Stripe Terminal
Stripe Terminal combines online and in-person payments with consolidated reporting and a unified customer view.
What Stripe Terminal is
Stripe Terminal combines online and in-person payments with consolidated reporting and a unified customer view. Businesses can integrate it through a custom POS, a no-code option, an API, or SDKs for Android, iOS, JavaScript, and React Native. It supports multiple card brands and digital wallets across 39 markets, along with hundreds of third-party POS and commerce integrations, including supported readers and gift card flows.
Businesses can configure readers across locations and monitor status in real time. Tap to Pay accepts contactless payments on compatible iPhone or Android devices without extra hardware. Stripe says all readers support end-to-end or point-to-point encryption and are EMV certified. Terminal works with Stripe Payments and Connect, and readers can be ordered in the Stripe Dashboard or through the Terminal Hardware Orders API, which is labeled Preview. There is no free plan. Listed hardware includes the Reader M2 at $59, paid once and the Reader S710 and S700 at $299, paid once each. Standard card processing is listed at 2.7% + 5¢ per successful card transaction, with additional charges for international cards and Tap to Pay.
Good
- Offers no-code, API, custom POS, and SDK integration options.
- Tap to Pay needs no extra hardware on compatible phones.
- Reader status can be monitored across locations.
- Supports offline and recurring payments.
- Works with Stripe Payments and Connect.
Watch out
- There is no free plan.
- Reader availability varies by country.
- A reader connects to only one Terminal SDK instance at a time.
- Some custom POS reader features are limited to select readers.
Who it suits
Stripe Terminal suits businesses that want to manage online and in-person payments with shared reporting, reader management, and POS integration choices. Its options include businesses taking contactless payments directly on compatible phones.
Verdict
Stripe Terminal offers multiple ways to connect payment flows and manage readers, with phone-based Tap to Pay as an option. Buyers should account for transaction charges, hardware costs, and country-specific reader availability.
Plans and prices
From Stripe Terminal's own pricing page, checked 20 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Standard card processing | Priced on request | 2.7% + 5¢ per successful card transaction · Additional 1.5% for international cards · Additional 10¢ per Tap to Pay authorization |
| Payments | $2.70 a month | +10¢ per authorization for Tap to Pay · +5¢ per authorization for optional point-to-point encryption · 2.7% + 5¢ per successful card transaction; +1.5% for international cards |
| Cellular | $10 a month | Unlimited cellular data on enabled readers · Apps on Device limited to 10 GB per reader per month · $10.00 per reader per month |
| Stripe Reader M2 | $59, paid once | reader hardware · $59 |
| Stripe Reader S700 | $299, paid once | reader hardware · $299 |
| Stripe Reader S710 | $299, paid once | reader hardware · $299 |
| Custom pricing | Priced on request | Available for companies with large payments volume, or those requiring multiprocessor support, POS integrations, or third-party card readers · Custom pricing |
The facts
Each one read from Stripe Terminal's own pages, with the date it was checked.
The company
- Company
- Stripe describes itself as a technology company focused on improving conditions for economic growth and prosperity.checked 30 Sep 2026
- Headquarters
- San Francisco and Dublinchecked 28 Sep 2026
Where it runs
- Custom POS reader limit
- Running a custom POS app directly on the reader is supported on select readers, and the reader comparison marks this as a paid feature for Stripe Reader S700.checked 30 Sep 2026
- Device management
- Businesses can register and configure readers across locations and monitor their status in real time.checked 30 Sep 2026
- Stripe platform connection
- Terminal works with Stripe Payments and Connect, with a single onboarding flow for platform users.checked 30 Sep 2026
What it does
- Integration choices
- It supports custom POS integrations, a no-code solution, an API-based integration, and SDKs for Android, iOS, JavaScript, and React Native.checked 30 Sep 2026
- Integrations
- Stripe says Terminal supports hundreds of third-party POS and commerce integrations, including supported readers and gift card flows.checked 30 Sep 2026
- Ordering
- Readers can be ordered from the Stripe Dashboard or through the Terminal Hardware Orders API, which the page labels Preview.checked 30 Sep 2026
- Payment methods
- Terminal supports multiple card brands and digital wallets across 39 markets.checked 30 Sep 2026
- Product
- Stripe Terminal unifies online and in-person payments, with consolidated reporting and a unified customer view.checked 30 Sep 2026
- Reader availability
- Stripe's reader guide says not all readers are available in every country and lists country-specific supported reader types.checked 30 Sep 2026
- Reader connection limit
- A reader can connect to only one instance of the Terminal SDK at a time.checked 30 Sep 2026
- Reader security
- Stripe states that all readers support end-to-end or point-to-point encryption and are EMV certified.checked 30 Sep 2026
- Tap to Pay
- Tap to Pay accepts contactless payments directly on compatible iPhone or Android devices without extra hardware.checked 30 Sep 2026
Alternatives to Stripe Terminal
- 1
Helcim
Free planAndroidiOSWebAPI8.2From $0.40 a month - 2
Zeller
Free planAndroidiOSWebAPI8.2From £1.30 a month - 3
Viva.com
Free planAndroidiOSWebAPI8.1From £3.99 a month - 4
SwipeSimple
Free planAndroidiOSWeb8.0From $19.95 a month - 5
Square Online
Free planWeb7.1From $49 a month - 6
PayAnywhere
Free planAndroidiOSWeb6.9Free plan