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Ranked chart · Finance & Accounting

Best Payment Software in 2026

Payment software helps businesses accept payments, handle recurring billing and plan payouts. Compare payment methods, transaction fees, supported currencies and payout schedules before choosing a service. For Xiaomi, Redmi and POCO users, check whether a service has an Android app. The listed platform options also include web, API, iOS and browser extension support, so match them to the devices and systems you use.

29 appsSorted 13 Nov 2026How we rank
18.2
Mollie logo

Mollie provides payment and money-management products for businesses in Europe and the UK.

Free planAndroidiOSWeb
Free plan
28.0
Airwallex Billing logo

Airwallex Billing combines invoicing, recurring subscriptions, and usage-based pricing in a global payments platform.

Free planAndroidiOSWeb
From $12 a month
37.8
PayPal Invoicing logo

PayPal Invoicing lets freelancers, service professionals, consultants, and small businesses create and send invoices to clients.

Free planAndroidiOSWeb
Free plan
  1. 4Checkout.com logo

    Checkout.com

    Checkout.com provides payment services for businesses that accept customer payments and disburse funds.

    Free planAndroidiOSWebAPI
    7.7Free plan
  2. 5IXOPAY logo

    IXOPAY

    IXOPAY provides payment orchestration, tokenization and payments intelligence for merchants and fintechs.

    AndroidiOSWebAPI
    7.6From $1,000 a month
  3. 6Adyen logo

    Adyen

    Adyen is an online payments platform that lets businesses accept, optimize, and settle payments through one integration.

    AndroidiOSWebAPI
    7.5$0.13 one-time
  4. 7

    Square Online

    Free planWeb
    7.1From $49 a month
  5. 8

    GoCardless Bank Account Data

    GoCardless Bank Account Data is a paid API that connects to bank accounts through bank PSD2 APIs and returns account information in JSON.

    Free planWebAPI
    6.9Free plan
  6. 9Authorize.net logo

    Authorize.net

    AndroidiOSWebAPI
    6.8$25 usage-based
  7. 10Rapyd logo

    Rapyd

    Rapyd is a fintech platform for businesses accepting payments, sending payouts, or embedding financial services.

    AndroidiOSWebAPI
    6.8From $99 a month
  8. 11

    Payoneer Payer

    Payoneer Payer helps businesses hire, onboard, and pay international contractors across 150+ countries.

    AndroidiOSWeb
    6.7
  9. 12Global Payments logo

    Global Payments

    Global Payments provides payment processing for in-person sales, websites, and apps, with tools for managing transactions, disputes, and deposits.

    AndroidiOSWebAPI
    6.6
  10. 13

    Worldpay 360 Hospitality

    Worldpay 360 Hospitality is a point-of-sale system for hospitality businesses that combines business management with payments.

    AndroidiOSWeb
    6.6From £49 a month
  11. 14Razorpay e-Mandate logo

    Razorpay e-Mandate

    Razorpay e-Mandate lets merchants arrange recurring payments after a customer authorizes a mandate through netbanking.

    AndroidiOSWebAPI
    6.5
  12. 15Paytm Payment Gateway logo

    Paytm Payment Gateway

    AndroidiOSWebAPI
    6.3
  13. 16

    2Checkout Hosted Checkout

    2Checkout Hosted Web Checkout is a direct online payment integration for businesses taking orders from shoppers worldwide.

    WebAPI
    6.2$3.50 one-time
  14. 17

    Spreedly

    Spreedly connects merchants, platforms, and fintechs to payment services through a single API and supports payment orchestration.

    WebAPI
    6.2From $750 a month
  15. 18Stripe Invoicing logo

    Stripe Invoicing

    Stripe Invoicing helps businesses create invoices, collect payments, and reconcile transactions through the web or APIs.

    WebAPI
    6.2$0.40 one-time
  16. 19Cybersource logo

    Cybersource

    Cybersource is a web-based payment gateway for businesses accepting payments.

    AndroidiOSWebAPI
    6.1
  17. 20

    Gr4vy

    Gr4vy is a cloud payment orchestration platform for merchants and payment platforms.

    AndroidiOSWebAPI
    6.1
  18. 21PayPal Braintree logo

    PayPal Braintree

    AndroidiOSWeb
    6.1$0.29 usage-based
  19. 22Paysafe logo

    Paysafe

    Paysafe is a payments platform for businesses and consumers, covering card payments, digital wallets, eCash and local methods.

    AndroidiOSWebAPI
    6.1
  20. 23

    Primer

    Primer is payments infrastructure for merchants who want to manage payment services from checkout to payout through one interface and API.

    AndroidiOSWebAPI
    6.1
  21. 24

    BlueSnap

    AndroidiOSWebAPI
    6.0
  22. 25

    Elavon Restaurant Payments

    Elavon Restaurant Payments combines payment processing and point-of-sale tools for restaurants.

    Web
    5.9$2.60 one-time

Choosing well

Check Android support

Android availability varies across payment software. Look for Android support if you need to manage payments from a Xiaomi, Redmi or POCO phone or tablet.

Web, API, iOS and browser extension access can suit other parts of your setup. Confirm the platforms offered by the service you are considering.

Compare free and paid plans

A free plan or free trial can let you assess a service before paying. Check whether the offer is a continuing free plan or a time-limited trial.

Paid pricing may be listed as a starting amount, a per-user monthly fee or pricing on request. Record the plan terms that apply to your use.

Review payment costs

Compare supported payment methods and transaction fees. A low starting subscription price may not show the full cost of processing payments.

Check published pricing details and ask for a quote when the service lists pricing on request.

Match billing and payouts

If you charge customers on a schedule, compare recurring billing support. Payout schedules can affect when processed funds reach your account.

Supported currencies also matter when you accept payments in different markets. Check the currencies and payout timing offered by the service.

Questions people ask

Do payment software tools work on Android?

Platform support varies. The category includes services with Android apps as well as web, API, iOS and browser extension access, so check the platform details for a service.

Can I find a free payment software plan?

A free plan is offered by items in this category. Free trials are also available from items on the list; check the terms for the service you choose.

What pricing formats should I compare?

Published pricing can include a free plan, a starting paid price, a per-user monthly fee or pricing on request. Transaction fees may be separate.

Why do payment methods matter?

Payment methods determine how customers can pay through a service. Compare the methods supported alongside transaction fees and supported currencies.

What is recurring billing?

Recurring billing handles scheduled charges. Compare this feature when you need to bill customers repeatedly rather than through one-time payments.

How do payout schedules affect me?

A payout schedule describes when processed funds are sent to you. Compare the schedule offered by a service with your cash-flow needs.

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