Paymi
Paymi is an iOS app for eligible businesses and sole traders to accept card payments using Tap to Pay on iPhone.
What Paymi is
Paymi is an iOS app for eligible businesses and sole traders to accept card payments using Tap to Pay on iPhone. The maker says payments can be taken without a separate terminal or other hardware. Customers can pay using major debit and credit cards, Apple Pay, or Google Pay. The app also supports bill splitting, tips, automatic discounts and taxes, payment links, and real-time transaction views. Paymi uses Stripe Connect Standard accounts; Stripe handles processing, payouts, disputes, and chargebacks. Paymi says it does not collect or store card or banking information. Its listed markets include the United States, Canada, Australia, New Zealand, the United Kingdom, and 16 European countries. Tap to Pay requires a supported payment app and the latest iOS, and may have transaction limits or unavailable markets. The free plan has no subscription, but charges a 1.2% Paymi application fee per transaction, plus Stripe fees. Paymi Pro removes the Paymi fee, while Stripe fees still apply. Pro prices vary by App Store storefront; UK listings show £9.99/month and £79.99/year. Paymi was founded in 2023.
Good
- Accepts payments without extra terminal hardware.
- Supports major cards, Apple Pay, and Google Pay.
- Includes bill splitting, tips, discounts, and taxes.
- Transactions can be viewed in real time.
Watch out
- Free plan charges a 1.2% Paymi fee per transaction, plus Stripe fees.
- Tap to Pay may have transaction limits or unavailable markets.
- Pro prices vary by App Store storefront.
Who it suits
Paymi suits businesses, sole traders, and other entities legally able to accept payments in its supported markets. It requires a compatible iPhone setup and the latest iOS for Tap to Pay.
Verdict
Paymi combines Tap to Pay with bill and tip tools, with Stripe handling payment processing and related services. Compare the free transaction fee with Pro’s storefront-dependent pricing, and check availability and device requirements for your market.
Plans and prices
From Paymi's own pricing page, checked 8 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | No subscription · 1.2% Paymi application fee per transaction, plus Stripe fees |
| Paymi Pro (monthly) | — | 0% Paymi application fees on transactions · Stripe fees still apply · Monthly price varies by App Store storefront; UK listing shows £9.99/month |
| Paymi Pro (yearly) | — | 0% Paymi application fees on transactions · Stripe fees still apply · Yearly price varies by App Store storefront; UK listing shows £79.99/year |
The facts
Each one read from Paymi's own pages, with the date it was checked.
Where it runs
- Device requirement
- The homepage says Tap to Pay on iPhone requires a supported payment app and the latest iOS, and may have transaction limits or unavailable markets.checked 8 Oct 2026
The company
- Founded
- 2023checked 28 Sep 2026
What it does
- No extra hardware
- The maker says merchants can accept payments with an iPhone without extra terminals or hardware.checked 8 Oct 2026
- Payment options
- The homepage says Paymi supports splitting bills and tips, automatic discounts and taxes, and payment links.checked 8 Oct 2026
- Privacy
- Paymi says it does not sell or rent personal data and collects aggregated or anonymized analytics and technical diagnostic data.checked 8 Oct 2026
- Processing provider
- Paymi uses Stripe Connect Standard accounts, and Stripe manages payment processing, payouts, disputes, and chargebacks.checked 8 Oct 2026
- Purpose
- Paymi is a mobile app that lets eligible users accept card payments using Tap to Pay on iPhone.checked 8 Oct 2026
- Security and payment data
- Paymi says sensitive payment information is processed by Stripe and Paymi does not collect or store card or banking information.checked 8 Oct 2026
- Security limits
- Paymi says it takes reasonable measures to protect the limited information it collects but cannot guarantee absolute security.checked 8 Oct 2026
- Support
- Users can contact Paymi at [email protected] for help.checked 8 Oct 2026
- Supported markets
- The terms list the United States, Canada, Australia, New Zealand, the United Kingdom, and 16 European countries as supported markets.checked 8 Oct 2026
- Target users
- The terms say Paymi is for businesses, sole traders, or other entities legally able to accept payments in supported countries.checked 8 Oct 2026
- Transaction view
- The homepage says users can see transactions in real time.checked 8 Oct 2026
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