Moss
7.6#4 in spend management softwareFree planFree planAndroidiOSWebAPI
VisitMoss vs Pleo
What both publish
| Fact | Moss | Pleo |
|---|---|---|
| API | The Moss API lets authorised applications connect programmatically to Moss for custom integrations, automation, reporting and analytics. | Pleo provides a public developer API, while its legacy token API is deprecated and scheduled for retirement. |
| Compliance | Moss says it is a BaFin-regulated financial institution operating under the PSD2 framework. | Pleo lists PCI-DSS, Google's Cloud Application Security Assessment, GDPR adherence and a Cloud Security Alliance CAIQ self-assessment. |
| Expense capture | Employees can upload receipts through the Moss web and mobile app and add cost centres and VAT rates to transactions. | Employees capture receipts in the mobile app and Pleo can automatically match emailed receipts through Fetch. |
| Founded | 2019 | 2015 |
| Headquarters | Berlin, Germany | Pleo's headquarters are in Copenhagen, Denmark. |
| Integrations | Moss lists accounting, ERP, HR, travel, identity and productivity connections including DATEV, Xero, NetSuite, QuickBooks, Personio, Deel, Google Workspace, Azure and Okta. | Published integrations include Xero, NetSuite, QuickBooks, SAP SuccessFactors, FreeAgent, Xledger, Twinfield and BambooHR. |
| Rating on Apple App Store | 5.0 out of 5 from 3 ratings | 4.7 out of 5 from 159 ratings |
| Rating on Capterra | 4.9 out of 5 from 234 reviews | 4.8 out of 5 from 199 reviews |
| Rating on G2 | 4.7 out of 5 from 254 reviews | 4.7 out of 5 from 1,435 reviews |
| Rating on GetApp | 4.9 out of 5 from 234 reviews | 4.8 out of 5 from 199 reviews |
| Rating on Trustpilot | 3.6 out of 5 from 218 reviews | 3.7 out of 5 from 1,582 reviews |
| Reimbursements | Reimbursement tools support mileage, per-diems and out-of-pocket claims, with AI receipt extraction and SEPA or Moss-balance payouts. | Out-of-pocket expenses, mileage and per-diems can be submitted, reviewed and paid through Pleo. |
Moss plans
- Free PlansFree
- Moss StarterFree
- Paid Moss PlatformPriced on request
- Paid PlansPriced on request
Pleo plans
- Start£8 a month
- Build£14 a month
- Optimise£18 a month
- Scale$249 a month
- Lead$499 a month
Pick Moss if…
You want what its maker publishes above — check its page for the details.
Pick Pleo if…
Pleo suits businesses seeking company cards alongside expense, reimbursement, cash, and accounts-payable tools. Start may fit a single-admin setup, while Build and Optimise require at least three users.