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Payline Virtual Terminal

Payline Virtual Terminal is a browser interface for staff to enter authorized remote payments.

Place
#12 of 28
Score
6.2
Payline Virtual Terminal's website

What Payline Virtual Terminal is

Payline Virtual Terminal is a browser interface for staff to enter authorized remote payments. Payline identifies phone orders and remote service deposits or balances as use cases. The terminal is staff-facing; customers can enter their own payment details through a hosted checkout or payment link. Manually entered transactions do not require a physical card reader. The gateway routes transaction information through processing services for authorization and returns a response to the payment interface, but it does not replace an approved merchant processing relationship. Compatibility depends on the selected tools and provider. Listed capabilities include card and bank payments, recurring payments, refunds, invoices, and customer records. Recurring billing, stored payment tools, ACH, reporting, and account administration vary with the product, account, and configuration. Payline offers API-based integration approaches, with availability and requirements depending on the solution. Merchants should confirm data handling, access controls, and remaining PCI responsibilities for their setup. Pricing is available on request, and the opened pricing page does not list a virtual-terminal price. Payline was established in 2010 and is headquartered in Chicago, Illinois.

Good

  • Manual entry does not require a physical reader
  • Supports cards and bank payments
  • Includes refunds, invoices, and customer records
  • Payment links let customers enter their own details

Watch out

  • No free plan
  • Pricing is available on request
  • Feature availability depends on product, account, and configuration
  • Requires an approved processing relationship

Who it suits

Payline Virtual Terminal may suit businesses that need staff to enter authorized remote payments, such as phone orders or service deposits and balances. It requires an approved processing relationship and compatible tools.

Verdict

Payline Virtual Terminal is a staff-facing option for entering remote payments, with a payment-link alternative for customer entry. Confirm compatibility, account requirements, feature availability, data handling, and costs before setup.

The facts

Each one read from Payline Virtual Terminal's own pages, with the date it was checked.

The company

Company
Payline Data says it was established in 2010 and is headquartered in Chicago, Illinois.checked 30 Sep 2026
Founded
2010checked 28 Sep 2026
Headquarters
Chicago, Illinois, United Stateschecked 28 Sep 2026

What it does

Customer entry
The virtual terminal is staff facing; customers enter their own payment details through a hosted checkout or payment link.checked 30 Sep 2026
Customer-facing alternative
A payment link lets the customer enter their own information on a supported payment page.checked 30 Sep 2026
Data handling
Payline advises merchants to confirm how their selected solution transmits and stores payment information, its access controls, and the merchant’s remaining PCI responsibilities.checked 30 Sep 2026
Feature availability
Recurring billing, stored payment tools, ACH, reporting, and account administration depend on the product, account, and configuration.checked 30 Sep 2026
Gateway role
The gateway sends transaction information through processing services for authorization and returns the response to the payment interface.checked 30 Sep 2026
Hardware
Manually entered virtual-terminal transactions do not require a physical reader.checked 30 Sep 2026
Integration
Payline says its integration offerings include API based approaches, with endpoints, supported providers, and access requirements depending on the solution.checked 30 Sep 2026
Integrations
Payline offers API-based integration approaches, with available endpoints, supported providers and access requirements depending on the solution.checked 30 Sep 2026
Intended customers
Payline says it serves businesses of all sizes and has served over 20,000 merchants nationwide.checked 30 Sep 2026
Intended users
Payline’s about page says it serves businesses ranging from small business owners to large enterprises.checked 30 Sep 2026
Optional features
Recurring billing, stored-payment tools and ACH availability depend on the product and account.checked 30 Sep 2026
Pricing
Payline directs merchants to review a quote and agreement for actual processing costs; the opened pricing page does not list a virtual terminal price.checked 30 Sep 2026
Processing relationship
The gateway does not replace an approved merchant processing relationship, and compatibility depends on the selected tools and provider.checked 30 Sep 2026
Product type
Payline describes the virtual terminal as a browser based interface for staff to enter authorized remote payments.checked 30 Sep 2026
Purpose
The virtual terminal is a browser interface staff use to enter authorized remote payments.checked 30 Sep 2026
Reader requirement
Manually entered virtual terminal transactions do not require a physical card reader.checked 30 Sep 2026
Requirements
Use requires an approved processing relationship and compatible tools; setup timing depends on account approval, access and configuration.checked 30 Sep 2026
Security
Payline advises customers to confirm how their solution transmits and stores payment information, its access controls and the business’s remaining PCI responsibilities.checked 30 Sep 2026
Setup
Launch timing depends on account approval, access, and configuration.checked 30 Sep 2026
Support
Payline lists support at [email protected] and says CardPointe users can call 877 828 0720 or use the dashboard support tab.checked 30 Sep 2026
Tokenization
Payline says some supported workflows use tokenization to replace sensitive payment information with a reference value, with availability varying by setup.checked 30 Sep 2026

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