The Mesh Payments homepage
Score7.0
Rank#4 of 30
From$13/mo
Free planYes
Runs onAndroid, iOS, Web

Summary

Mesh Payments brings corporate cards, expense workflows, and travel management together for global enterprises. Its expense product automates the process from expense request through reconciliation, while its travel platform includes booking tools, multi-agency support, policy enforcement, and real-time duty of care. Card offerings include virtual and physical local-currency Visa cards, with card-level policies in 40+ countries. The platform also supports approvals, budget controls, bill pay, reimbursements, multi-currency use, and card issuance. Employees can send receipts, request cards, or ask policy questions through an assistant on WhatsApp, Slack, or email. Mesh lists integrations with accounting software, travel management companies, HRIS, and technology apps, including ADP Workforce Now. Access is passwordless, supports SAML identity providers, and requires two-factor authentication. Mesh says stored customer data is encrypted with AES-256 and public endpoints use TLS 1.2 or higher in transit. Android, iOS, and web access are available. The free Pro plan covers up to three users; Premium costs 13.00 USD per month per user. Enterprise pricing is custom.

Who it is for

Mesh is aimed at global enterprises seeking to manage employee travel, expenses, and corporate cards in one platform. It may also suit teams that want employees to handle receipts and card requests through messaging or email.

What is good

  • Free Pro plan supports up to three users.
  • Offers virtual and physical local-currency Visa cards.
  • Includes expense approvals, budgets, bill pay, and reimbursements.
  • Lists 24/7 human support.

What to know first

  • Premium costs 13.00 USD per user, per month.
  • Enterprise pricing is custom and not listed.
  • Two-factor authentication is required for users.

Verdict

Mesh combines expense, travel, and card management with employee-facing request channels and listed security controls. The free plan is capped at three users, while larger or paid deployments should account for per-user Premium pricing or custom Enterprise pricing.

Mesh Payments plans and pricing

All plans
Pro Free No cost for up to 3 users meshpayments.com · 3 Oct 2026
Premium $13/mo per user, per month meshpayments.com · 3 Oct 2026
Enterprise Not published Custom meshpayments.com · 3 Oct 2026

Compared on spend management software

Free plan
Yesmeshpayments.com
Approval workflows
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Facts

Product
Mesh provides cards, expenses, and travel management for global enterprises and their agents.meshpayments.com · 3 Oct 2026
Expense automation
Its expense product manages expenses from request to reconciliation with AI-powered automation.meshpayments.com · 3 Oct 2026
Travel
The travel platform offers booking tools, multi-agency support, policy enforcement, and real-time duty of care.meshpayments.com · 3 Oct 2026
Cards
Mesh advertises local-currency Visa cards, virtual and physical cards, and card-level policies in 40+ countries.meshpayments.com · 3 Oct 2026
Integrations
Mesh says it integrates with accounting software, travel management companies, HRIS, and technology apps; its directory lists ADP Workforce Now as an HRIS integration.meshpayments.com · 3 Oct 2026
AI assistant
Employees can send receipts, request cards, and ask about policy through WhatsApp, Slack, or email using the assistant.meshpayments.com · 3 Oct 2026
Security audits
Mesh says it has SOC 1 and SOC 2 Type II reports and commits to annual SOC 1 and SOC 2 audits.meshpayments.com · 3 Oct 2026
Authentication
The platform is passwordless and permits access through SAML identity providers, with two-factor authentication required for users.meshpayments.com · 3 Oct 2026
Data protection
Mesh says customer data is encrypted at rest with AES-256 and public endpoints use TLS 1.2 or higher in transit.meshpayments.com · 3 Oct 2026
Support
Mesh advertises 24/7 human support.meshpayments.com · 3 Oct 2026
Mobile apps
Mesh links to iOS and Android apps from its website.meshpayments.com · 3 Oct 2026
Who it serves
Mesh describes its mission as simplifying travel and expense management for modern global enterprises.meshpayments.com · 3 Oct 2026
Company founding
A company profile lists Mesh Payments as founded in 2018.crunchbase.com · 3 Oct 2026

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Sources