Moov
6.5#7 in banking-as-a-service platformsFrom $500 a monthAndroidiOSWebAPI
VisitMoov vs Stripe Treasury
Stripe Treasury
7.9#1 in banking-as-a-service platforms$0.50 one-timeFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Moov | Stripe Treasury |
|---|---|---|
| Company | Moov says it was founded by Wade Arnold and Bob Smith and has a fully remote team distributed across the U.S. | Stripe, LLC is a privately held company founded in 2010 with headquarters in South San Francisco and a stated 5,001–10,000 employee range. |
| Payment rails | The platform supports card and bank payments, Moov wallet transfers, same-day ACH, TCH RTP, FedNow, and issued cards. | Sending options include same-day ACH, domestic and international wires, scheduled payouts, card payouts and stablecoin wallet payouts. |
| Purpose | Moov provides one payments integration for accepting, storing, sending, and spending money. | Stripe Treasury combines banking and payments so businesses can receive, store, send, and spend funds in one place. |
Moov plans
- Standard pricing$500 a month
- Custom pricingPriced on request
Stripe Treasury plans
- ACH fundingFree
- TreasuryFree
- Treasury accountFree
- Treasury cardsFree
- Instant currency conversion$0.50, paid once
- Domestic payout$1.50, paid once
Pick Moov if…
Moov suits businesses building payment acceptance and money movement into their products. Its developer tools and sandbox may suit teams integrating payments, while direct API users need to account for PCI compliance.
Pick Stripe Treasury if…
Treasury is aimed at startups and growing businesses seeking to combine financial operations with payments. Platforms including Shopify, Instacart, and Arc can use Treasury for Platforms to provide embedded accounts.