and regular security audits as data-protection measures.checked 4 Oct 2026
- Processing
- Payment processing for approved merchant accounts is provided by Stripe under its applicable terms.checked 4 Oct 2026
- Product
- MobilePayments provides tools for taking payments and managing sales, products and reporting.checked 4 Oct 2026
- Reader security
- The Card Machines page says all readers feature end-to-end or point-to-point encryption and are EMV certified.checked 4 Oct 2026
- Remote payments
- Payment Links can be shared by text, Instagram, WhatsApp or email, and customers can also scan a QR code.checked 4 Oct 2026
- Reporting
- Its reporting shows live sales, VAT, fees and tips, and the site describes AI features for asking questions about sales and stock and creating reports.checked 4 Oct 2026
- Support
- Support is listed as available Monday to Friday, 8am–6pm, by phone, WhatsApp, live chat and email.checked 4 Oct 2026
- Tap to Pay
- Tap to Pay on iPhone accepts contactless debit and credit cards, Apple Pay and other digital wallets on a compatible iPhone without extra payment hardware.checked 4 Oct 2026
Where it runs
- POS
- The app includes a point-of-sale system with product library, discounts, split bills, tables, bookings, stock and team permissions.checked 4 Oct 2026
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