Android and iOS apps plus web access for instant money transfers.
Best Money Transfer Apps in 2026
Send App leads this chart of 81 (8.5/10, free plan). Satispay is next (8.5/10, free plan), and Mercado Pago is the next highest-placed with a free plan (8.4/10). Money transfer apps help you send money to another person; compare Android availability and the ways a recipient can get the transfer. Before choosing, check transfer speed, exchange-rate model and whether fees are shown upfront. Android availability does not by itself confirm Xiaomi- or HyperOS-specific support.
- 4

Wise
Android and iOS apps, plus a website, let you transfer funds to recipients’ bank accounts.
Free planAndroidiOSWeb8.2Free plan - 5

Remitly
Remitly is a money transfer app for sending funds internationally, available on Android and iOS.
Free planAndroidiOS8.2$2.99 one-time - 6
Panda Remit
Android and iOS apps plus web access for instant transfers, with prices from $6.99.
Free planAndroidiOSWeb8.2Free plan - 7
8.0$1.99 one-time - 8

Ria Money Transfer
Ria Money Transfer lets customers send money internationally online, through its Android or iOS app, or at a Ria location.
Free planAndroidiOSWebAPI8.0Free plan - 9
7.9Free plan - 10

TransferGo
TransferGo is a mobile service for international money transfers and multi-currency balances, with transfers available to over 160 countries.
Free planAndroidiOS7.8Free plan - 117.8Free plan
- 12

PayPal Invoicing
PayPal Invoicing lets freelancers, service professionals, consultants, and small businesses create and send invoices to clients.
Free planAndroidiOSWeb7.8Free plan - 13

Xe Money Transfer
Xe Money Transfer is a freemium service for individuals and businesses sending international payments to more than 190 countries in over 130 currencies.
Free planAndroidiOSWeb7.7Free plan - 14
Instarem
Android and iOS apps and a website offer transfers marked as instant, with exchange-rate markups.
Free planAndroidiOSWeb7.7Free plan - 157.7Free plan
- 16
e& money
Android and iPhone apps offer instant transfers; exchange rates include a markup.
Free planAndroidiOS7.7From 23.81 AED a month - 17
7.7From $1,980 a month - 18
WhatsApp
WhatsApp is a free messaging and calling app for Android, iOS, macOS, web, and Windows.
Free planAndroidiOSWebAPI7.7Free plan - 197.6Free plan
- 20
7.6Free plan - 21
7.6Free plan - 22

Chipper Cash
Free planAndroidiOS7.6From $1 a month - 23
Cash App Taxes
Cash App Taxes is a self-service service for preparing and filing U.S.
Free planAndroidiOSWebAPI7.6Free plan - 24

CurrencyFair
Android and iOS apps plus web access for same-day bank transfers; paid plans start at €3.
AndroidiOSWebAPI7.5 - 257.5Free plan
Choosing well
Is there an Android app for my phone?
Check the app’s Android availability before choosing. Android availability is listed for apps in this category, but the facts do not establish Xiaomi- or HyperOS-specific support.
How can the recipient get the money?
Compare recipient methods with what the person receiving the transfer can use. The list compares recipient methods, but the item details here do not specify which methods a particular app supports.
How can I compare transfer costs?
Check the exchange-rate model, upfront fee display and paid-from price. A free plan does not by itself tell you the cost of a particular transfer.
How quickly will the transfer arrive?
Compare transfer speed and look for tracking if you want to follow a transfer. The listed comparison criteria do not give a specific delivery time for any app.
Can I schedule transfers?
Check whether scheduled transfers are supported if you want to arrange a payment in advance. The list compares this feature, but no item-level details are provided here.
Questions people ask
Which money transfer apps have an Android app?
Android is listed as a platform for this category. Check the individual app’s details for its current Android availability; the facts do not confirm Xiaomi- or HyperOS-specific support.
How do I compare money transfer app fees?
Compare the paid-from price, exchange-rate model and upfront fee display. A free plan does not establish the cost of a specific transfer.
How can I tell how a recipient will get a transfer?
Check the app’s recipient methods against what the recipient can use. Recipient methods are a comparison criterion for this list.
Can I track or schedule a money transfer?
Transfer tracking and scheduled transfers are compared in this list. Check individual app details to confirm whether either feature is available.
Do money transfer apps offer free plans?
Free-plan availability is a comparison criterion. The listed items include apps marked as having a free plan, but check individual terms before sending money.
