Best Money Transfer Apps in 2026
Updated
In short: Wise is ranked #1 of 81 as of 4 October 2026, ahead of TransferGo and Remitly. The best-ranked option with a free plan is TransferGo. The lowest first paid tier on this page is Eversend at $0.99/mo.
Choosing a money transfer app means weighing how rates and fees are presented alongside where and how quickly funds can be sent. Wise, TransferGo, and Remitly lead the ranking, followed by Paysera and Xe Money Transfer. Compare exchange-rate models, upfront fee display, recipient methods, and stated transfer speed. Scheduled transfers and transfer tracking may also matter if you send repeatedly or want visibility into a payment. Check supported mobile platforms, free-plan availability, and paid-from pricing to compare the listed options against your transfer needs.
81 money transfer apps ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
#1 Wise Top pick · 9.4 Free plan · Free
#2 TransferGo Runner-up · 9.2 Free plan · Free
#3 Remitly Also great · 9.1 Free plan · Free
- Free plan AndroidiOSWeb
- Free plan
- Yes
- Recipient methods
- bank
- Transfer speed
- instant
- Exchange-rate model
- mid_market
- Mobile platforms
- both
RecognisedDocumentedFree planPlatformsFree About WiseVisit site - Free plan AndroidiOS
- Free plan
- Yes
- Paid from
- $0.20one-time
- Recipient methods
- Bank accounts, cards, card-to-card payments, e-wallets and cash transfers
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOS
- Paid from
- Free
- Recipient methods
- Bank account, mobile wallet, cash pickup, mobile money, home delivery, and debit card deposit
- Transfer speed
- instant
- Exchange-rate model
- variable
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - Free plan AndroidapiiOSWeb
- Free plan
- Yes
- Transfer speed
- instant
- Exchange-rate model
- variable
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOSWeb
- Free plan
- No
- Paid from
- $6.99one-time
- Transfer speed
- instant
- Exchange-rate model
- variable
- Mobile platforms
- both
RecognisedDocumentedFree planPlatformsA$6.99/mofirst paid tier About Panda RemitVisit site - WebiOSAndroid
- Free plan
- Yes
- Paid from
- Free
- Recipient methods
- bank
- Transfer speed
- 1_3_days
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- Yes
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - AndroidapiiOSWeb
- Free plan
- Yes
- Recipient methods
- bank
- Transfer speed
- same_day
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms€3/mofirst paid tier About CurrencyFairVisit site - Free plan AndroidiOSWeb
- Free plan
- Yes
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Transfer speed
- instant
- Exchange-rate model
- mid_market
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOSWeb
- Free plan
- Yes
RecognisedDocumentedFree planPlatforms - Free plan AndroidiOS
- Free plan
- Yes
- Recipient methods
- bank
- Transfer speed
- instant
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Transfer speed
- instant
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Transfer speed
- instant
- Exchange-rate model
- variable
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms$0.99/mofirst paid tier About EversendVisit site - Free plan WebiOSAndroid
- Free plan
- Yes
- Recipient methods
- bank
- Transfer speed
- instant
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms€3.99/mofirst paid tier About SatispayVisit site - Free plan AndroidiOSWeb
- Free plan
- Yes
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- Yes
- Transfer speed
- instant
- Exchange-rate model
- variable
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - Free plan iOSAndroid
- Free plan
- Yes
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatformsAED 23.81/mofirst paid tier About e& moneyVisit site - WebiOSAndroid
- Free plan
- No
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - iOSAndroid
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms - WebiOSAndroid
- Free plan
- No
- Transfer speed
- instant
- Exchange-rate model
- markup
- Mobile platforms
- both
RecognisedDocumentedFree planPlatforms
Is your app on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which money transfer app is ranked first on Everything Xiaomi?
Wise is ranked #1 of 81 with a score of 9.4. TransferGo is second and Remitly third.
How many of these have a free plan?
11 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, Eversend has the lowest first paid tier we found: $0.99/mo.
How is this list ranked?
Ranked on what each maker publishes: documentation depth, a free tier and the platforms it runs on. Paid placements never change a rank.