Moneris PAYD
Moneris PAYD is a mobile point-of-sale service for merchants accepting payments away from a fixed location.
What Moneris PAYD is
Moneris PAYD is a mobile point-of-sale service for merchants accepting payments away from a fixed location. The PAYD app works on Android, iOS, and web, and requires a payment reader; Tap to Pay is not available. Supported payment methods include credit cards, Interac Debit, Moneris Gift Cards, cash, cheques, store credit, and split tender. PAYD Administration lets merchants manage inventory, generate reports, and control employee and customer access through a browser, with a mobile-friendly version for phones. Merchants can send invoices by email or SMS, linking to a secure online payment page. Card-not-present invoice payments are listed at 2.85% + $0.15 for manually keyed transactions. The service provides real-time reporting and email receipts. Credit card acceptance depends on the merchant’s account, so Moneris directs merchants to support for confirmation. Payout timing is next day. The mobile administration version omits multi-location administration, audit-log reports, and ecommerce functionality found in the desktop version.
Good
- Android, iOS, and web access
- Multiple payment methods
- Email or SMS invoicing
- Real-time reporting
- Next-day payout timing
Watch out
- Payment reader required
- Tap to Pay unavailable
- Credit acceptance may depend on account
- Mobile version omits some administration features
Who it suits
It suits small to mid-size Canadian retail, restaurant, service, and ecommerce businesses taking payments on the go. Merchants need a compatible reader and should confirm credit-card eligibility for their account.
Verdict
Moneris PAYD supports mobile card acceptance, invoicing, reporting, and several payment types for businesses operating away from a fixed register. Check reader requirements, account eligibility, invoice fees, and mobile administration limits before selecting it.
The facts
Each one read from Moneris PAYD's own pages, with the date it was checked.
What it does
- Account administration
- PAYD Administration is accessed through a web browser, and Moneris documents a mobile-friendly version for phones.checked 8 Oct 2026
- Administration
- PAYD Administration lets merchants manage inventory, generate reports, and manage access settings for employees and customers.checked 8 Oct 2026
- Intended users
- Moneris described PAYD as a mobile point-of-sale solution for small to mid-size businesses that take payments on the go.checked 8 Oct 2026
- Invoicing
- PAYD Administration can send invoices by email or SMS, with a link to a secure online payment page.checked 8 Oct 2026
- Limits
- The mobile version of PAYD Administration omits multi-location administration, audit-log reports, and ecommerce functionality available in the desktop version.checked 8 Oct 2026
- Mobile payments
- PAYD lets a business accept credit payments on a mobile device wherever its business takes it.checked 8 Oct 2026
- On-the-go payments
- The PAYD quick-start guide describes using the card reader and app to accept mobile payments while away from a fixed location.checked 8 Oct 2026
- Payment eligibility
- A merchant's PAYD account may not allow credit card acceptance; the guide directs merchants to Moneris support to ask about accepting credit cards as well as cash.checked 8 Oct 2026
- Payments and reporting
- Moneris’s PAYD launch announcement says the app provides real-time reporting and lets businesses send digital receipts by email.checked 8 Oct 2026
- Pricing detail
- The PAYD family invoicing FAQ states that card-not-present invoice payments incur the standard 2.85% + $0.15 fee for manually keyed transactions.checked 8 Oct 2026
- Purpose
- Moneris PAYD lets merchants accept credit card payments on a mobile device using the PAYD app and card reader.checked 8 Oct 2026
- Refunds and help
- The PAYD support page links to help for refunds, password resets, accepting payments, statements, and transaction details.checked 8 Oct 2026
- Security
- The PAYD launch announcement says Moneris uses card-data encryption at the point of sale and security protocols intended to prevent unauthorized access.checked 8 Oct 2026
- Support
- Moneris’s PAYD support page links to setup and transaction help, Apple and Android user guides, and additional troubleshooting support.checked 8 Oct 2026
- Support contact
- The PAYD Android guide lists 1-855-423-PAYD (7293) and [email protected] for assistance.checked 8 Oct 2026
Where it runs
- Android app
- The PAYD guide instructs Android users to download the PAYD app from Google Play.checked 8 Oct 2026
- Android support
- Moneris provides a reference guide for downloading, installing, and using the PAYD app on Android devices.checked 8 Oct 2026
- Apple tablet POS
- Moneris describes the PAYD Pro Plus mobile app as turning an iPad into a mobile POS and lists product and client profiles, reports, transactions, and payments through specified PIN pads.checked 8 Oct 2026
- App setup
- The quick-start guide instructs merchants to install the PAYD app on the mobile device they plan to use.checked 8 Oct 2026
- Device requirement
- The Android PAYD guide describes using the app with an iPP320 PIN pad.checked 8 Oct 2026
- Device security
- The PAYD Android guide instructs users to sign out when they are not using the app to help prevent unauthorized transactions from their device.checked 8 Oct 2026
The company
- Company focus
- Moneris describes itself as serving Canadian businesses across retail, restaurant, service, and ecommerce environments.checked 8 Oct 2026
- Founded
- 2000checked 28 Sep 2026
- Headquarters
- Toronto, Ontario, Canadachecked 28 Sep 2026
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