Moov
Moov provides businesses with one payments integration for accepting, storing, sending, and spending money.
What Moov is
Moov provides businesses with one payments integration for accepting, storing, sending, and spending money. It supports card and bank payments, wallet transfers, same-day ACH, TCH RTP, FedNow, and issued cards, including online payments and Tap to Pay on iPhone and Android. Developers can use browser-side and server-side SDKs, native iOS and Android SDKs, Moov Drops, and a REST API. Test mode offers sandboxed accounts for trying API features without moving real money. Data Sync can send information to a warehouse such as BigQuery every few minutes through a no-code setup. Moov lists SOC 1 Type 2, SOC 2 Type 2, PCI Level I, SSL and TLS encryption, independent security testing, and a 99.5% uptime figure. Standard pricing has a $500 monthly minimum, with per-feature transaction fees. Moving real money requires business verification and production approval, which requires a signed contract and fee plan.
Good
- Supports cards, bank payments, and multiple payment rails.
- Offers web, server, iOS, and Android developer tools.
- Sandbox testing does not move real money.
- Data Sync supports no-code warehouse syncing.
- Lists multiple security certifications and encryption measures.
Watch out
- Standard pricing has a $500 monthly minimum.
- Per-feature transaction fees apply.
- Direct API integration requires PCI compliance.
- Production approval requires verification, contract, and fee plan.
Who it suits
Moov suits businesses building payment acceptance and money movement into their products. Its developer tools and sandbox may suit teams integrating payments, while direct API users need to account for PCI compliance.
Verdict
Moov combines several payment methods with SDKs, an API, and a sandbox for development. Check the monthly minimum, transaction fees, and production onboarding requirements before planning a launch.
Plans and prices
From Moov's own pricing page, checked 29 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Standard pricing | $500 a month | Pay as you go; per-feature transaction fees apply · $500 monthly minimum |
| Custom pricing | Priced on request | Available for businesses with large payment volume or unique business models · Contact sales |
The facts
Each one read from Moov's own pages, with the date it was checked.
What it does
- Availability
- Moov states a 99.5% uptime figure on its feature list.checked 29 Sep 2026
- Developer tools
- Moov offers browser-side and server-side SDKs, Moov Drops, a REST API, and native iOS and Android SDKs.checked 29 Sep 2026
- Integrations
- Moov’s Data Sync can sync data to a warehouse such as BigQuery every few minutes, with no-code setup.checked 29 Sep 2026
- Online and in-person payments
- Moov supports online card and bank payments and Tap to Pay on iPhone and Android.checked 29 Sep 2026
- Payment rails
- The platform supports card and bank payments, Moov wallet transfers, same-day ACH, TCH RTP, FedNow, and issued cards.checked 29 Sep 2026
- PCI requirement
- Moov’s integration guide says direct API integration requires PCI compliance, while Moov.js and Drops do not require it.checked 29 Sep 2026
- Production onboarding
- To move real money, a business must complete verification and select a fee plan; the launch checklist says production approval requires a signed contract and fee plan.checked 29 Sep 2026
- Purpose
- Moov provides one payments integration for accepting, storing, sending, and spending money.checked 29 Sep 2026
- Security
- Moov lists SOC 1 Type 2, SOC 2 Type 2, PCI Level I, SSL and TLS encryption, and regular independent security testing.checked 29 Sep 2026
- Support
- Partner accounts and merchants onboarded through hosted onboarding can chat with Moov support or submit tickets from the Dashboard.checked 29 Sep 2026
- Testing
- Test mode provides sandboxed accounts and lets developers test API features without moving real money.checked 29 Sep 2026
The company
- Company
- Moov says it was founded by Wade Arnold and Bob Smith and has a fully remote team distributed across the U.S.checked 29 Sep 2026
Alternatives to Moov
- 1
Stripe Treasury
Free planAndroidiOSWebAPI7.9$0.50 one-time - 2
Swan Cards
Free planAndroidiOSWebAPI7.9From €900 a month - 3
Modulr
AndroidiOSWebAPI7.2From £16.25 a month - 4
Mbanq Cloud
AndroidiOSWebAPI6.9 - 5
Railsr
Free planWebAPI6.8Free plan - 6
Rapyd
AndroidiOSWebAPI6.8From $99 a month