Mercado Pago Payment Link
- Android app
- Yes
- Free plan
- Yes
- Runs on
- Android, iOS, Web
Summary
Mercado Pago Payment Link lets sellers create a link for a sale and share it with customers, without needing a website or ecommerce store. To make one, the seller enters an amount, chooses payment methods and installment options, sets an expiry, then shares the link through channels such as WhatsApp, social media, chats, or websites. Customers can pay without a Mercado Pago account. Listed payment methods include credit cards, Caixa virtual debit card, Mercado Pago balance, Linha de Crédito, Pix, and boleto. Sellers can offer up to 18 installments; offering them without an added buyer charge incurs a fee alongside the processing fee. The page lists same-day, 14-day, and 30-day payout options, though some new sellers receive funds in seven days until same-day payout is available. There is no monthly fee, but processing and possible installment fees apply when a sale is made. Mercado Pago says it monitors transactions around the clock, uses security models and 3DS 2.0, and offers seller protection for certain disputes or physical-goods fraud cases.
Who it is for
This payment link suits businesses that want to collect payments remotely through social channels without setting up a site or ecommerce store. Sellers should account for transaction charges and payout timing when choosing payment and installment options.
What is good
- Customers can pay without a Mercado Pago account.
- Links can be shared through WhatsApp and social media.
- Sellers can offer up to 18 installments.
- No monthly fee; charges apply when a sale is made.
- No website or ecommerce setup is required.
What to know first
- Processing fees apply to sales.
- Installments without a buyer charge incur an additional fee.
- Some new sellers receive funds in seven days before same-day payout is available.
Verdict
Mercado Pago Payment Link offers a way to take remote payments without building an online store. It may suit sellers using social channels, but they should review the processing fees and payout options before setting terms.
Mercado Pago Payment Link plans and pricing
All plansCompared on payment link software
- Free plan
- Yesmercadopago.com.br
- Payment method coverage
- broadmercadopago.com.br
- Checkout customization
- basicmercadopago.com.br
Facts
- Purpose
- Lets sellers create a payment link and share it with customers, without needing a website or ecommerce store.mercadopago.com.br · 4 Oct 2026
- Setup
- To create a link, enter the sale amount, customize payment methods, installments and expiry, then share it with the customer.mercadopago.com.br · 4 Oct 2026
- Payment methods
- The page lists credit cards, Caixa virtual debit card, Mercado Pago balance, Linha de Crédito, Pix and boleto as accepted payment methods.mercadopago.com.br · 4 Oct 2026
- Installments
- Sellers can offer up to 18 installments, with or without an added charge to the buyer; offering installments without an added charge incurs a fee combined with the processing fee.mercadopago.com.br · 4 Oct 2026
- Payout timing
- The page lists same-day, 14-day and 30-day payout options, while some new sellers receive funds in 7 days until same-day payout becomes available.mercadopago.com.br · 4 Oct 2026
- Buyer account
- Customers can pay through the link without having a Mercado Pago account.mercadopago.com.br · 4 Oct 2026
- Sharing channels
- The app listing says payment links can be shared through WhatsApp, social media, chats and websites.apps.apple.com · 4 Oct 2026
- Fraud controls
- Mercado Pago says it monitors transactions 24 hours a day, uses security models and 3DS 2.0, reviews risky charges, and offers seller protection for certain disputes or fraud involving physical goods.mercadopago.com.br · 4 Oct 2026
- Support
- The payment-link page says support is available when needed; the general security page says support is available 24 hours.mercadopago.com.br · 4 Oct 2026
- No technical integration
- The maker describes link creation as a process that does not require a website or ecommerce setup.mercadopago.com.br · 4 Oct 2026
- Mobile apps
- The Mercado Pago app is listed for iPhone and the Google Play listing describes the app as supporting payment links for sellers.apps.apple.com · 4 Oct 2026
- Intended users
- The maker presents the link as a way for businesses to sell remotely and collect payments through social channels without a site or ecommerce store.mercadopago.com.br · 4 Oct 2026
Company
- Maker founded
- MercadoLibre says it was founded in 1999.investor.mercadolibre.com · 4 Oct 2026
- Headquarters
- Osasco, São Paulo, Brazilmercadopago.com.br · 28 Sept 2026
Best Mercado Pago Payment Link alternatives
See all 20
Where it ranks on Everything Xiaomi
Is Mercado Pago Payment Link yours?
Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.
Sources
- mercadopago.com.br/ferramentas-para-vender/link-de-pagamen· checked 4 Oct 2026
- apps.apple.com/br/app/mercado-pago-banco-digital/id925· checked 4 Oct 2026
- mercadopago.com.br/seguranca· checked 4 Oct 2026
- investor.mercadolibre.com/download-uspr· checked 4 Oct 2026
- mercadopago.com.br/ferramentas-para-vender/link-de-pagamen· checked 28 Sept 2026