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Rapyd

Rapyd is a fintech platform for businesses accepting payments, sending payouts, or embedding financial services.

Place
#6 of 31
Score
6.8
Rapyd's website

What Rapyd is

Rapyd is a fintech platform for businesses accepting payments, sending payouts, or embedding financial services. Its main offerings are Collect, Disburse, Wallet, and Issuing. Collect supports cards, bank transfers, eWallets, and cash, with hosted checkout and payment links. Rapyd says its network connects local payment and payout methods across 182 markets; Checkout supports 900+ payment methods in 100+ countries and can be hosted or integrated into websites and mobile apps. Disburse handles local and cross-border payouts through bank transfers, eWallets, cards, and cash, using an API or Client Portal. Issuing supports virtual and physical cards with controls such as spending limits and merchant restrictions, though issuing is available only in specific countries. Rapyd Protect uses machine-learning models and rules to identify risky transactions, and Rapyd says it is free for all clients. A WooCommerce payments plugin is also available. Rapyd lists Android, iOS, web, and API support, and recurring billing, in-person payments, and multi-currency support. Pricing is on request; there is no free plan or trial. The Rapyd Business Account is listed at $99 a month after account approval.

Good

  • Accepts cards, bank transfers, eWallets, and cash.
  • Supports payment links and recurring billing.
  • Checkout lists 900+ methods in 100+ countries.
  • Rapyd Protect is free for all clients.
  • Supports multi-currency and in-person payments.

Watch out

  • No free plan or trial.
  • Pricing for payment processing requires a quote.
  • Card issuing is limited to specific countries.
  • Business Account costs $99 a month after approval.

Who it suits

Rapyd is suited to businesses that need payment acceptance, local or cross-border payouts, or embedded financial services. Its stated payout use cases include marketplaces, content creators, online travel, online trading, and gaming businesses.

Verdict

Rapyd brings payment acceptance, payouts, and card issuing under one platform, with availability and pricing details to confirm for each business. Card issuing has country limits, and payment processing fees vary by country and volume.

Plans and prices

From Rapyd's own pricing page, checked 30 Sep 2026.

All about pricing
PlanPriceWhat it gives you
Rapyd Business Account$99 a monthFee is deducted from your Rapyd Business Account balance · after your account has been approved; charged monthly on the 10th
Rapyd payment processingPriced on requestCountry-specific pricing; some local prices and fees are listed on the pricing page · Contact Rapyd for a price quote; fees vary by country and processing volume

The facts

Each one read from Rapyd's own pages, with the date it was checked.

What it does

Availability limit
Rapyd’s documentation says card issuing is supported only in specific countries and advises customers to contact a sales representative for details.checked 30 Sep 2026
Card issuing
Rapyd Issuing supports virtual and physical cards, with controls such as spending limits and merchant restrictions.checked 30 Sep 2026
Checkout
Rapyd Checkout supports 900+ payment methods in 100+ countries and is available as a hosted or toolkit integration for websites and mobile apps.checked 30 Sep 2026
Core products
Its core offerings include Collect, Disburse, Wallet and Issuing.checked 30 Sep 2026
Data protection
Rapyd says it encrypts data at rest and uses SSL and TLS certificates for data in transit.checked 30 Sep 2026
E-commerce integration
Rapyd offers a payments plugin for WooCommerce that supports cards, eWallets, bank transfers and cash.checked 30 Sep 2026
Fraud protection
Rapyd Protect uses machine-learning models and a rules engine to identify risky transactions, and Rapyd says it is free for all clients.checked 30 Sep 2026
Intended customers
Rapyd identifies marketplaces, content creators, online travel, online trading and gaming businesses as payout use cases.checked 30 Sep 2026
Payment acceptance
Rapyd Collect supports cards, bank transfers, eWallets and cash, with hosted checkout and payment links.checked 30 Sep 2026
Payment methods
Rapyd says its network connects local payment and payout methods across 182 markets.checked 30 Sep 2026
Payouts
Rapyd Disburse supports local and cross-border payouts through bank transfers, eWallets, cards and cash, using an API or Client Portal.checked 30 Sep 2026
Security
Rapyd says it has PCI-DSS Level 1 certification and a SOC 2 Type II report.checked 30 Sep 2026
Support
Rapyd’s product pages direct prospective customers to contact its global payments team for service information and pricing.checked 30 Sep 2026
What it does
Rapyd describes itself as a fintech platform for accepting global payments, sending payouts and embedding financial services.checked 30 Sep 2026

The company

Founded
2016checked 28 Sep 2026

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