Mbanq Cloud
The facts below are what the maker publishes about Mbanq Cloud, checked and dated. Our editors have not written about it yet.
Plans and prices
From Mbanq Cloud's own pricing page, checked 15 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Mbanq Cloud | Priced on request | Pricing is not numerically published · partner-bank or financial-institution contract required · Pay as you grow; IT infrastructure, support, and operational costs included |
The facts
Each one read from Mbanq Cloud's own pages, with the date it was checked.
What it does
- Accounting
- Accounting includes charts of accounts, journal and closing entries, accounting rules, accruals and provisional entries.checked 15 Oct 2026
- Accounts
- Current and savings accounts support lifecycle management, interest calculations and automated charges.checked 15 Oct 2026
- API management
- API documentation describes versioning, rate limiting, OAuth 2 authentication, access control and webhooks.checked 15 Oct 2026
- APIs
- The platform exposes REST and GraphQL APIs covering core banking functions.checked 15 Oct 2026
- Authentication
- API authentication uses OAuth 2 bearer tokens, tenant identifiers, JSON payloads and HTTPS requests.checked 15 Oct 2026
- Back Office
- The web Back Office supports operations, compliance monitoring, AML work and customer-service tasks such as replacement-card issuance.checked 15 Oct 2026
- BBB accreditation
- BBB states that Mbanq is not an accredited business.checked 15 Oct 2026
- Client management
- Client workflows cover creation, approval, activation, updating, closure, staff assignment and branch transfers.checked 15 Oct 2026
- Compliance
- Mbanq states that it maintains PCI DSS compliance and employs bank-level security measures.checked 7 Oct 2026
- Core
- The platform provides core banking, regulatory compliance, and operational management.checked 7 Oct 2026
- Documentation
- The documentation site provides guides, API references, a changelog link, tutorials and Postman setup instructions.checked 15 Oct 2026
- Extensibility
- Extendable core objects allow custom fields, data structures and business logic, while third-party integrations and custom extensions are supported.checked 15 Oct 2026
- Funding news
- A July 24, 2026 announcement said a Swiss private bank made the first investment in Mbanq's note program, which has capacity up to US$100 million.checked 15 Oct 2026
- Integrations
- Mbanq says it partnered with IBM and Amazon Web Services through its Mbanq Labs accelerator program.checked 15 Oct 2026
- Intended users
- Mbanq Cloud is described as infrastructure for fintech platforms, embedded finance products, neobanks, and software platforms adding financial services.checked 7 Oct 2026
- KYC and KYB
- Risk checks cover addresses, email, phone and devices, with SSN verification, OFAC screening, document verification and liveness checks.checked 15 Oct 2026
- Licence
- Mbanq describes its core banking platform as proprietary and operated in-house.checked 15 Oct 2026
- Limit: BBB complaint
- BBB records one product-issue complaint in the prior three years involving unauthorized transactions and a dispute over reimbursement.checked 15 Oct 2026
The company
- Company founded
- LinkedIn states that Mbanq was founded in 2016.checked 15 Oct 2026
- Company founders
- Crunchbase lists Igor Kostyuchenok, Lars Rottweiler and Vladimir Lounegov as founders.checked 15 Oct 2026
- Company legal name
- Crunchbase identifies the legal name as FinLink, Inc., also known as Mbanq.checked 15 Oct 2026
- Company profile
- LinkedIn lists Mbanq as a privately held banking company with 51–200 employees.checked 15 Oct 2026
- Headquarters
- LinkedIn lists headquarters in Naples, Florida, at 4850 Tamiami Trail North, Unit 301.checked 15 Oct 2026
Money
- Free evaluation
- LinkedIn states that Mbanq Cloud includes a free evaluation environment for testing ideas.checked 15 Oct 2026
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