Float

B tier on Spend Management SoftwareScore 7.0 · #3 of 30

Android app: Yes
Free plan: Yes
Paid plans from: C$10/mo
Runs on: Android, iOS, Web

floatfinancial.com

Summary

Float is a finance platform for Canadian businesses that brings together corporate cards, expense management, bill payments, business accounts and currency exchange. It offers physical and virtual CAD and USD cards with individual controls. For expenses, Float collects receipts, codes transactions automatically and syncs spending to accounting software. It also advertises domestic and international vendor payments, business accounts and CAD/USD conversion. Accounting integrations include QuickBooks Online, Xero and NetSuite, with HRIS integrations and Slack support for requests and approvals. Float notes that NetSuite requires additional manual setup. The company says it is SOC 2 Type 2 and PCI-DSS compliant and uses TLS 1.2 or higher encryption for sensitive data. It says customer funds are held in segregated trust accounts and that eligible deposits have CDIC insurance subject to limits; Float also states it is not a bank. Essentials is free and includes up to 20 physical and unlimited virtual cards. Professional is $10 per active user monthly, starting at $100/mo and including the first 10 users; it has a 90-day free trial.

Who it is for

Float is aimed at Canadian businesses, with Essentials described for small businesses and startups and Professional positioned for growing teams. It may suit businesses looking to combine card spending, expense handling and vendor payments.

What is good

Offers physical and virtual cards in CAD and USD.
Automatically codes transactions and collects receipts.
Integrates with QuickBooks Online, Xero and NetSuite.
Lists English- and French-language customer support.

What to know first

NetSuite connection requires additional manual setup.
Professional starts at $100/mo for active users.
Eligible deposit insurance is subject to limits.

Verdict

Float combines business spending and payment tools with accounting integrations and a free Essentials tier. Review Professional’s active-user pricing and the NetSuite setup requirement when choosing a plan.

Float plans and pricing

All plans

Essentials Free $0 /user/mo · Up to 20 physical and unlimited virtual cards · QBO, Xero or custom exports · Conditions and fees apply floatfinancial.com · 2 Oct 2026

Professional C$10/mo $10 /user/mo; active user pricing starts at $100/mo and includes your first 10 users Advanced controls and workflows · NetSuite integration · 90-day free trial · Conditions and fees apply floatfinancial.com · 2 Oct 2026

Enterprise Not published Contact us Custom pricing and cashback · Custom implementation and data migration · Dedicated Customer Success Manager floatfinancial.com · 2 Oct 2026

Compared on spend management software

Free plan: Yesfloatfinancial.com
Approval workflows: Yesfloatfinancial.com

Facts

Product: Float is a finance platform for Canadian businesses that combines corporate cards, expense management, bill payments, business accounts and currency exchange.floatfinancial.com · 2 Oct 2026
Cards: Float offers physical and virtual CAD and USD corporate cards with individual card controls.floatfinancial.com · 2 Oct 2026
Expense automation: Float collects receipts, automatically codes transactions and syncs spend to accounting software.floatfinancial.com · 2 Oct 2026
Payments and accounts: Float advertises business accounts, domestic and international vendor payments, and CAD/USD conversion as part of its platform.floatfinancial.com · 2 Oct 2026
Integrations: Float lists QuickBooks Online, Xero and NetSuite accounting integrations, plus HRIS integrations and Slack integration for requests and approvals.floatfinancial.com · 2 Oct 2026
Integration limitation: The NetSuite connection requires additional manual setup steps, according to Float’s integration page.floatfinancial.com · 2 Oct 2026
Security: Float states it is SOC 2 Type 2 and PCI-DSS compliant and uses TLS 1.2 or higher encryption for sensitive data.floatfinancial.com · 2 Oct 2026
Funds and regulatory status: Float says customer funds are held in segregated trust accounts and eligible deposits have CDIC insurance subject to limits; its footer says Float is not a bank.floatfinancial.com · 2 Oct 2026
Support: Float advertises customer support in English and French; Enterprise includes premium support and a dedicated Customer Success Manager.floatfinancial.com · 2 Oct 2026
Intended customers: Float describes Essentials as intended for small businesses and startups, and positions Professional for growing teams.floatfinancial.com · 2 Oct 2026