PicPay
The facts below are what the maker publishes about PicPay, checked and dated. Our editors have not written about it yet.
Plans and prices
From PicPay's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| PicPay Conta Digital | Free | Digital account · 102% of CDI on business days · Pix and bill payments · card subject to request |
| PicPay Empresas account | Free | Digital business account · Pix transfers and receipts without fees in specified modes |
The facts
Each one read from PicPay's own pages, with the date it was checked.
What it does
- Business audience
- PicPay Empresas presents its account and sales services for companies and says it can promote a business to up to 70 million PicPay customers.checked 7 Oct 2026
- Business limits
- PicPay says retaining zero machine rental fees may depend on meeting a monthly card transaction volume of at least R$5,000 per contracted device; otherwise it states a monthly rental charge of R$49.90.checked 7 Oct 2026
- Business payments
- PicPay Empresas offers a card reader, payment links, PicPay Tap and boleto payment options for businesses.checked 7 Oct 2026
- Business sales tools
- PicPay Smart combines order management, inventory control and payment acceptance in one device.checked 7 Oct 2026
- Card
- PicPay describes its card as debit and credit, managed in the PicPay app, and advertises it without an annual fee.checked 7 Oct 2026
- Exchange-rate model
- markupchecked 20 Sep 2026
- Installments
- The account page says users can split Pix and boleto payments into up to 12 installments on any card, or up to 36 installments with PicPay Parcela.checked 7 Oct 2026
- Pix features
- The consumer account page lists scheduled Pix, Pix by WhatsApp and contactless Pix using Google Pay.checked 7 Oct 2026
- Savings
- The consumer account page says balances earn 102% of CDI on business days and offers Cofrinhos for saving toward goals.checked 7 Oct 2026
- Scheduled transfers
- Yeschecked 20 Sep 2026
- Security
- The account page lists Seguro Mode, hidden balances and investments, device passcode access, geolocation and identity validation as security features.checked 7 Oct 2026
- Support
- PicPay directs customers to its online Help Center for questions and customer support.checked 7 Oct 2026
- Transfer speed
- instantchecked 20 Sep 2026
- Transfer tracking
- Yeschecked 20 Sep 2026
- What it does
- PicPay describes itself as a financial ecosystem offering accounts, payments, credit, investments, insurance and cards for individuals and businesses.checked 7 Oct 2026
The company
- Company history
- PicPay says it was founded in Vitória, Espírito Santo, and its official code of conduct states it was founded in 2012.checked 7 Oct 2026
- Founded
- 2012checked 28 Sep 2026
- Headquarters
- São Paulo, Brazilchecked 28 Sep 2026
Money
- Free plan
- Yeschecked 20 Sep 2026
Where it runs
- Mobile platforms
- bothchecked 20 Sep 2026
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