Spreedly
Spreedly connects merchants, platforms, and fintechs to payment services through a single API and supports payment orchestration.
What Spreedly is
Spreedly connects merchants, platforms, and fintechs to payment services through a single API and supports payment orchestration. Its vault stores tokenized payment methods for use across multiple gateways and endpoints. The Independent Vault plan costs $750 a month and includes unlimited storage and a PCI-1 compliant vault. Spreedly lists more than 150 gateway connections and more than 60 supported payment methods. Performance Optimization includes network tokenization, account updater, smart retries, and PSP-agnostic routing, with pricing available from sales. Protect is described as a fraud and authentication layer that can add fraud tools and 3DS. Supported channels include cards, wallets, bank debits and transfers, bank redirects, buy now pay later, cash-based vouchers, and real-time payments. The web application manages payment environments and orchestration analytics, while API access is available. Spreedly was founded in 2007 and is headquartered in Durham, North Carolina, USA. It states Level 1 PCI compliance and lists SOC 2 Type II certification.
Good
- Single API for payment services
- Tokenized vault supports multiple gateways
- Lists 150+ gateway connections
- Supports 60+ payment methods
- Includes smart retries and PSP-agnostic routing
Watch out
- No free plan is listed
- Independent Vault costs $750 a month
- Performance Optimization pricing requires sales contact
Who it suits
Spreedly suits merchants, platforms, and fintechs that need payment orchestration, tokenized payment storage, and multiple gateway connections. It also fits teams seeking payment optimization, fraud tooling, or diverse payment channels.
Verdict
Spreedly provides API-based payment connectivity, tokenization, orchestration, and optional optimization and fraud layers. Its paid structure and enterprise-oriented features make plan scope and sales pricing important considerations.
Plans and prices
From Spreedly's own pricing page, checked 5 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Independent Vault | $750 a month | PCI-1 compliant vault · unlimited storage · per month |
| Performance Optimization | Priced on request | Network tokenization · account updater · smart retries · PSP-agnostic routing · 3DS & fraud prevention · chargeback reduction · agentic commerce kit · Contact Sales |
The facts
Each one read from Spreedly's own pages, with the date it was checked.
What it does
- Compliance
- Spreedly states it is Level 1 PCI compliant and lists SOC 2 Type II certification on its Trust Center.checked 5 Oct 2026
- Connectivity
- Spreedly’s pricing page lists 150+ gateway connections and 60+ supported payment methods.checked 5 Oct 2026
- Fraud and authentication
- Spreedly describes Protect as a fraud and authentication layer that can add fraud tools and 3DS.checked 5 Oct 2026
- Integrations
- Spreedly’s developer documentation lists gateways including Adyen, Authorize.net, PayPal, and Stripe.checked 5 Oct 2026
- Intended users
- Spreedly says merchants, platforms, and fintechs use its payment tools.checked 5 Oct 2026
- Optimization
- The Performance Optimization offering lists smart retries and PSP-agnostic routing among its capabilities.checked 5 Oct 2026
- Purpose
- Spreedly connects businesses to payment services through a single API and supports payment orchestration.checked 5 Oct 2026
- Security profile
- Spreedly says its Whistic Security Profile includes its SOC 2 Type 2 report and summaries of executive penetration tests, accessible after signing an NDA.checked 5 Oct 2026
- Support
- Spreedly links to a Support Portal and developer guides and documentation from its official site.checked 5 Oct 2026
- Tokenization
- Spreedly stores tokenized payment methods in its vault so merchants can use them with multiple gateways and endpoints.checked 5 Oct 2026
- Vault
- The Independent Vault plan advertises unlimited storage and PCI-1 compliance.checked 5 Oct 2026
The company
- Founded
- 2007checked 28 Sep 2026
- Headquarters
- Durham, North Carolina, USAchecked 28 Sep 2026
Where it runs
- Platform access
- Spreedly describes its merchant-facing application as a web application for managing payment environments and reviewing orchestration data and analytics.checked 5 Oct 2026
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