Best Spend Management Software in 2026
Updated
In short: Ramp AP is ranked #1 of 30 as of 4 October 2026, ahead of Brex and Float. The best-ranked option with a free plan is Brex. The lowest first paid tier on this page is ExpenseOnDemand at $6.87/mo.
Managing company spending can involve budgets, cards, bill payments and expense reimbursements. This ranking compares approval workflows and budget controls, card issuance and corporate cards, bill pay, reimbursements and multi-currency support. Free-plan availability and the listed paid-from price provide cost details to weigh alongside those features. Rho and Brex appear among the first entries, with Moss and Float also near the start; Jeeves is included as well. Compare the capabilities shown with the way your team approves purchases, pays bills and settles expenses, and consider which controls suit your processes.
30 spend management software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
#1 Ramp AP Top pick · 7.2 Free plan · $15/mo
#2 Brex Runner-up · 7.0 Free plan · $12/mo
#3 Float Also great · 7.0 Free plan · C$10/mo
- Free plan AndroidapiextensioniOSWeb
- Free plan
- Yes
- Paid from
- 15 /user/mo
- Approval workflows
- Yes
RecognisedDocumentedFree planPlatforms$15/mofirst paid tier About Ramp APVisit site - Free plan AndroidapiiOSWeb
- Free plan
- Yes
- Paid from
- 12 /user/mo
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms$12/mofirst paid tier About BrexVisit site - Free planFree trial AndroidiOSWeb
- Free plan
- Yes
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatformsC$10/mofirst paid tier About FloatVisit site - Free plan AndroidiOSWeb
- Free plan
- Yes
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms$13/mofirst paid tier About Mesh PaymentsVisit site - Free plan AndroidapiiOSWeb
- Free plan
- Yes
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatformsFree About MossVisit site - Free plan AndroidapiiOSWeb
- Free plan
- Yes
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatformsFree About RhoVisit site - Free trial AndroidapiiOSWeb
- Free plan
- Yes
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms$49/mofirst paid tier About BILL Accounts PayableVisit site - AndroidiOSWeb
- Free plan
- Yes
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- No
- Paid from
- 6.37 /user/mo
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms$6.87/mofirst paid tier About ExpenseOnDemandVisit site - Free trial AndroidapiiOSWeb
- Free plan
- No
- Paid from
- 14 /user/mo
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms£8/mofirst paid tier About PleoVisit site - Web
- Approval workflows
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- No
- Approval workflows
- Yes
RecognisedDocumentedFree planPlatforms$499/mofirst paid tier About PrecoroVisit site - WebiOSAndroid
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- No
- Approval workflows
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
- Approval workflows
- Yes
RecognisedDocumentedFree planPlatforms$349/mofirst paid tier About Payhawk Accounts PayableVisit site - AndroidapiiOSWeb
- Approval workflows
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
RecognisedDocumentedFree planPlatforms - WebiOS
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- Yes
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Free plan
- Yes
- Paid from
- 6 /user/mo
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Approval workflows
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Budget controls
- Yes
- Approval workflows
- Yes
- Corporate cards
- Yes
- Bill pay
- Yes
RecognisedDocumentedFree planPlatforms - Web
- Approval workflows
- Yes
RecognisedDocumentedFree planPlatforms
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which spend management software is ranked first on Everything Xiaomi?
Ramp AP is ranked #1 of 30 with a score of 7.2. Brex is second and Float third.
How many of these have a free plan?
6 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, ExpenseOnDemand has the lowest first paid tier we found: $6.87/mo.
How is this list ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.