Moss
The facts below are what the maker publishes about Moss, checked and dated. Our editors have not written about it yet.
Plans and prices
From Moss's own pricing page, checked 1 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free Plans | Free | up to 3 users · unlimited cards · up to 20 invoices per month · customisable approval and verification steps · debit-only Moss wallet |
| Moss Starter | Free | up to 3 users · unlimited cards · up to 20 invoices/month · Moss Wallet debit-only |
| Paid Moss Platform | Priced on request | unlimited users and cards · modular platform fee · variable fee based on monthly transaction volume · modules and add-ons selectable |
| Paid Plans | Priced on request | unlimited users and cards · advanced approval flows and budget controls · accounting integrations and add-ons · HR software integrations · 1:1 onboarding support · debit or credit funding (eligibility applies) |
The facts
Each one read from Moss's own pages, with the date it was checked.
What it does
- Accounts payable
- Accounts-payable workflows capture invoices, match purchase orders, route approvals and schedule payments.checked 15 Oct 2026
- API
- The Moss API lets authorised applications connect programmatically to Moss for custom integrations, automation, reporting and analytics.checked 1 Oct 2026
- API authentication and limits
- Administrators create API keys; OAuth 2.0 client-credentials tokens support read or write scopes, with tokens expiring after one hour and documented request-rate limits.checked 15 Oct 2026
- API extensibility
- API use cases documented by Moss include BI reporting, cash-flow tools, budget portals, audits and AI document analysis; no SDK is listed.checked 15 Oct 2026
- Auditability
- Moss says receipts and invoices are encrypted, version-controlled and kept in an immutable audit trail, with role controls and transaction locks after export.checked 15 Oct 2026
- Compliance
- Moss says it is a BaFin-regulated financial institution operating under the PSD2 framework.checked 1 Oct 2026
- Contract terms
- Moss says it is available on flexible contract terms and does not lock customers into a long contract.checked 1 Oct 2026
- Corporate cards
- The platform provides physical and virtual cards with limits, merchant controls, approval rules and real-time spend visibility.checked 15 Oct 2026
- Credit limit
- Moss says its credit account can provide a credit line of up to €2,500,000 with payment terms of up to 60 days.checked 1 Oct 2026
- Expense capture
- Employees can upload receipts through the Moss web and mobile app and add cost centres and VAT rates to transactions.checked 1 Oct 2026
- Funding and valuation news
- A company announcement dated August 5, 2026 says Moss closed a Series C led by Portage with Cherry Ventures participation and reached a €1 billion valuation.checked 15 Oct 2026
- Google Play listing
- The Android listing shows 10K+ downloads, but the opened page does not display a numeric rating or review count.checked 15 Oct 2026
- Integrations
- Moss lists accounting, ERP, HR, travel, identity and productivity connections including DATEV, Xero, NetSuite, QuickBooks, Personio, Deel, Google Workspace, Azure and Okta.checked 15 Oct 2026
- Licence terms
- Moss terms grant customers a non-exclusive, non-sublicensable and non-transferable right to use the services during the agreement.checked 15 Oct 2026
- Limit: customization and reporting
- Reviewers report that some approval workflows and reporting options are too fixed for complex organizations.checked 15 Oct 2026
- Limit: payment and regional coverage
- G2 reviewers cite declined transactions, regional feature gaps such as Apple Pay availability and limited payment options.checked 15 Oct 2026
- Limit: pricing complaints
- A Trustpilot reviewer complained that costs rose substantially after an introductory offer.checked 15 Oct 2026
Where it runs
- Browser requirements
- Supported desktop browsers are Chrome 115+, Edge 115+, Firefox 116+, Safari on macOS 16.4+ and Opera 101+; mobile browsers are not officially supported.checked 15 Oct 2026
The company
- Company legal identity
- The platform and website identify Nufin GmbH as the legal operator, registered in Berlin, Germany.checked 15 Oct 2026
- Company scale
- Moss states that it has served more than 10,000 businesses across Europe, has raised more than €200 million in funding and was established in 2019.checked 1 Oct 2026
- Founded
- 2019checked 28 Sep 2026
- Headquarters
- Berlin, Germanychecked 28 Sep 2026
- Headquarters and size
- Moss lists Saarbrücker Str. 37a, 10405 Berlin as its headquarters and says it has more than 300 employees across six offices.checked 15 Oct 2026
- Independent company criticism
- A 2025 Report.at interview says Moss conducted layoffs after overexpansion in 2021–22 and reported about €30 million revenue in 2023.checked 15 Oct 2026
